Does instant mutual fund redemption interest you? I am sure many would be interested. And yes its possible. Some liquid mutual funds offer instant redemption facility in India (2020). Several AMCs provide this useful facility. You get to access and…
Category: Mutual Funds
Pause SIP before Stopping. But pay EMIs first & avoid Moratorium.
I got a mail from a reader. He wanted to know whether it made sense to take the loan moratorium but continue his SIP. Or should he stop the SIP? No doubt the current situation has reduced many people’s ability…
Pick a Strategy You Can Stick with + PREMIUM Strategy Tool
Think about it - Ability to stick to a strategy is more important than the potential return of the strategy itself when picking amongst many strategies. Why? Because if you don’t stick around with a strategy for long enough, then…
(PREMIUM): Model Mutual Funds – Details
If you are a mutual fund investor, then do you get confused if I were to ask you: Is your mutual fund portfolio properly structured? Does your mutual fund portfolio have good investment-worthy funds? Is your mutual fund portfolio optimally…
Is Categorization 2.0 required for Debt Funds?
About 2+ years back, SEBI did what was long required. It undertook a massive and comprehensive relook at the Indian mutual fund space. And as a result, a big Categorization & Rationalization of Mutual Funds was carried out in 2018,…
Debt Funds: How to Think Correctly ‘First’ – [Important]
When you board a flight, generally the thoughts about turbulence aren’t on mind. But when your flight does pass through turbulent weather, then you feel stressed. And rightly so. I am also 100% sure that at some point during the…
(Quoted: Morningstar) How Advisers navigate the Debt Funds space?
I recently got quoted a few times in Morningstar's coverage of how leading advisors are navigating the debt fund space. The context is the current on-going turmoil in the debt fund space. If you wish to know my thoughts on…
Franklin India’s 6 Closed Debt Funds: (Update) When do you get back money?
I had written about the Franklin India’s unexpected closure of 6 debt funds in detail earlier here - Franklin India winds down 6 debt funds. Many investors have exposure to these 6 funds. After all, Rs 25,000+ crore had been…
Franklin India winds down 6 Debt Funds: What it means for investors?
Fueled by the COVID-19 pandemic, the unprecedented times in the Indian financial markets continue. Franklin India AMC (Mutual Funds) has taken the extraordinary decision to wind down 6 of its popular debt funds. Without a doubt, the news isn’t a…
Should SEBI revisit MF Categorization: To widen Large & Mid Cap categories?
Remember SEBI’s Mutual Fund Categorization exercise of 2018? The primary purpose of that monumental exercise was to bring uniformity between schemes offered by different Mutual Fund Houses and to reduce investor’s confusion, thereby helping investors to easily understand schemes and…
Latest Mutual Fund Taxation Rules (2020 2021): How Mutual Funds are taxed in India?
Mutual funds in India are ideal investment options for wealth creation as well as saving for all your financial goals. But if you are an investor in these, you should be very clear about how these mutual funds are taxed…
What is Graded Exit Load on Liquid Funds (2020-21)?
The exit loads on Liquid Funds have undergone a change. From now on, i.e. with effect from October 20,2019, Graded Exit Load will be applicable on all investments in liquid funds. So what is the new graded exit load structure…
Returns of Direct plans are higher than Regular MF plans
I still get queries from readers asking that does it actually make sense to switch their mutual fund investments from regular plans to direct plans. The simple answer is Yes. And I also tell them that since direct plans of…
Explained – Nifty Indices (Nifty50, Nifty Next 50, Nifty 500 & 10 Others)
There are many popular indices in Indian stock markets. You already know Nifty50 and Sensex and you regular lookup for Nifty live or Sensex live data. But these aren’t the only indices as many of you already know. There are…
How to use Different Mutual Funds for different Financial Goals?
Can all your goals be tackled using mutual funds? The answer is yes, in most cases. But you need to understand that it is in my best interest to say this as an advisor, I also advise on Mutual Funds.…
