Most people are aware of how PPF works and how interest is calculated on PPF account balance. After all, they are investing in PPF to earn interest on their contributions. And being a long-term savings product, it is also well…
Read More PPF Maturity Options after 15 Years: Updated Rules 2024
Did you land on this page searching for Fee Only Financial Planners in India? Then one thing is very clear - you already know Fee Only Financial Planner or Fee Only SEBI-registered Investment Advisor is the best option when it…
Read More Fee Only Financial Planner in India (Updated 2025)
Most people, till now have been investing in NPS for tax benefits. But if you look at the NPS Tax Benefits (2025) under New tax vs Old tax Regime, then you will realize that NPS is a lot more than…
Read More NPS Tax Benefits & Maturity Taxation (Updated 2025)
Are you a parent who wants to invest in Sukanya Samriddhi Yojana in 2025 to save money for your daughter’s (girl child) education and marriage needs? Then you will find this Free Excel based Sukanya Samriddhi Yojana Calculator useful. Those investors…
Read More Sukanya Samriddhi Yojana Calculator (Updated 2025)
Free - a word that attracts everyone. And when it comes to financial advice, the word ‘FREE’ has done more damage than even big stock market crashes. I know this sounds odd but I am not lying. The free financial…
The VPF Interest Rate is 8.25% for the financial year FY 2024-25. I know you want to know much more about the historical Voluntary Provident Fund interest rates. But before we see the full multi-decade details of the VPF Interest…
You may be looking for the Best Debt Mutual Funds to invest in 2025 India. But the answer to that isn’t easy. Different debt funds are best suited for different people. And that’s not all. These Debt funds come in…
Read More Debt Mutual Funds Types (SEBI Categorization Rules) – Updated 2025
Health insurance is like an umbrella - something that you don’t need every day; but once in a while when it rains, it really saves the day for you. On all other days, you won't miss it. But when it…
Read More Tax Saving on Health Insurance (Section 80D) – Detailed Guide for FY 2024-25
Should I invest in PPF or ELSS to save taxes? This is a common question that I am asked quite often, more so during the tax saving season. Choosing between the ever so popular Public Provident Fund (PPF) and Equity-linked…
Read More PPF vs ELSS (2025) – Which is better for Tax Saving investments?
Think about it. If we are talking here about Real Financial Advisors, does it also mean that someone else might be a Fake Financial Advisor? The answer is sadly, Yes. Indian investment advisory and financial planning space is filled with…
The ups and downs of the market can test investors’ resolve to remain invested (or invest more). In rising (bull) markets, it’s easy to say that you will do the right thing, i.e. remain invested + invest more even if…
Read More Why linking Investments to your Financial Goals helps?
Sometime back, I wrote about How much is Rs 1 crore FD monthly interest. Many readers mailed asking that they were conservative and risk-averse savers and liked the safety of fixed deposits. And so wanted to know how much will…
Read More How much is Rs 2 Crore FD Interest per Month (2025)?
PPF or Public Provident Fund is one of the most popular investment options in India in 2025 that also provides tax benefits. Few more reasons for its popularity even to this day is that the interest earned on PPF as…
Read More How Interest on PPF Account Balance is calculated in 2025?
Our personal finances can be full of tough questions. And one such tough question is: How much money do I need to retire in India? Most people are yet to start planning properly for their retirements. The reason is obvious.…
Read More Why Retirement Planning is called the ‘Nastiest Problem’ in Finance?
Recently, a client of mine completed a year with me. Since I clearly remembered his first interaction with me (will share details later), I thought it would be useful for me to understand his view about financial planning and its…
