Some popular index funds in India, namely HDFC Index Fund-NIFTY 50, HDFC Index Fund-Sensex Plan and UTI Nifty Index Fund have decided to raise the expense ratios Increasing or decreasing of expense ratio is a common event in the mutual…
Read More Index Funds raising Expense Ratio. What should index fund investors do?
There is a small difference in the following 2 questions: SHOULD I invest more than Rs 1.5 lakh in ELSS funds? And next one is CAN I invest more than Rs 1.5 lakh in ELSS funds? As you would have…
Read More Should I invest more than Rs 1.5 lakh in ELSS funds?
As parents, many of you might want your children to go abroad for higher studies. Isn't it? However, higher education in foreign countries can be an expensive goal. Though it varies from one country to another, in general, it is…
Read More What is Cost of Studying Abroad (in Foreign) for your Children?
When it comes to wealth creation and tax-savings investment options, an equity-linked savings scheme (or ELSS) is one of the best instruments to save taxes and generate good returns. But many investors are not sure about how many ELSS funds…
Yes. This is a very common mistake that many ELSS investors make. They invest in a different new ELSS scheme every year and as a result, end up with several ELSS schemes after a few years. One thing to understand…
Are you planning to invest Rs 1.5 lakh in tax-saver ELSS mutual funds in the last week of March 2021? To complete your tax-saving for the year? Then please be extra careful. Besides the obvious risk of getting your market…
Read More Want to invest in ELSS for tax saving on 31 March? Beware of this Rule.
It is that time of the year when people are looking for some last-minute tax saving. And amongst the many available tax-saving options, the tax-saver ELSS funds are one of the popular ones. It has the potential for generating high…
Read More SIP vs lumpsum in ELSS Funds tax saving: Which is better?
Few days back, I came across a tweet (link) that highlighted the number of mutual fund schemes that are available for Indian investors. The answer is 1729! Yes. This is the number of schemes that you as a mutual fund…
Read More 1729 Mutual Fund Schemes: Which is suitable for you?
These days when interest rates have fallen off the cliff, Fixed Deposits have been losing sheen continuously. As result, people looking for alternatives to fixed deposits often compare Fixed Deposits with Debt Funds. And when such comparisons are made, many…
Read More Debt Funds Vs. Fixed Deposit Taxation (Updated 2021-22)
Having Rs 1 crore when your child turns 18. How would that make you feel? I am sure pretty good. 18 is the age which would be pretty close to when your child would have just begun his/her higher studies.…
Read More How to get Rs 1 crore on 18th Birthday of your Child?
Yes you read it right. And this has been happening since start of February 2021 and has led to dissatisfaction among MF investors for not knowing exactly which day's NAV they would be getting. For investments in mutual fund scheme’s…
Read More You may not get MF units at your investment day’s NAV
I recently got quoted in the national daily paper Hindustan Times. It was for their coverage on how can Indian investors use equity to maximize the size of their retirement corpus. You can check the quote and the full article…
Read More (Quoted: Hindustan Times) Maximize your Retirement Corpus
Is just EPF good enough for Retirement? That is an important question. And unless you contribute a lot of money every month to Employee Provident Fund (like these HNIs investing in EPF), chances are that your EPF corpus may not…
For Index funds, is Sensex better than Nifty? Or Nifty is better than Sensex for index funds in India? Lets discuss this in a bit more detail here. Nifty and Sensex represent the most popular and widely tracked Indian stock…
Read More Sensex Vs. Nifty: Difference & which to choose for passive Index Funds?
There are tons of mutual fund categories in India now. Due to the recently announced changes in the new Multi-Cap fund allocation rules, there has been some confusion among investors with reference to the differences between Dynamic Asset Allocation funds…
Read More Dynamic Asset Allocation Vs. Multi-Asset Vs. Multi-Cap Funds: Differences
