Retirement has rightly been called the Nastiest Problem in Finance. There are so many variables at play and the fact that you get just one shot at retirement, it is incredibly critical to get it right. Or else, I am…
Category: Financial Independence
FIRE can Also mean ‘Forced Into Retiring Early’ – Economic Times Wealth (23-Jun-2025)
FIRE isn’t always about choice. F.I.R.E. can also mean ‘Forced Into Retiring Early’. That’s why professionals need to prioritise retirement over other financial goals. It’s time to accept the reality. Instead of assuming that you will be working till 60,…
Read More FIRE can Also mean ‘Forced Into Retiring Early’ – Economic Times Wealth (23-Jun-2025)
Not Working for Money – Is it the Most Important Financial Goal?
I was thinking about financial goals and what is the most important one. I understand that different people will have different definitions of what's important or not. But if you think about it, isn’t the most important financial goal about…
Read More Not Working for Money – Is it the Most Important Financial Goal?
Is Rs 5 Crore Enough to Retire in India (2023)?
Is Rs 5 crore enough to retire in India? Rs 5 crore is not a small amount. At all. And to be honest with you, if your expenses are reasonable, I think that Rs 5 crore would be sufficient to…
Is it wrong to sell unused Household Gold and Retire Early?
This is a controversial topic. And I am sure you know that. We Indians love our gold. And most people can’t even think about selling it. It's like the worst-case scenario for them to sell gold. But hear me out…
Read More Is it wrong to sell unused Household Gold and Retire Early?
I am 30. Want to Retire at 50. How much to Invest Monthly?
I got a mail from a reader asking how much he needed to invest to retire at the age of 50. He is 30 and said that he had practically no savings at all. So it's like starting your investment…
Read More I am 30. Want to Retire at 50. How much to Invest Monthly?
How to build Retirement Corpus of Rs 5 crore – in 15, 20, 25, 30 & 35 years?
You want to retire with Rs 5 crore in India. That’s a good solid goal to have in 2025. Till the 2000s, there was a common belief that Rs 1 crore would be enough to retire comfortably. But with inflation…
Read More How to build Retirement Corpus of Rs 5 crore – in 15, 20, 25, 30 & 35 years?
How to live off Dividend Income in India (2025)?
How to earn regular income from high dividend stocks? For many, this is a dream. To have a large enough portfolio of stocks and live happily ever after on dividend income. I love dividends too. In fact, it was dividends…
Is your 9to5 in reality 24×7? And you hate it?
You know this. Your 9-to-5 job is not exactly that. If you also account for the mental stress and mind-f***s you get, it is much closer to 24x7. Zoom out a bit and its 24x365. Zoom out a bit more…
46 Random Thoughts on F.I.R.E.
I recently wrote a long thread on Twitter about Financial Independence, Early Retirement, and Financial Freedom. If you are on Twitter, you can check it here and retweet it to help spread it. Since many readers aren't there so I…
Normal Living Expenses Are Low: Lockdown Realization (for F.I.R.E. guys!)
We live in unprecedented times. And times like this lead to interesting insights about various aspects of life. I came across a tweet yesterday (link), which said: Realized one thing in this Lockdown. Normal living expenses are very low. It's…
Read More Normal Living Expenses Are Low: Lockdown Realization (for F.I.R.E. guys!)
How to build Retirement Corpus of Rs 10 crore? (2024)
You want to retire with Rs 10 crore in India. That’s a good solid goal to have in 2024. Till the 2000s, there was a common belief that Rs 1 crore would be enough to retire comfortably. But with inflation…
Read More How to build Retirement Corpus of Rs 10 crore? (2024)
F.I.R.E – Is going Very Fast really Good?
Recently, my wife showed me an interesting tweet (link): Overrated: How fast you are able to reach financial independence. Underrated: How enjoyable is your journey on way to financial independence. I was like wow! This makes sense. She was quick…
Is Rs 1 crore enough to retire in India (2024)?
Is Rs 1 crore enough to retire in India? Recently, a friend told me that he had ‘finally’ managed to save Rs 1 crore (not including his real estate investments). And he was quite happy about this achievement as the…
‘The Secret’ – How to Accelerate your Financial Freedom?
Everybody wants to become financially independent. But very few actually get there. Why? There can be various reasons but I think that achieving something like Financial Freedom doesn't just happen. It requires one to have a serious plan and more…
Read More ‘The Secret’ – How to Accelerate your Financial Freedom?