FinFluencers are regular people who use social media platforms (and generally have a large follower base) to share advice on all things related to finance like investing, loans, stocks, mutual funds, etc. More than 99% of these content creators or…
Category: Personal Finance
Suggestions (Wishlist) for Union Budget 2023-24
Call me whatever you want for doing this. But like all common people of India, even I have a few wishes from the Budget 2023. I know my ideas may not even reach the right people but still, let me…
India’s 1st Passive Tax-Saver ELSS Index Fund Launched. But Don’t Rush to Invest
After SEBI allowed the launch of passive (index-based) tax-saving ELSS funds, finally an AMC, IIFL has decided to launch India’s first tax-saver index fund. The fund - IIFL ELSS Nifty 50 Tax Saver Index Fund, as the name suggests tracks…
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Nifty At All-Time-High. How much % is NAV of MFs below All-Time-Highs?
Indian stock markets are at new All-TIme-Highs. Unlike other markets which are down a lot this year (till now). So when markets are making new highs, many people feel that even their mutual funds should also make new highs in…
Read More Nifty At All-Time-High. How much % is NAV of MFs below All-Time-Highs?
Required CAGR % Calculator (2023)
A lot of investors look to multiply their investments in stock markets. Some look for multibaggers and others invest in mutual funds and plan to remain invested for the long term and thereby, grow their wealth. CAGR (or Compound Annual…
Quoted (Business Line – Hindu) – Nov 2022 – Debt fund yields turn attractive at both short- and long-ends
I was recently quoted in The Hindu Business Line (26 Nov 2022) in an article titled "Debt fund yields turn attractive at both short- and long-ends". Here is the link to the online version of the article - Link Since…
PF Alone Won’t Be Enough. ‘Start Early’ to Save ‘More’ for Retirement.
For the first several years of their career, most individuals do not give retirement the importance it deserves. And why would they? In their mid-20s, retirement for these young individuals is still 30+ years away. As a result, the only…
Read More PF Alone Won’t Be Enough. ‘Start Early’ to Save ‘More’ for Retirement.
LIC New Tech Term Plan (No. 954) – Should you Purchase this Online Term Plan?
LIC has launched (or rather relaunched) its online term plan in 2022 – The name of the new policy is LIC New Tech Term Plan (No. 954). It’s a simple term policy. Technically, it is a Non-Linked, Non-participating, Individual, Pure…
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LIC SIIP is NOT a SIP. Avoid this ULIP named SIIP (2023)
LIC SIIP is not SIP. I repeat. LIC SIIP is not a SIP that you know about. LIC has a ULIP plan which is (surprisingly) called LIC SIIP (2023). Why the choice of name is surprising is that the word…
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Stable Investor Completes 11 Years!
Quoted (Live Mint) – Nov 2022 – Silver ETFs: Do you need to invest?
I was recently quoted in LiveMint (26Sep 2022) titled "National Pension System: Should you invest in Tier II account?". Here is the link to the online version of the article - Link Here are a few of the points that…
Read More Quoted (Live Mint) – Nov 2022 – Silver ETFs: Do you need to invest?
Interest Rates on Fixed Deposits are Rising – Is It a Good Time to Invest in FD?
Indians have been concerned about the increasing inflation. And to be fair, it’s not just us Indians but people across the world. In order to stabilise and curb inflation, many countries have been raising their federal interest rates, as a…
Read More Interest Rates on Fixed Deposits are Rising – Is It a Good Time to Invest in FD?
One thing My Rich Friend Told about Why Most people don’t become Rich?
I was recently talking to a close friend of mine… who happens to be very rich. And I mean very very rich. He is not into investing - so no investment Gyan here. But he has a business of his…
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Quoted (Economic Times) – Nov2022 – Where to invest money from sale of Apartment/Flat for Higher Returns?
I was recently quoted in Economic Times WEALTH (07-13 November 2022) in the Q&A section where a panel of experts answers readers' questions related to various aspects of their personal finances. This one was about where a 47-year-old investor can…
Which Bank has Highest Interest Rate on Fixed Deposits (2022)?
Which banks are giving the highest interest rate on bank FDs in India (2022)? This is one question that many people are looking answers for to. They want to know the best FD rates in banks and how they can…
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