I was recently quoted in Mint (June 2022) where Financial experts were asked for their views on their Indian Rupee outlook 2022 and more particularly, about the fall of the Indian Rupee vs US Dollar which is now heading at…
Read More Quoted (Livemint): Impact of Rupee Depreciation (INR-USD at 80)
A typical fixed deposit (FD) will offer a fixed interest rate for the entire tenure of the deposit. But in a Floating Rate FD (2022) or Floating Rate Fixed Deposit in India, the interest rates will change dynamically and rise…
Read More Should you Invest in Floating Rate FD (Fixed Deposits) 2022?
If you invest in mutual funds online, then you need to know this. Because, if you don’t get this done, then many of your mutual fund transactions like redemptions, STP, SWP, etc. will stop working from July 2022 onwards. Don’t…
Read More What is Two Factor Authentication (2FA) for MF Redemption (SEBI Circular 2022)?
Provident fund withdrawal. You may have come across this term so many times but may not be sure how it works and what are its implications. right? Don't worry. This article will help you get a brief idea about PF…
Read More How much Tax is applicable on PF Withdrawal (2022)?
Buying a house is what Indians are obsessed about. And some stretch this obsession to buying multiple houses. Even if it means being neck-deep in loans and then servicing them for years. But nevertheless, people do buy homes for personal…
Read More Have 2 Home Loans? Tax Benefits On Second Home Loan
Even though international funds invest in stocks (equities) outside India, for taxation purposes, the capital gains in international funds are taxed similar to debt fund taxation in India. That is, investments held for less than 3 years are classified as…
Read More How are International Funds taxed in India (2022)?
I was recently quoted in the Mint (June 2022) where Financial experts were asked for their views on - As the markets fall, should mutual fund investors book profits and wait for the ‘right ’time? Here is my quote on…
I was recently quoted in Economic Times WEALTH (20-26 June 2022) in the Q&A section where a panel of experts answers readers' questions related to various aspects of their personal finances. This one was about how and why one should…
I was recently quoted in Mint's MintGenie platform (June 2022) where Financial experts were asked for their views on the newly launched Floating Rate Fixed Deposits by a private bank. Here is my quote on the same: If you want…
Read More Quoted (Livemint): Are Floating Rate Fixed Deposits good option now?
While having key financial skills is important at any age, it’s particularly important when you are entering your 40s. Financial planning in your 40s can be tricky. You are neither too old nor too young. Also, your parents may have…
A few months back (February 2022), the Indian mutual funds had to stop international investments as the MF industry had reached its RBI/SEBI specified limit of $7 billion available to invest in international direct stocks. The international funds had stopped…
Read More International Funds to Allow investments Again. But NOT for Long.
The value of mutual fund investments are falling as stock markets are correcting. I wrote about what to do with falling mutual fund investments recently. In this post, let's see how the fall in NAV compares with the 52-week high…
Read More How much NAV of Equity funds have fallen vs 52 Week High NAVs?
The stock markets have been bleeding. And the fall in stock prices is also reflected in the fall in NAVs of mutual funds and the value of most investors’ mutual fund portfolios. I got a few emails and several messages…
Read More My Mutual funds are Falling. I am Worried. What to Do Now?
When is the next Sovereign Gold Bond scheme? Or you may ask: Sovereign Gold Bond scheme 2022-23Sovereign Gold Bond Dates 2022-23Sovereign Gold Bond scheme 2022-23 dates The Sovereign Gold Bond Scheme FY 2022-23 calendar, also called as the Sovereign Gold…
Read More Sovereign Gold Bond FY 2022-23: Series Calendar Schedule (All Tranches)
I was recently doing a mutual fund expense ratio comparison for direct and regular plans (2022). This was to see which are the Highest expense ratio mutual funds in India as well as the to see the list of funds…
Read More Mutual Fund Expense Ratio List Comparing Direct Vs Regular Plans (Updated 2022)
