I was recently quoted in Economic Times WEALTH (early-August 2021) in the Q&A section where a panel of experts answers reader's questions related to any aspect of their personal finance. Here a 30-year old investor in Mutual funds who asks…
Read More Quoted in Economic Times: Ask The Experts (August 2021)
Many buyers prefer to opt for under-construction properties as the prices of such properties are lower than the prevailing market rates of ready-to-move-in properties. So it's more affordable for them as they would need to take a smaller home loan…
Read More How to Claim deduction on Home Loan Interest for Under-Construction House (2021)?
I got a mail from a reader asking how much he needed to invest to retire at the age of 50. He is 30 and said that he had practically no savings at all. So it's like starting your investment…
Read More I am 30. Want to Retire at 50. How much to Invest Monthly?
I am sure you already know what the Full EMI of home loan means. But what is Pre-EMI of Home Loans in India (2021)? The Pre-EMI option is available in case one is buying an under-construction property, where disbursement of…
Read More What is Pre EMI Vs. Full EMI in Home Loan: Which is better?
Recently, I was talking to a relative about how he managed money when I realized that despite being young, he was somehow not too convinced about the potential of equity for long-term wealth creation. So I thought I will try…
Read More Power of Equity – Simple example of Wealth Creation
The idea of SIP in Mutual Funds in India needs no introduction. Investors like us already know how SIP works and why it’s useful. But nevertheless, I thought it would be a good idea to highlight the advantages of SIP…
When it comes to putting money in an emergency fund, I suggest you don’t focus on returns. I know you may feel that your money should work hard and earn good returns. But when it comes to an emergency fund…
Read More Don’t Worry about Returns from your Emergency Fund
You want to retire with Rs 5 crore in India. That’s a good solid goal to have in 2021. Till the 2000s, there was a common belief that Rs 1 crore would be enough to retire comfortably. But with inflation…
Read More How to build Retirement Corpus of Rs 5 crore – in 15, 20, 25, 30 & 35 years?
First, low NAV doesn’t mean that it’s a cheaper fund. Second, NO, cheap or low NAV is not better in mutual funds. In reality, the NAV of a fund is irrelevant and ideally, it shouldn’t even be considered when making…
The role of Gold in your investment portfolio. Most of us don’t give Gold the respect it deserves. But sooner or later, the realization dawns that having a bit of gold in the portfolio might be a good idea. I…
I was recently quoted in Economic Times WEALTH (mid-July 2021) in the Q&A section where a panel of experts answers reader's questions related to any aspect of their personal finance. Here are a reader asked about what to do with…
Read More Quoted in Economic Times: Ask The Experts (July 2021)
Recently, our regulator SEBI recently reduced the trading lot of REITs in India from 200 units to just 1 unit. This move has suddenly improved the liquidity for REITs and is also expected to increase small investor participation in the…
If there already weren’t too many variables in the buying-a-property decision, the added burden of sensibly choosing between an under-construction Vs. ready-to-move-in property in India is another one. If you are a prospective buyer sitting on the sidelines till now,…
Read More Ready-to-Move-In Vs. Under-Construction House? Which is Better (2021)?
If you invest in direct stocks or mutual funds, I am sure you would have received tons of unsolicited bulk SMS with texts like hot stock tip, next multibagger stock pick, sure-shot bet, double your money in 15 days, insider…
Read More Stock Tip Fraud: How Penny Stock Rigging happens in India?
Which is the Best SIP date for mutual fund SIP investments in India? This is one of the questions that I often get from readers (as well as my financial planning clients). Some similar questions are - Which is the…
