The RBI increased the Repo rate (again, but not surprisingly) by 35 basis points amid concerns about inflation. And while banks are slow to increase the FD rates, they are quite quick to pass on the increase in repo rates…
Read More What is the Impact of Repo Rate Hike on Home loan Borrowers (Existing & New)?
FinFluencers are regular people who use social media platforms (and generally have a large follower base) to share advice on all things related to finance like investing, loans, stocks, mutual funds, etc. More than 99% of these content creators or…
Call me whatever you want for doing this. But like all common people of India, even I have a few wishes from the Budget 2023. I know my ideas may not even reach the right people but still, let me…
When you go out to buy physical gold (like jewellery for your wife, gold coins as investments, or gold bars or bricks if you are rich), then you will notice that the physical gold costs more than the gold spot…
Read More Why Physical Gold costs more than Gold Spot Price in India (2022)?
There is a sudden interest in target Maturity Funds in India. So here is an updated list of Target Maturity or Debt Index Funds available in India in 2022 Updated list of Target Maturity or Debt Index Funds available in…
Read More List of Target Maturity Fund (Debt Index Funds/ETFs) in India (2022-23)
After SEBI allowed the launch of passive (index-based) tax-saving ELSS funds, finally an AMC, IIFL has decided to launch India’s first tax-saver index fund. The fund - IIFL ELSS Nifty 50 Tax Saver Index Fund, as the name suggests tracks…
Read More India’s 1st Passive Tax-Saver ELSS Index Fund Launched. But Don’t Rush to Invest
Indian stock markets are at new All-TIme-Highs. Unlike other markets which are down a lot this year (till now). So when markets are making new highs, many people feel that even their mutual funds should also make new highs in…
Read More Nifty At All-Time-High. How much % is NAV of MFs below All-Time-Highs?
A lot of investors look to multiply their investments in stock markets. Some look for multibaggers and others invest in mutual funds and plan to remain invested for the long term and thereby, grow their wealth. CAGR (or Compound Annual…
I was recently quoted in The Hindu Business Line (26 Nov 2022) in an article titled "Debt fund yields turn attractive at both short- and long-ends". Here is the link to the online version of the article - Link Since…
For the first several years of their career, most individuals do not give retirement the importance it deserves. And why would they? In their mid-20s, retirement for these young individuals is still 30+ years away. As a result, the only…
Read More PF Alone Won’t Be Enough. ‘Start Early’ to Save ‘More’ for Retirement.
LIC has launched (or rather relaunched) its online term plan in 2022 – The name of the new policy is LIC New Tech Term Plan (No. 954). It’s a simple term policy. Technically, it is a Non-Linked, Non-participating, Individual, Pure…
Read More LIC New Tech Term Plan (No. 954) – Should you Purchase this Online Term Plan?
LIC SIIP is not SIP. I repeat. LIC SIIP is not a SIP that you know about. LIC has a ULIP plan which is (surprisingly) called LIC SIIP (2023). Why the choice of name is surprising is that the word…
Read More LIC SIIP is NOT a SIP. Avoid this ULIP named SIIP (2023)
I was recently quoted in LiveMint (26Sep 2022) titled "National Pension System: Should you invest in Tier II account?". Here is the link to the online version of the article - Link Here are a few of the points that…
Read More Quoted (Live Mint) – Nov 2022 – Silver ETFs: Do you need to invest?
Indians have been concerned about the increasing inflation. And to be fair, it’s not just us Indians but people across the world. In order to stabilise and curb inflation, many countries have been raising their federal interest rates, as a…
Read More Interest Rates on Fixed Deposits are Rising – Is It a Good Time to Invest in FD?
