What is the current interest rate of RBI Floating Rate Bonds or FRSB 2020 (T) for the period of July-December 2026? The current or latest interest rate (2026) on RBI Floating Rate Bonds is 8.05% per annum. This is for…
Read More What is Interest Rate on RBI Floating Rate Bonds (July – December 2026)?
When EPFO recently announced that PF withdrawals would soon be possible via UPI and ATM cards, i.e., you get instant access to your retirement(!) money, it sounded like a welcome move for many. But while this EPFO 3.0 reform does…
Sukanya Samriddhi Yojana account gives 8.2% per annum. As per rules, the account matures in 21 years (from the date of account opening, and not at the girl’s age of 21). Also, you can only make investments for the first…
Read More How much corpus can you create using Sukanya Samriddhi Account after 21 years?
The stock markets have been bleeding. And the fall in stock prices is also reflected in the fall in NAVs of mutual funds and the value of most investors’ mutual fund portfolios. To be fair, we have now seen a…
Read More My mutual funds are falling. I am Worried. What should I do now… (April 2026)?
If the markets have delivered little to nothing over the past two years or so, the first instinct for most investors (and specifically new ones) is to worry, and wonder if something is broken in the markets. But that is…
Read More No-Return, Flat Markets Are Not a Warning. It’s an Invitation.
The markets have been brutal lately. And if you have been investing in Indian markets, you are probably already feeling it. But is the brutal phase over? No one knows. And with the sharp decline in the recent weeks, and…
Read More Stay Calm. And Remember God in Good Times & Equities in Bad Times.
While silver’s bull case (till 1-2 years back) was built on the combination of factors like rising industrial use, supply deficit, undervaluation vs gold, growing geopolitical instability and possibility of precious metals regaining the lost respect vs paper/fiat currency (debasement…
This will be a very short post. Here is a list of Nifty50 returns during the last 14 years. 2012: +27.7% 2013: +6.8% 2014: +31.4% 2015: - 4.1% 2016: +3.0% 2017: +28.6% 2018: +3.2% 2019: +12.0% 2020: +14.9% 2021: +24.1%…
Read More Nifty Give +10.5% in 2025: 10th Consecutive Positive Year!
What is the current interest rate of RBI Floating Rate Bonds or FRSB 2020 (T) for the period of January-June 2026? The current or latest interest rate (2026) on RBI Floating Rate Bonds is 8.05% per annum. This is for…
Read More What is Interest Rate on RBI Floating Rate Bonds (January – June 2026)?
Recently, SEBI vide a press release (link) has cautioned the Indian public regarding dealing with Unregistered Online Bond Platforms and their providers. As per SEBI's release, there has been a growing number of unregulated online platforms that allow investors to…
Read More SEBI Cautions regarding dealing with Unregistered Online Bond Platforms
I was recently quoted in the Economic Times in an article titled "Best time to prepay your home loan? 5 tips to save lakhs from your home loan prepayments" Here is the link to the online version of the article…
Read More Quoted (Economic Times) – Best time to prepay your home loan?
India's market regulator, the Securities and Exchange Board of India (SEBI), has introduced two major investor-protection measures to combat payment fraud and unauthorised intermediaries in the securities market. These initiatives, announced via a SEBI circular on June 11, 2025, and…
Read More SEBI Launches @Valid UPI Handles and ‘SEBI Check’ Tool for Investor Protection
It has come to our attention that certain fraudulent individuals and groups may be misrepresenting themselves as affiliates of and/or as SEBI-Registered Investment Advisors and soliciting funds on the false promise of assured returns on their investments. They may be…
What is the current interest rate of RBI Floating Rate Bonds or FRSB 2020 (T) for the period of July-December 2025? The current or latest interest rate (2025) on RBI Floating Rate Bonds is 8.05% per annum. This is for…
Read More What is Interest Rate on RBI Floating Rate Bonds (July-December 2025)?
Cryptocurrencies are increasingly gaining acceptance and the global level, via governments and institutions. And in this space, Bitcoin (BTC) and Ethereum (ETH) for long, have been the two largest by market cap. In spite of gut-wrenching volatility (which makes them…
