How about Using monthly interest from Rs 1 Crore FD as SIP in Mutual Funds? That is, you use the FD monthly interest as SIP. Can this be one ideal option for new investors who are looking to scale equity…
Read More When Rs 1 Crore FD Monthly Interest is used as SIP in Nifty [Case Study]
I am no economist. Nor do I intend to be one. But I do keep an eye on all things money. And one thing cannot go unnoticed that India’s Forex Reserves have been growing steadily over the years. India’s foreign…
Read More Does India need a proper Sovereign Wealth Fund (SWF) now?
Just yesterday, RBI informed us that India’s inflation is around 5.59%. To be honest, that doesn’t sound like a nightmare (that people in Zimbabwe have gone through - read here). But when you compare it with the ever-so-safe bank FD…
Are you looking for Best NPS Funds for 2021 in India or the Best NPS Fund Managers for 2021 in India or Best NPS Schemes in 2021 to invest in? Then you will find all your answers here. Before we…
Read More Best NPS Funds (2021) – NPS Scheme Returns & Best Fund Managers
When we Indians start earning for the first time, the first brush with savings happens via EPF deductions. Your salary is automatically deducted and some amount goes towards your EPF corpus. Then comes the first tax-saving season. When we wake…
Read More 7 Best Investment Options for Salaried Indians (2021)
Are you looking for Silver ETF in India? Or for a Silver mutual fund in India? I will answer all your questions related to silver-based exchange-traded funds in India. Are there any Silver ETFs in India? No. As of now…
This is a controversial topic. And I am sure you know that. We Indians love our gold. And most people can’t even think about selling it. It's like the worst-case scenario for them to sell gold. But hear me out…
Read More Is it wrong to sell unused Household Gold and Retire Early?
How much returns can I get from Gold Bonds? If you had this question, then the right answer is that the Gold Bonds give a return similar to the return of gold during your holding period + 2.5% annual simple…
Read More Returns on Premature Redemption of Gold Bonds (SGB)
I was recently quoted in Economic Times WEALTH (early-August 2021) in the Q&A section where a panel of experts answers reader's questions related to any aspect of their personal finance. Here a 30-year old investor in Mutual funds who asks…
Read More Quoted in Economic Times: Ask The Experts (August 2021)
Many buyers prefer to opt for under-construction properties as the prices of such properties are lower than the prevailing market rates of ready-to-move-in properties. So it's more affordable for them as they would need to take a smaller home loan…
Read More How to Claim deduction on Home Loan Interest for Under-Construction House (2021)?
Can Nifty reach 1 lakh? Ofcourse it can. Currently, it is around 16,500. Ofcourse there are many other smaller targets like Nifty@20,000 and Nifty@25,000 and Nifty@50,000 and Nifty@75,000 and then comes Nifty@100000. I recently heard a noted investor of India…
Read More Nifty at 1 lakh: By when will Nifty50 reach 100000?
I got a mail from a reader asking how much he needed to invest to retire at the age of 50. He is 30 and said that he had practically no savings at all. So it's like starting your investment…
Read More I am 30. Want to Retire at 50. How much to Invest Monthly?
I am sure you already know what the Full EMI of home loan means. But what is Pre-EMI of Home Loans in India (2021)? The Pre-EMI option is available in case one is buying an under-construction property, where disbursement of…
Read More What is Pre EMI Vs. Full EMI in Home Loan: Which is better?
Recently, I was talking to a relative about how he managed money when I realized that despite being young, he was somehow not too convinced about the potential of equity for long-term wealth creation. So I thought I will try…
Read More Power of Equity – Simple example of Wealth Creation
The idea of SIP in Mutual Funds in India needs no introduction. Investors like us already know how SIP works and why it’s useful. But nevertheless, I thought it would be a good idea to highlight the advantages of SIP…
