Indian large-cap mutual fund space has two prominent options. Active large-cap funds and Index Funds. And this is a discussion about Index Funds Vs. Large Cap Funds in India 2020 to decide whether should you shift from Large-cap funds to…
Read More Should I shift from Large Cap funds to Index funds?
Nifty 50, as you know is made up of 50 stocks of different weightages. And generally, it is accepted to be a well-diversified index that represents the Indian markets sufficiently well. But in recent times, the skewed weights of few…
Read More Top 5 = 44%, Top 10 = 62%: Concentration Risk in Nifty 50?
According to SEBI’s mutual fund recategorization rules (2018), the equity mutual fund schemes that are classified as Large-cap funds have to invest a minimum of 80% of their assets in the large-cap stocks (i.e. in the top 100 listed stocks).…
Read More What are Large Cap Funds in India & Where do they Invest?
Whenever a sector or theme starts doing well in stock markets, investors get excited about it. They see an opportunity to generate better-than-average returns by investing in a sector fund that is poised to grow faster than the rest of…
When fixed deposit rates are so low that there is nothing to write about, then it's natural for people to try to look for alternatives to bank FDs. And one very obvious alternative is the debt fund. Debt funds have…
Read More How Indexation in Debt Funds reduces Tax Outgo? (With Examples)
SEBI has revamped the mutual fund Risk-O-Meter (or Riskometer) via a new circular in October 2020 (link or download here). This time, the regulator has provided detailed guidelines for deciding the place of each mutual fund scheme on the Riskometer.…
SEBI has directed all mutual funds and AMCs to rename the dividend payout option in mutual funds schemes to Payout of Income Distribution cum Capital Withdrawal option. The circular announcing the change - link or download here. That is: Dividend…
SEBI has modified the rules for Multicap equity mutual funds. So now a detailed allocation structure has been introduced for multi-cap funds. This has been done via a circular on ‘Asset Allocation of Multi-cap funds’ (dated 11-Sep 2020: link or download…
Read More Multi-Cap Fund Allocation Rule Change (2020) + Impact on your MF Portfolio
The wait is finally over. Stable Asset Allocator + Stable Model Mutual Funds are available for purchase now. Both these products, namely i) Stable Asset Allocator, ii) Stable Model Mutual Funds are 2 (Two) separate premium subscription products. Though you…
Read More Launched: Asset Allocator + Model Mutual Funds (Premium)
If you are looking for a complete list of Index Funds in India (2020), then here it is. You will find a listing of all the major index funds tracking Indian indexes like Nifty 50, Nifty Next 50, Sensex, etc.…
Does instant mutual fund redemption interest you? I am sure many would be interested. And yes its possible. Some liquid mutual funds offer instant redemption facility in India (2020). Several AMCs provide this useful facility. You get to access and…
Read More Instant Redemption Liquid Funds (2020) Rs 50,000 per day: Is it Good?
I got a mail from a reader. He wanted to know whether it made sense to take the loan moratorium but continue his SIP. Or should he stop the SIP? No doubt the current situation has reduced many people’s ability…
Read More Pause SIP before Stopping. But pay EMIs first & avoid Moratorium.
Think about it - Ability to stick to a strategy is more important than the potential return of the strategy itself when picking amongst many strategies. Why? Because if you don’t stick around with a strategy for long enough, then…
Read More Pick a Strategy You Can Stick with + PREMIUM Strategy Tool
If you are a mutual fund investor, then do you get confused if I were to ask you: Is your mutual fund portfolio properly structured? Does your mutual fund portfolio have good investment-worthy funds? Is your mutual fund portfolio optimally…
About 2+ years back, SEBI did what was long required. It undertook a massive and comprehensive relook at the Indian mutual fund space. And as a result, a big Categorization & Rationalization of Mutual Funds was carried out in 2018,…
