Not Working for Money – Is it the Most Important Financial Goal?

I was thinking about financial goals and what is the most important one. I understand that different people will have different definitions of what's important or not. But if you think about it, isn’t the most important financial goal about…

I am 30. Want to Retire at 50. How much to Invest Monthly?

I got a mail from a reader asking how much he needed to invest to retire at the age of 50. He is 30 and said that he had practically no savings at all. So it's like starting your investment…

How to build Retirement Corpus of Rs 5 crore – in 15, 20, 25, 30 & 35 years?

You want to retire with Rs 5 crore in India. That’s a good solid goal to have in 2023. Till the 2000s, there was a common belief that Rs 1 crore would be enough to retire comfortably. But with inflation…

Normal Living Expenses Are Low: Lockdown Realization (for F.I.R.E. guys!)

We live in unprecedented times. And times like this lead to interesting insights about various aspects of life. I came across a tweet yesterday (link), which said: Realized one thing in this Lockdown. Normal living expenses are very low. It's…

F.I.R.E – Is going Very Fast really Good?

Recently, my wife showed me an interesting tweet (link): Overrated: How fast you are able to reach financial independence. Underrated: How enjoyable is your journey on way to financial independence. I was like wow! This makes sense. She was quick…

Is Rs 1 crore enough to retire in India (2023)?

Is Rs 1 crore enough to retire in India? Recently, a friend told me that he had ‘finally’ managed to save Rs 1 crore (not including his real estate investments). And he was quite happy about this achievement as the…

‘The Secret’ – How to Accelerate your Financial Freedom?

Everybody wants to become financially independent. But very few actually get there. Why? There can be various reasons but I think that achieving something like Financial Freedom doesn't just happen. It requires one to have a serious plan and more…

Difference between Financial Independence Vs Early Retirement Vs Financial Freedom

The words like Financial Independence, Early Retirement and Financial Freedom are slowly but surely finding a way into the thoughts and vocabulary of us Indians. Their numbers are still very small but surely, there are people who are not just asking…