Remember SEBI’s Mutual Fund Categorization exercise of 2018? The primary purpose of that monumental exercise was to bring uniformity between schemes offered by different Mutual Fund Houses and to reduce investor’s confusion, thereby helping investors to easily understand schemes and…
Category: Mutual Funds
Latest Mutual Fund Taxation Rules (2019-2020): How Mutual Funds are taxed in India?
Mutual funds in India are ideal investment options for wealth creation as well as saving for all your financial goals. But if you are an investor in these, you should be very clear about how these mutual funds are taxed…
Returns of Direct plans are higher than Regular MF plans
I still get queries from readers asking that does it actually make sense to switch their mutual fund investments from regular plans to direct plans. The simple answer is Yes. And I also tell them that since direct plans of…
Explained – Nifty Indices (Nifty50, Nifty Next 50, Nifty 500 & 10 Others)
There are many popular indices in Indian stock markets. You already know Nifty50 and Sensex and you regular lookup for Nifty live or Sensex live data. But these aren’t the only indices as many of you already know. There are…
How to use Different Mutual Funds for different Financial Goals?
Can all your goals be tackled using mutual funds? The answer is yes, in most cases. But you need to understand that it is in my best interest to say this as an advisor, I also advise on Mutual Funds.…
Mutual Fund Vs. Portfolio Management Service (PMS) – Suitable for Whom?
Till very recently, there was a steadily growing interest among small investors about PMS. In fact, the number of queries on lines of ‘Is PMS better than mutual funds?’ saw a constant rise in the last few years. And why…
Mutual Funds Investment Tips for Millennials
When it comes to investments, the word ‘Tips’ is an overused and an over abused one. But in this post, I try to distil down some thoughts (or call them tips if you prefer 😉 ) for the young investors…
How are Debt Funds Taxed & Indexation Benefit: Updated Rules (2020)
As people continue to look for safe higher than fixed deposit returns in India, there is a growing interest in a type of mutual fund: the Debt Funds. I have already written in detail about various types of Debt Funds…
Mutual Funds Vs Real Estate – Which is better for Investing in India? (2019 Follow up post)
Note - This is a guest post by Ajay. He has previously written on this topic here. Since a few years had passed, he was kind enough to share his views again (with a useful real-life example). Ajay has also…
Difference between Large Cap, Mid Cap, Small Cap Stocks – SEBI Categorization of Mutual Funds
When it comes to investing in equity mutual funds, people tend to look for the best large-cap funds, best mid-cap funds, best small-cap funds and whatnot. But till very recently, there weren’t any clear guidelines in Indian mutual fund space…
Debt Mutual Funds Types (SEBI Categorization Rules) – Updated 2019-20
You may be looking for the Best Debt Mutual Funds to invest in 2020 India. But the answer to that isn’t easy. Different debt funds are best suited for different people. And that’s not all. These Debt funds come in…
SIP Vs Lump sum – Which is better in Mutual Funds Investing?
I don’t like such questions. Is it better to invest lump sum or monthly SIP in mutual funds? A lot of people ask me such questions - whether SIP (Systematic Investment Plan) is better than lump sum investing in mutual…
SIP may not be perfect; but it’s Small Investor’s Best Bet
If you are a mutual fund SIP investor, you would already have been bombarded with thousands of articles about why mutual funds and more particularly mutual fund SIPs are great. And that is true. But I wanted to re-highlight this…
Picking a Fund with 15% p.a. in 10 years Or a fund with 25% p.a. in 3 years?
That's an interesting problem. Neither 15% nor 25% can be called as bad returns. After all, risk free rates are at 8% or even less. But ofcourse, we are greedy and we prefer higher returns. Isn't it? I recently wrote…
Mutual Fund AUM Data – Sept 2018 Quarter
I am planning to regularly track AMC level AUM data going forward. So hopefully, with each iteration, the information and details will increase. Please do note that the AUM figures are average quarterly figures published by AMFI. The table below shows…