Which is the best mutual fund to invest in for 10 years? If you are looking for answers to this or a similar question, then read on Given the high number of mutual fund schemes in India, it is natural…
Category: Mutual Funds
NAV Difference – Direct Vs Regular Plans (2022)
Is NAV different for Regular and Direct plans of the same mutual fund scheme? The answer is Yes, it is. And the Direct plan NAV will always be higher than Regular plan NAV. It has to be. And the reason…
Restrictions on International Funds (RBI SEBI Limit 2022) – Should you Worry?
No. Please don’t worry about this too much. This is temporary. If you have been investing in international funds, you would have heard the news about the curbs on international funds stopping them from investing abroad. I will explain in…
Read More Restrictions on International Funds (RBI SEBI Limit 2022) – Should you Worry?
Choosing between Nasdaq 100 Vs S&P 500 for international mutual funds
Indian investors looking to invest in international funds focused on US markets are often faced with a dilemma. And the dilemma is about picking between Nasdaq 100 index Vs S&P 500 index when looking for international funds. So what is the…
Read More Choosing between Nasdaq 100 Vs S&P 500 for international mutual funds
Arbitrage fund Vs Liquid Funds (2022): Which alternative is better?
Many people compare Arbitrage Funds with Liquid Funds while picking funds to park money for the short term. But given the differences in arbitrage funds Vs liquid funds, does it make sense to compare the two? Let’s discuss Arbitrage Vs…
Read More Arbitrage fund Vs Liquid Funds (2022): Which alternative is better?
All Equity Fund 2021 Returns
Year 2021 has given great returns to investors. While the index returns are always discussed and debated, the actual returns that you get will depend on the funds you are holding and the weightage to each fund. For reference, here…
(Quoted in Morningstar) Should you invest in Credit Risk Funds now?
Recently, my views on Should you invest in Credit Risk Funds at this juncture? were published on Morningstar (India). So if you are invested or planning to invest in Credit Risk Funds, then you might like to read Should you invest…
Read More (Quoted in Morningstar) Should you invest in Credit Risk Funds now?
The Rise of Mutual Funds App in Indian Market
There was a time, in the mid-2000s (when I started investing in MFs) when it was not so simple to begin investing in mutual funds. Lots of paperwork, cheques, and time lags. But times have changed. With the advent of…
I can invest Rs 50,000 (50K) per month. How to start (Updated 2022)?
I got a mail from a young reader. Here is the summary: “I am 28 years old. Due to a job switch recently, I can now invest close to Rs 50,000 per month. I already have Rs 10,000 monthly EPF…
Read More I can invest Rs 50,000 (50K) per month. How to start (Updated 2022)?
Invest Rs 1.5 lakh in ELSS Fund for 10 years, Then Do Nothing till 60 – Results?
Recently, I happened to meet a distant cousin who is 25 years old. We got talking and as usual, we discussed savings (my bad). And about his savings patterns. He was, like many other young people out there, unable to…
Read More Invest Rs 1.5 lakh in ELSS Fund for 10 years, Then Do Nothing till 60 – Results?
Doing SIP of 1% of Home loan – SIP Trick? (Analysis 2022)
When you take a home loan, you may want to prepay it quickly. I have heard this many times that doing a SIP of 1% of Home Loan Amount can be a good idea. Some refer to it as SIP…
Read More Doing SIP of 1% of Home loan – SIP Trick? (Analysis 2022)
When Rs 1 Crore FD Monthly Interest is used as SIP in Nifty [Case Study]
How about Using monthly interest from Rs 1 Crore FD as SIP in Mutual Funds? That is, you use the FD monthly interest as SIP. Can this be one ideal option for new investors who are looking to scale equity…
Read More When Rs 1 Crore FD Monthly Interest is used as SIP in Nifty [Case Study]
7 Best Investment Options for Salaried Indians (2022)
When we Indians start earning for the first time, the first brush with savings happens via EPF deductions. Your salary is automatically deducted and some amount goes towards your EPF corpus. Then comes the first tax-saving season. When we wake…
Read More 7 Best Investment Options for Salaried Indians (2022)
I am 30. Want to Retire at 50. How much to Invest Monthly?
I got a mail from a reader asking how much he needed to invest to retire at the age of 50. He is 30 and said that he had practically no savings at all. So it's like starting your investment…
Read More I am 30. Want to Retire at 50. How much to Invest Monthly?
Power of Equity – Simple example of Wealth Creation
Recently, I was talking to a relative about how he managed money when I realized that despite being young, he was somehow not too convinced about the potential of equity for long-term wealth creation. So I thought I will try…
Read More Power of Equity – Simple example of Wealth Creation