Lately, the Bitcoin price correction has given a lot of negative vibes to the cryptocurrency space. But if you do zoom out a bit and look at the Bitcoin price history since 2009, it's clear that BTC is a volatile…
Category: Personal Finance
Can SCSS account be Renewed After Maturity (2022)?
What happens to SCSS after maturity or what is the status of SCSS after 5 years and SCSS after 8 years in India (2022)? We discuss this here. The Senior Citizen Savings Scheme (SCSS) account has a tenure of 5…
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Should you invest in Fractional Real Estate Commercial Properties for High Yield in India (2022)?
In India, commercial real estate rental yields are better than residential yields. This is the reason why many people want to invest in commercial real estate. But problem is that it's not affordable for most. A good commercial property requires…
Term Insurance Benefits & Using Calculator to Find the Right Cover
Buying a term insurance plan might be one of the wisest decisions you can take to ensure the financial stability of your family in case of your absence. It is the simplest and most effective form of life insurance The…
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Paying 1 Extra EMI Every Year: How it helps Prepay Home Loan Faster?
A little can go a long way. If you have taken a large home loan and are wondering how to repay it quickly, then one small effort from your side can go a long way. Pay one extra EMI every…
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Common Types of Mutual Funds Where Most Investors invest their Money
Do you know which are the mutual fund categories that garner the highest AUM as of now? Here are the top 3 categories from each bucket of equity, debt and hybrid mutual funds: Largecap Funds – Rs 5.32 lakh croreFlexicap…
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Choosing between Instant Personal Loans vs Credit Cards
A distant relative recently needed money to help his family members. Though he did have some savings in form of an emergency fund, he didn’t want to exhaust it all immediately. I offered to help but he wasn’t very comfortable…
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Quoted (Economic Times) – July 2022 – Rs 70,000 Monthly Income from Rs 3.5 Crore Corpus
I was recently quoted in Economic Times WEALTH (4-10 July 2022) in the Q&A section where a panel of experts answers readers' questions related to various aspects of their personal finances. This one was about how can a couple generate…
Read More Quoted (Economic Times) – July 2022 – Rs 70,000 Monthly Income from Rs 3.5 Crore Corpus
Quoted (Livemint): Impact of Rupee Depreciation (INR-USD at 80)
I was recently quoted in Mint (June 2022) where Financial experts were asked for their views on their Indian Rupee outlook 2022 and more particularly, about the fall of the Indian Rupee vs US Dollar which is now heading at…
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Should you Invest in Floating Rate FD (Fixed Deposits) 2022?
A typical fixed deposit (FD) will offer a fixed interest rate for the entire tenure of the deposit. But in a Floating Rate FD (2022) or Floating Rate Fixed Deposit in India, the interest rates will change dynamically and rise…
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What is Two Factor Authentication (2FA) for MF Redemption (SEBI Circular 2022)?
If you invest in mutual funds online, then you need to know this. Because, if you don’t get this done, then many of your mutual fund transactions like redemptions, STP, SWP, etc. will stop working from July 2022 onwards. Don’t…
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How much Tax is applicable on PF Withdrawal (2022)?
Provident fund withdrawal. You may have come across this term so many times but may not be sure how it works and what are its implications. right? Don't worry. This article will help you get a brief idea about PF…
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How are International Funds taxed in India (2022)?
Even though international funds invest in stocks (equities) outside India, for taxation purposes, the capital gains in international funds are taxed similar to debt fund taxation in India. That is, investments held for less than 3 years are classified as…
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Quoted (Livemint): Markets falling. Should mutual fund investors book profits & wait for ‘right ’time?
I was recently quoted in the Mint (June 2022) where Financial experts were asked for their views on - As the markets fall, should mutual fund investors book profits and wait for the ‘right ’time? Here is my quote on…
Quoted (Livemint): Are Floating Rate Fixed Deposits good option now?
I was recently quoted in Mint's MintGenie platform (June 2022) where Financial experts were asked for their views on the newly launched Floating Rate Fixed Deposits by a private bank. Here is my quote on the same: If you want…
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