For many, travelling is an important goal. I am one of them. I like to travel (read this). If time and schedule permit. But in general, I aim to travel to a new location once every 6 months. So if…
Category: Mutual Funds
Nifty vs Nifty Next 50 Index Funds: Which to choose?
If you are into passive investing (via index funds and ETFs) in India, then you would know about the Nifty Next 50 index. But how does Nifty Next 50 differ from Nifty 50, how should you choose between Nifty 50…
Read More Nifty vs Nifty Next 50 Index Funds: Which to choose?
How much can you save if you quit smoking? (Real Numbers)
You can quit smoking and save money. But you already know that. Right? And to be honest, I think trying to influence someone to kick the smoky habit by trying to show them the financial angle may not be the…
Read More How much can you save if you quit smoking? (Real Numbers)
Credit Risk Funds’ 1-year Returns are Good. But still Avoid them.
I got queries from clients and a few other mails recently about credit risk funds. I am not much in favor of taking credit risk. But given the recent outperformance of the credit funds compared to other debt fund categories…
Read More Credit Risk Funds’ 1-year Returns are Good. But still Avoid them.
My Debt Funds are giving Poor Returns. What to do?
The debt funds have seen their returns moderate for some time now. The extent of this fall in returns differs based on the debt fund categories one is invested in. Some categories have been giving negative returns too in some…
Read More My Debt Funds are giving Poor Returns. What to do?
New Mutual Fund AMCs coming. Should you rush to invest in their Schemes?
Recently, the mutual fund space saw two new entrants. One was Groww that acquired Indiabulls AMC’s portfolio while the other was NJ India, a pan-India distributor that is now entering into AMC space itself after selling MFs for years. And…
Read More New Mutual Fund AMCs coming. Should you rush to invest in their Schemes?
Index Funds raising Expense Ratio. What should index fund investors do?
Some popular index funds in India, namely HDFC Index Fund-NIFTY 50, HDFC Index Fund-Sensex Plan and UTI Nifty Index Fund have decided to raise the expense ratios Increasing or decreasing of expense ratio is a common event in the mutual…
Read More Index Funds raising Expense Ratio. What should index fund investors do?
Rs 1.5 lakh (+ Rs 500 more) required to get full Rs 1.5 lakh ELSS tax benefit
If you invest Rs 1.5 lakh in tax-saver ELSS funds in a financial year, chances are that you will not get the full tax benefit on the invested amount of Rs 1.5 lakh. Why so? It is because from July…
Read More Rs 1.5 lakh (+ Rs 500 more) required to get full Rs 1.5 lakh ELSS tax benefit
Should I invest more than Rs 1.5 lakh in ELSS funds?
There is a small difference in the following 2 questions: SHOULD I invest more than Rs 1.5 lakh in ELSS funds? And next one is CAN I invest more than Rs 1.5 lakh in ELSS funds? As you would have…
Read More Should I invest more than Rs 1.5 lakh in ELSS funds?
How to get Same Day NAV for MF investments?
Many mutual fund investors invest a lumpsum amount to take benefit of sudden and sharp market movements. And they want to get the same day’s NAV when they invest. But this isn’t as easy as it might seem now. As…
Monthly SIP in Bitcoin: Worth doing in India (2021)?
Doing a monthly SIP in Bitcoins or if you want to build a small portfolio of different coins, then doing a monthly SIP in cryptocurrencies of different types. Does it make sense for Indian investors? This idea of a systematic…
Read More Monthly SIP in Bitcoin: Worth doing in India (2021)?
What is Cost of Studying Abroad (in Foreign) for your Children?
As parents, many of you might want your children to go abroad for higher studies. Isn't it? However, higher education in foreign countries can be an expensive goal. Though it varies from one country to another, in general, it is…
Read More What is Cost of Studying Abroad (in Foreign) for your Children?
How many ELSS funds to invest in your Portfolio?
When it comes to wealth creation and tax-savings investment options, an equity-linked savings scheme (or ELSS) is one of the best instruments to save taxes and generate good returns. But many investors are not sure about how many ELSS funds…
Don’t Invest in a new ELSS fund every year
Yes. This is a very common mistake that many ELSS investors make. They invest in a different new ELSS scheme every year and as a result, end up with several ELSS schemes after a few years. One thing to understand…
Want to invest in ELSS for tax saving on 31 March? Beware of this Rule.
Are you planning to invest Rs 1.5 lakh in tax-saver ELSS mutual funds in the last week of March 2021? To complete your tax-saving for the year? Then please be extra careful. Besides the obvious risk of getting your market…
Read More Want to invest in ELSS for tax saving on 31 March? Beware of this Rule.