Even though international funds invest in stocks (equities) outside India, for taxation purposes, the capital gains in international funds are taxed similar to debt fund taxation in India. That is, investments held for less than 3 years are classified as…
Read More How are International Funds taxed in India (2022)?
I was recently quoted in the Mint (June 2022) where Financial experts were asked for their views on - As the markets fall, should mutual fund investors book profits and wait for the ‘right ’time? Here is my quote on…
I was recently quoted in Economic Times WEALTH (20-26 June 2022) in the Q&A section where a panel of experts answers readers' questions related to various aspects of their personal finances. This one was about how and why one should…
I was recently quoted in Mint's MintGenie platform (June 2022) where Financial experts were asked for their views on the newly launched Floating Rate Fixed Deposits by a private bank. Here is my quote on the same: If you want…
Read More Quoted (Livemint): Are Floating Rate Fixed Deposits good option now?
A few months back (February 2022), the Indian mutual funds had to stop international investments as the MF industry had reached its RBI/SEBI specified limit of $7 billion available to invest in international direct stocks. The international funds had stopped…
Read More International Funds to Allow investments Again. But NOT for Long.
The value of mutual fund investments are falling as stock markets are correcting. I wrote about what to do with falling mutual fund investments recently. In this post, let's see how the fall in NAV compares with the 52-week high…
Read More How much NAV of Equity funds have fallen vs 52 Week High NAVs?
The stock markets have been bleeding. And the fall in stock prices is also reflected in the fall in NAVs of mutual funds and the value of most investors’ mutual fund portfolios. I got a few emails and several messages…
Read More My Mutual funds are Falling. I am Worried. What to Do Now?
When is the next Sovereign Gold Bond scheme? Or you may ask: Sovereign Gold Bond scheme 2022-23Sovereign Gold Bond Dates 2022-23Sovereign Gold Bond scheme 2022-23 dates The Sovereign Gold Bond Scheme FY 2022-23 calendar, also called as the Sovereign Gold…
Read More Sovereign Gold Bond FY 2022-23: Series Calendar Schedule (All Tranches)
I was recently doing a mutual fund expense ratio comparison for direct and regular plans (2022). This was to see which are the Highest expense ratio mutual funds in India as well as the to see the list of funds…
Read More Mutual Fund Expense Ratio List Comparing Direct Vs Regular Plans (Updated 2022)
What is the Cost Inflation Index (CII) for the Financial Year (FY 2022-23) and AY 2023-24? Cost Inflation Index (CII) for FY2022-23 is 331 Cost Inflation Index (CII) for FY2022-23 is 331 For the previous FY 2021-22, the CII Number…
At the time of writing this post, Bitcoin is trading at around $23,000. Since making All-time-highs of over $67,000 in November 2021, the cryptocurrency is now down almost 67% now. So that said… How much more can Bitcoin fall? If…
Did you know that Laddering your fixed deposits can help optimize returns and manage your liquidity requirements much better? To be honest, there is nothing new about this approach as many retirees who depend on FD interest income already follow…
Read More How to make an FD Ladder & What is Fixed Deposit Laddering?
In your 20s, life is actually not too burdened with responsibilities and other complexities that come later. You have started earning (well), have very few burdens and responsibilities and are full of energy. It's when you cross from the 20s…
Read More Financial Planning in the 30s sets Strong base for a Solid Financial Life later
RBI has already started the rate hike cycle in 2022 due to the fear of inflation going out of hand. It has done it twice till now in less than a month. And this hiking cycle is expected to continue…
Read More How your Home Loan EMIs will Go Up due to RBI Rate Hikes?
Is there a money double scheme offered by banks or post office in India (2022)? That is, can a post office or bank fixed deposit double money in 5 years? Let’s try to answer this question. We will use the…
Read More Can Fixed Deposit Double in 5 Years in India? (Updated 2022)
