If you have already made a decent amount of money (via a business that worked, a long career that paid well, or a chunky ESOP), then there is an assumption that follows you around. That the judgement which helped you…
Category: Published Columns
Living Through the Overwhelming ‘Sandwich Generation’ Squeeze – Economic Times Wealth (17-Aug-2026)
You are neither too young, nor too old. Your children’s higher education is just a few years away. Your old parents increasingly need support, not just medical and emotional but sometimes financial. Plus you are either repaying a loan or…
Having a Big Portfolio Puts a Bigger Target on your Back – Economic Times Wealth (27-Jul-2026)
The moment someone’s portfolio crosses a few crores, the phone calls change. The humble Agent or Relationship Manager, now becomes (better-sounding) Wealth Manager or Private Banker. Sadly, that is not where this ends. In fact, it is the start. Specially…
Investing MORE vs. Chasing Higher Returns – Economic Times Wealth (15-Jun-2026)
Chasing higher returns is a good aim to have. But you should not depend on it. Investing More is far more important than Chasing Higher Returns by taking higher risks. Doesn't sound obvious, but it is. I write about this…
Read More Investing MORE vs. Chasing Higher Returns – Economic Times Wealth (15-Jun-2026)
Passive Investing Has a Noise Problem – Economic Times Wealth (18-May-2026)
The Indian PASSIVE fund space has a problem now - hyper ACTIVEness. The explosion in the no. of passive fund options launched by AMCs has made the erstwhile quiet corner of passive investing into something of a noisy park. And…
Read More Passive Investing Has a Noise Problem – Economic Times Wealth (18-May-2026)
Started investing in 40s-50s? Compensate for Lost Years (Economic Times Wealth (20-Apr-2026)
The earlier you start, the less you need to invest. But if you start late in your 40s, you don't have the comfort of comforting math. You need to save more. A lot more. My column in Economic Times Wealth…
Bad Market timing Near Retirement can Derail Corpus Fast – Economic Times Wealth (16-Mar-2026)
Retirement has rightly been called the Nastiest Problem in Finance. There are so many variables at play and the fact that you get just one shot at retirement, it is incredibly critical to get it right. Or else, I am…
Why Everyone Needs a Medical Contingency Fund for Later Decades of Life? – Economic Times Wealth (9-Feb-2026)
Unless you belong to the ultra-rich category, having health insurance is a must here in India. And more so if you are nearing retirement. The reason is that the chances of developing medical issues increase with age, and hence, you…
Which Equity Fund Categories Do You Really Need? – Economic Times Wealth (19-Jan-2026)
While each of the more than 10 equity fund categories offered by SEBI have their use cases, not all of them are required by most investors. Given that each category has 15-30 individual schemes to pick from, this confusion gets…
Read More Which Equity Fund Categories Do You Really Need? – Economic Times Wealth (19-Jan-2026)
Is it time to Expand the No. of Stocks in Largecap & Midcap Marketcap Buckets – Economic Times Wealth (17-Nov-2025)
According to existing rules, the top-100 stocks by market capitalisation, i.e. market cap, are designated as large caps; the next 150 as mid caps, and those ranked 251 and onwards as small caps. But in view of the changing landscape…
Quoted (Economic Times) – Best time to prepay your home loan?
I was recently quoted in the Economic Times in an article titled "Best time to prepay your home loan? 5 tips to save lakhs from your home loan prepayments" Here is the link to the online version of the article…
Read More Quoted (Economic Times) – Best time to prepay your home loan?
Why Stock Picking Isn’t for Everyone – Economic Times Wealth (20-Oct-2025)
In investing, there are very few things that carry the same allure as picking direct stocks. The potential for outsized market-beating returns, the satisfaction of picking winners, is no doubt tempting, potentially profitable, and glamourous. And the stories of small…
Read More Why Stock Picking Isn’t for Everyone – Economic Times Wealth (20-Oct-2025)
Aggressive Hybrid Funds: Equity Returns sans the roller coaster – Economic Times Wealth (15-Sep-2025)
Equity offers high long-term returns but can be volatile in the short term. Debt is stable but lacks inflation-beating gains. If we leave out the ultra-aggressives and the ultra-conservatives, then for everyone else, a balanced mix of both is ideal.…
SIF: Don’t rush into this PMS alternative – Economic Times Wealth (28-Jul-2025)
With the nod of the Securities and Exchange Board of India (SEBI) earlier this year, a new investment vehicle - Specialised Investment Fund (SIF) - is set to enter the market. Positioned as a middle ground between mutual funds and…
Read More SIF: Don’t rush into this PMS alternative – Economic Times Wealth (28-Jul-2025)
How can a Retiree deploy Rs 50 Lakh Retirement Corpus for Regular Income?|| Quoted (Economic Times)
I was recently quoted in Economic Times WEALTH (7-13 July 2025) in the Q&A section, where a panel of experts answers readers' questions related to various aspects of their personal finances. And I also had an expanded view on the…