In financial markets (and especially the stock markets), there are tons of people making forecasts. At times even I do it. But forecasting is... for a lack of better word, futile. I found this interesting and hilarious take on forecasting…
How to Diversify your Portfolio with Precious Metals (2022)?
If you have been investing for at least a few years, then you would have heard the term – diversification. But as simple as it sounds, many investors are often unable to implement this in practice. So, what is portfolio…
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One thing My Rich Friend Told about Why Most people don’t become Rich?
I was recently talking to a close friend of mine… who happens to be very rich. And I mean very very rich. He is not into investing - so no investment Gyan here. But he has a business of his…
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Quoted (Economic Times) – Nov2022 – Where to invest money from sale of Apartment/Flat for Higher Returns?
I was recently quoted in Economic Times WEALTH (07-13 November 2022) in the Q&A section where a panel of experts answers readers' questions related to various aspects of their personal finances. This one was about where a 47-year-old investor can…
Allocation to Alternative Assets in Traditional Assets Dominated Portfolio
These days, there is a growing interest in alternative investment space among many in India. Till just a few years back, these investments which are seen as exotic and risky were aimed more at institutional or ultra-HNI investors. But via…
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Which Bank has Highest Interest Rate on Fixed Deposits (2022)?
Which banks are giving the highest interest rate on bank FDs in India (2022)? This is one question that many people are looking answers for to. They want to know the best FD rates in banks and how they can…
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How Much Money Can you Save with Pay-As-You-Drive Car Insurance?
Buying car insurance is a no-brainer. And if that is not enough, the authorities generally have a rule that all cars plying on road should mandatorily have valid car insurance. But while car insurance has been available for years, now…
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Quoted (New Indian Express) – Sep 2022 – How to use NPS Tier 2 Account?
I was recently quoted in an article in New Indian Express (26Sep 2022) titled "National Pension System: Should you invest in Tier II account?". Here is the link to the online version of the article - Link Here are a…
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Updated List of REITs in India (2022)
If you are looking for a list of REIT stocks in India (2022), then you are in the right place. The REIT market in India (2022) is a nascent one. REITs are like mutual funds that invest in a portfolio…
Quoted (Economic Times) – October 2022 – How to Plan for Daughter’s Marriage and Retirement Income?
I was recently quoted in Economic Times WEALTH (10-16 October 2022) in the Q&A section where a panel of experts answers readers' questions related to various aspects of their personal finances. This one was about how can a 57-year old…
Quoted (New Indian Express) – Sep 2022 – Invest in NPS to Build Retirement Corpus?
I was recently quoted in an article in New Indian Express (19 Sep 2022) titled "Invest in NPS to build Retirement Corpus". Here is the article from the print version below - And here is the link to the online…
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SCSS Interest Rates Hiked to 7.6% (Oct-Dec 2022)
The Senior Citizen Savings scheme interest rates have been hiked to 7.6% (Oct-Dec 2022) from earlier 7.4%. The Senior Citizen Savings Scheme (SCSS) is of the most popular investment options available for senior citizens of India in 2022. The SCSS…
Should you put 100% in any one asset or instrument?
I have a friend, whose only investment or savings or asset (whatever you may want to call it) is – his small business. He is basically all in as they say in casinos. But he is an outlier and not…
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Intrinsic Value of Bitcoin Vs Gold
Lately, the Bitcoin price correction has given a lot of negative vibes to the cryptocurrency space. But if you do zoom out a bit and look at the Bitcoin price history since 2009, it's clear that BTC is a volatile…
Can SCSS account be Renewed After Maturity (2022)?
What happens to SCSS after maturity or what is the status of SCSS after 5 years and SCSS after 8 years in India (2022)? We discuss this here. The Senior Citizen Savings Scheme (SCSS) account has a tenure of 5…
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