A little can go a long way. If you have taken a large home loan and are wondering how to repay it quickly, then one small effort from your side can go a long way. Pay one extra EMI every…
Read More Paying 1 Extra EMI Every Year: How it helps Prepay Home Loan Faster?
Do you know which are the mutual fund categories that garner the highest AUM as of now? Here are the top 3 categories from each bucket of equity, debt and hybrid mutual funds: Largecap Funds – Rs 5.32 lakh croreFlexicap…
Read More Common Types of Mutual Funds Where Most Investors invest their Money
I was recently quoted in Economic Times WEALTH (11-17 July 2022) in the Q&A section where a panel of experts answers readers' questions related to various aspects of their personal finances. This one was about how can a retiree wants…
A distant relative recently needed money to help his family members. Though he did have some savings in form of an emergency fund, he didn’t want to exhaust it all immediately. I offered to help but he wasn’t very comfortable…
Read More Choosing between Instant Personal Loans vs Credit Cards
I was recently quoted in Economic Times WEALTH (4-10 July 2022) in the Q&A section where a panel of experts answers readers' questions related to various aspects of their personal finances. This one was about how can a couple generate…
Read More Quoted (Economic Times) – July 2022 – Rs 70,000 Monthly Income from Rs 3.5 Crore Corpus
Many investors want to get in and get out of markets regularly in an attempt to time the markets. But does it work well for them? I don't know. But in an attempt of timing the markets, what would have…
Read More What happens if You miss 10 Best Days in Last 40 Years in stock markets?
I was recently quoted in Mint (June 2022) where Financial experts were asked for their views on their Indian Rupee outlook 2022 and more particularly, about the fall of the Indian Rupee vs US Dollar which is now heading at…
Read More Quoted (Livemint): Impact of Rupee Depreciation (INR-USD at 80)
A typical fixed deposit (FD) will offer a fixed interest rate for the entire tenure of the deposit. But in a Floating Rate FD (2022) or Floating Rate Fixed Deposit in India, the interest rates will change dynamically and rise…
Read More Should you Invest in Floating Rate FD (Fixed Deposits) 2022?
If you invest in mutual funds online, then you need to know this. Because, if you don’t get this done, then many of your mutual fund transactions like redemptions, STP, SWP, etc. will stop working from July 2022 onwards. Don’t…
Read More What is Two Factor Authentication (2FA) for MF Redemption (SEBI Circular 2022)?
Provident fund withdrawal. You may have come across this term so many times but may not be sure how it works and what are its implications. right? Don't worry. This article will help you get a brief idea about PF…
Read More How much Tax is applicable on PF Withdrawal (2022)?
Buying a house is what Indians are obsessed about. And some stretch this obsession to buying multiple houses. Even if it means being neck-deep in loans and then servicing them for years. But nevertheless, people do buy homes for personal…
Read More Have 2 Home Loans? Tax Benefits On Second Home Loan
Even though international funds invest in stocks (equities) outside India, for taxation purposes, the capital gains in international funds are taxed similar to debt fund taxation in India. That is, investments held for less than 3 years are classified as…
Read More How are International Funds taxed in India (2022)?
I was recently quoted in the Mint (June 2022) where Financial experts were asked for their views on - As the markets fall, should mutual fund investors book profits and wait for the ‘right ’time? Here is my quote on…
I was recently quoted in Economic Times WEALTH (20-26 June 2022) in the Q&A section where a panel of experts answers readers' questions related to various aspects of their personal finances. This one was about how and why one should…
I was recently quoted in Mint's MintGenie platform (June 2022) where Financial experts were asked for their views on the newly launched Floating Rate Fixed Deposits by a private bank. Here is my quote on the same: If you want…
Read More Quoted (Livemint): Are Floating Rate Fixed Deposits good option now?
