The Pradhan Mantri Vaya Vandana Yojana (PMVVY) has been extended by the government till 31st March 2023, but with a reduced interest rate of 7.4%. If you have questions like - What is PMVVY, What is the interest rate on PMVVY,…
Read More PMVVY (2020) Pension Scheme extended till March 2023: Changes + Details
So you think you are an aggressive investor. Right? But will you be an aggressive investor in a rising as well as a falling market? Maybe. Maybe not. I know you are not sure. And don’t worry. This is normal.…
RBI first announced a 3-month moratorium (March-May 2020) for loans. But with the lockdown continuing and people still facing problems with their finances and loan repayments, RBI recently extended loan moratorium by 3 more months (June - August 2020). If…
Read More How EMI Moratorium increases Interest + Tenure? (Simple Examples)
I recently wrote a long thread on twitter about Financial Independence, Early Retirement and Financial Freedom. If you are on twitter, you can check it here. Since many readers aren't there so I thought I will publish those tweets as…
RBI has extended the loan EMI moratorium by another 3 months. That is, it is now applicable up to 31st August 2020. So with this extension, the total loan moratorium due to Covid19 in India is now 6 months. And…
Read More 3 Month Extension of Loan Moratorium (6 Months: March to August 2020)
Hi I am happy to announce the launch of Two (2) Premium Subscription-based Products from Stable Investor, namely: Stable Asset Allocator Stable Model Mutual Funds To know how you can benefit from both, read on. ... And if you are interested in receiving a…
Read More Announcing: Asset Allocator + Model Funds (PREMIUM Subscription)
About 2+ years back, SEBI did what was long required. It undertook a massive and comprehensive relook at the Indian mutual fund space. And as a result, a big Categorization & Rationalization of Mutual Funds was carried out in 2018,…
SBI, the country’s largest bank has come to the rescue of senior citizens. It has launched a special FD scheme for senior citizens called the SBI 'WECARE' Senior Citizens' Term Deposit scheme (2020). And what is interesting about this scheme?…
Read More SBI WECARE Deposit for Senior Citizens: Worth Investing?
Many people these days are facing cash crunches. And it’s easy for us to say that they shouldn’t take personal loans and they should have had emergency funds in place for such times. But the fact is that life has…
When you board a flight, generally the thoughts about turbulence aren’t on mind. But when your flight does pass through turbulent weather, then you feel stressed. And rightly so. I am also 100% sure that at some point during the…
Read More Debt Funds: How to Think Correctly ‘First’ – [Important]
I recently got quoted a few times in Morningstar's coverage of how leading advisors are navigating the debt fund space. The context is the current on-going turmoil in the debt fund space. If you wish to know my thoughts on…
Read More (Quoted: Morningstar) How Advisers navigate the Debt Funds space?
This is the April 2020 update for the State of Indian Stock Markets. This update includes the historical analysis (since 1999, i.e. about 20+ years) and Heat Maps for the key ratios like P/E, P/BV ratios and Dividend Yield for Nifty50 and Nifty500. But first, here is how markets behaved this month.…
Many banks and NBFCs are looking to help out people whose cashflows have been disrupted due to the ongoing COVID-19 pandemic. And this help has been structured in the form of a personal loan with a new label - COVID…
Read More COVID-19 Personal Loans: Should you take it now & Prepay Later?
I am spending less. And I am sure most of you are too. No doubt lockdown is leading to more savings for some of us. Majority of us are sitting at home. And I am sure at least a few…
Read More Compare Your Lockdown Vs Regular Expenses (Free Excel Download)
This is from my regular column on MoneyControl. Interest rates of PPF and all other Small Savings Scheme were cut sharply sometime back. And many are now questioning the usefulness of PPF as an investment option. I feel that having…
Read More PPF: Still attractive Investment despite Sharp Rate Cut
