Liquid funds are well known as good instruments for short-term investments. But do you know where they invest and how to pick the right ones? We discuss all this in this post. So… What are liquid funds? Liquid funds are…
Category: Mutual Funds
Liquid Funds Vs. Overnight Funds: Which is Better?
Do you know what is the difference between Liquid fund and Overnight fund? In this post, we discuss what is overnight fund and how it differs from a liquid fund? What is an Overnight Fund? Overnight Fund is a category…
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Top Best SIP Mutual Funds to invest in 2021 in India
Given the high number of mutual fund schemes in India, it is natural for investors to try and find out which are the top & best mutual funds to invest for 2021? Since I am a professional investment advisor, I…
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Which Multicap funds have become Flexicap Funds (2020-21)?
So you are looking for which Multicap funds have become Flexicap Funds? SEBI had recently introduced a new mutual fund category - Flexi cap Funds. This had come as a major relief to investors and fund managers, who were planning…
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Are Debt Funds SAFER with new “10% in Liquid Assets” rule?
In a recent circular (link or download here), SEBI has asked debt funds to invest at least 10% in liquid assets like cash & cash equivalent, government securities, repo on government securities and T-bills. The rule is applicable to all…
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Get Indexation benefit of 4 years in just 3 years!
How to get Indexation benefit of 4 years in 3 years in Debt Funds? It is true that you can get indexation benefits of 4 years in 3 years if you time your debt fund entry and exit smartly. Sounds…
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Cut-Off Timing for Mutual Funds in India (2020-21)
Do you know what is the Cut off time of Mutual Funds in India (2020-21)? And do you know that cut off timing for debt funds are different from cut off timing for equity funds? Generally speaking, cut off time…
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Flexicap funds Vs Multicap funds
How are Flexicap funds different from Multicap funds? We answer this question in this post. SEBI has made 2 major announcements in the last couple of months with regards to equity fund categories. First, in September 2020, it changed allocation…
SEBI introduces New Category: Flexicap Funds (2020-21)
A new category of mutual funds namely, Flexicap Funds has been introduced by SEBI today vide its circular (link or download here). As per the new definition, the funds in Flexicap category need to invest a minimum of 65% of…
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Should I shift from Large Cap funds to Index funds?
Indian large-cap mutual fund space has two prominent options. Active large-cap funds and Index Funds. And this is a discussion about Index Funds Vs. Large Cap Funds in India 2020 to decide whether should you shift from Large-cap funds to…
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Top 5 = 44%, Top 10 = 62%: Concentration Risk in Nifty 50?
Nifty 50, as you know is made up of 50 stocks of different weightages. And generally, it is accepted to be a well-diversified index that represents the Indian markets sufficiently well. But in recent times, the skewed weights of few…
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What are Large Cap Funds in India & Where do they Invest?
According to SEBI’s mutual fund recategorization rules (2018), the equity mutual fund schemes that are classified as Large-cap funds have to invest a minimum of 80% of their assets in the large-cap stocks (i.e. in the top 100 listed stocks).…
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Should I invest in Sector Mutual Funds?
Whenever a sector or theme starts doing well in stock markets, investors get excited about it. They see an opportunity to generate better-than-average returns by investing in a sector fund that is poised to grow faster than the rest of…
How Indexation in Debt Funds reduces Tax Outgo? (With Examples)
When fixed deposit rates are so low that there is nothing to write about, then it's natural for people to try to look for alternatives to bank FDs. And one very obvious alternative is the debt fund. Debt funds have…
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New Mutual fund ‘Risk-o-Meter’ (2020) by SEBI
SEBI has revamped the mutual fund Risk-O-Meter (or Riskometer) via a new circular in October 2020 (link or download here). This time, the regulator has provided detailed guidelines for deciding the place of each mutual fund scheme on the Riskometer.…