The EPFO has decided to keep the EPF interest rates UNCHANGED at a rate of 8.25% for FY 2024-25. The rates were same earlier in the previous FY 2023-24. Once the new EPF interest rate is officially notified in the…
Tag: 2025
How to Optimize Rs 50,000 SWP from Rs 1 Crore Corpus for Regular Monthly Income?
If you started in January 2013 with Rs 1 Crore in Liquid Fund (say for example - ICICI Pru Liquid Fund) and did a SWP of Rs 50,000 monthly, then to date, you would have withdrawn a total of Rs…
Read More How to Optimize Rs 50,000 SWP from Rs 1 Crore Corpus for Regular Monthly Income?
No, You DON’T Get 10% Guaranteed Returns in LIC Jeevan Utsav Plan (No. 871)
LIC has launched a new life insurance plan in 2023 – The name of the new policy is LIC Jeevan Utsav (Plan No. 871), and Jeevan Utsav not only offers life insurance but is also meant to generate regular income…
Read More No, You DON’T Get 10% Guaranteed Returns in LIC Jeevan Utsav Plan (No. 871)
Home Loan EMI Ready Reckoner (for Rs 10 lakh loan) with different tenure/rates (2025)
Here is a easy-to-use Home Loan EMI Ready Reckoner for Rs 10 lakh loan with different tenure/rates. You can use it to quikcly estimate your monthly EMIs when you take a home loan: You can also use this free-to-dowload excel-based…
Read More Home Loan EMI Ready Reckoner (for Rs 10 lakh loan) with different tenure/rates (2025)
What is UDGAM, RBI’s Centralised Portal to search for Unclaimed deposits (2025)?
The RBI has launched a new centralized portal named UDGAM (Unclaimed Deposits - Gateway to Access Information) on 17th August 2023 (via link) - that allows common people to search for unclaimed deposits across multiple Indian banks using a single,…
Read More What is UDGAM, RBI’s Centralised Portal to search for Unclaimed deposits (2025)?
Why Sukanya Samriddhi May not be enough for your Daughter’s future (2025)?
As an Indian parent, one of the most important goals is to secure your child’s future. And at times, people end up compromising retirement savings to fund children’s education. In view of the importance that people give to children’s future,…
Read More Why Sukanya Samriddhi May not be enough for your Daughter’s future (2025)?
LIC Jeevan Kiran (No. 870) Return-Of-Premium Term Plan Review (2025)?
LIC has launched a new term life insurance plan in 2023 – The name of the new policy is LIC Jeevan Kiran (Plan No. 870). It’s a simple a non-linked, non-participating, term life insurance policy but with added benefit that…
Read More LIC Jeevan Kiran (No. 870) Return-Of-Premium Term Plan Review (2025)?
How to Plan for International Vacations Every 2-3 years without Guilt (2025)?
A cousin aged 30, recently got married. He and I discuss finances frequently and hence, he asked me one day – My wife and I want to travel and take international vacations every 2-3 years starting from 2025. But since…
Read More How to Plan for International Vacations Every 2-3 years without Guilt (2025)?
LIC Jeevan Akshay VII (No. 857) | Review + Benefits | Should you Buy (2025)?
LIC Jeevan Akshay VII (Plan 857) is an immediate annuity plan by LIC that provides annuity starting immediately to the policyholder on payment of a one-time lumpsum amount. If you want to know more about this LIC Jeevan Akshay VII…
Read More LIC Jeevan Akshay VII (No. 857) | Review + Benefits | Should you Buy (2025)?
How to Buy Sovereign Gold Bonds (SGB) Online in India in 2025?
How to Buy Sovereign Gold Bonds Online in India? Or do you want to know How to invest in Sovereign Gold Bonds online in 2025? If you are planning to invest in a government-backed gold investment option that offer investors…
Read More How to Buy Sovereign Gold Bonds (SGB) Online in India in 2025?
Most Tax Efficient Option for Gold Investment in India (2025)
After the Budget 2023 and the changes announced later, there is a change in the capital gains taxation of non-equity funds. And due to this, fresh investments in gold funds and gold ETFs are no longer as tax-efficient as they…
Read More Most Tax Efficient Option for Gold Investment in India (2025)
How to check if Investment Advisor is registered with SEBI (2025)?
Is your Investment adviser Registered with SEBI? Many investors who reach out to advisors want to be sure that they are dealing only with SEBI registered Investment Advisor. And the regulator SEBI has also made it abundantly clear that investors…
Read More How to check if Investment Advisor is registered with SEBI (2025)?
How to Find & Claim your Unclaimed Deposits in Banks (2025)?
In India, there are thousands of crores (Rs 35,000 crore) lying across banks as unclaimed deposits. So many people want to know if there is some money that they are unaware of. Such accountholders or their nominees need to be…
Read More How to Find & Claim your Unclaimed Deposits in Banks (2025)?
New NSE REITs & InvITs Index – Should You Invest (2025)?
NSE has announced the launch of India’s first ever index focused on REITs and InvITs. The name of the index is NSE REITs & InvITs Index. This new index will track the performance of REITs and InvITs that are publicly…
Read More New NSE REITs & InvITs Index – Should You Invest (2025)?
Is SCSS at 8.2% good for Senior Citizens looking for income and high rates?
The Senior Citizen Savings Scheme (SCSS) interest rates have been increased to 8.2% recently (for the April-June quarter of FY2025-26). More details here. For many Indians investing in debt, 8% is the psychological level at which they wait to get…
Read More Is SCSS at 8.2% good for Senior Citizens looking for income and high rates?