I recently got interviewed by guys at Wealthy (again after a few years). If it interests you, do check the link below that takes you to Wealthy's site: Dev Ashish's Interview (2020) on Wealthy And if you wish to read…
Category: Personal Finance
Is it Ok to take Personal Loan to clear Credit Card Dues?
A younger cousin recently called me to ask whether he should take a personal loan to clear his credit card dues. He told me the amount and I was a bit taken aback as he is quite young to be…
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4 Reasons You should Get Personal Loans Only For Emergencies
Most people will need to take out a loan at some point in their life. These days, you don’t even need to reach out to a lender for loans. The chances are that you’re already being bombarded with pre-approved loan…
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Nifty P/E Ratio: Few Important Facts
Many people track Nifty PE Ratio regularly to gauge the market sentiments. And more importantly, also compare it with historical trends to assess whether the markets are overvalued or undervalued. This is also one of the several factors that I…
How Women can get on Driver’s seat of their finances?
Women are not just stronger, but also the superior half of our human species. And this has been established time and again. There is no doubt about this. From my interactions with many of my women clients, I know that…
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Don’t Confuse Good PE Ratio Of Index VS Good PE Ratio For Stocks
Most of you understand what a P/E ratio (Price-to-Earnings) is. In the investment world, P/E Ratio is one of the most widely used tools; and often, the use turns into abuse by many. If you have some doubts about what…
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Take Risks. But have Proper Expectations. Plus, know your Limits.
I was recently talking to a middle-aged client. He has been with me for a few years and I have done his full financial planning. And credit to him that he continues to implement the plan in spirit and has…
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Passive DYI or Robo-Advisors for the long term?
When it comes to investing in equities, its always best to have a long time horizon (as short term is best suited for traders and not investors). And since there are tons of research on how expenses play a major…
This is More Important than Stock Picking!
Recently, I was talking to a cousin who had moved to Canada a few years back. Like many others, he too had gone there to earn more than what was possible in India for his industry/domain. His life, his decision,…
A Tool to become Better Than Average Investor (Premium)
Any reasonable person would accept that you cannot perfectly time entry or exits in markets all the time. If you believe you can, then you don’t need to read any further. As many of you know, Stable Investor will soon…
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Instant Redemption Liquid Funds (2020) Rs 50,000 per day: Is it Good?
Does instant mutual fund redemption interest you? I am sure many would be interested. And yes its possible. Some liquid mutual funds offer instant redemption facility in India (2020). Several AMCs provide this useful facility. You get to access and…
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Sovereign Gold Bond 2020-21 (Series 3): Should You Invest?
The latest tranche of Sovereign Gold Bonds 2020-21 has been launched. This is the 3rd tranche of the Financial Year 2020-21, i.e. this is Sovereign Gold Bond Scheme FY 2020-21 Series 3 (or Series III). Since the start of SGB…
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What debt funds are NOT? (Morningstar)
Recently, my thoughts on debt funds were published on Morningstar (India) again. In this one, I try to clear the air about debt mutual funds by laying to rest the 4 common misconceptions people have So if you are a…
Taxation on Gold in India (2020-21): Capital Gains on Selling Gold
Do you know what is the tax on gold profits? Or how different forms of gold are taxed? Or more specifically, how capital gains on selling gold are taxed? If you invest in gold or already have it, then it…
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Which are safe banks for Fixed Deposits in India (2020-21)?
Bank fixed deposits (or FDs) are considered to be one of the safest savings options because of their guaranteed returns. And this has been the perception since decades. But people have now started asking which bank is safe for fixed…
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