Are you looking for alternatives to fixed deposits in India? I don’t blame you. The current fixed deposits FD rates in India are not great - even for the banks best for fixed deposits earlier. And as these banks continue…
Read More How to get Higher Returns than Fixed Deposit? Alternatives to FD in India (2021)
Life vs Health insurance. Both are important for most people. So its actually not about health insurance vs life insurance. Rather it's about life insurance AND health insurance. And sooner or later, one should have both these insurances in one’s…
Read More Health Insurance or Life Insurance – Which to buy first?
Which Banks are Safe in India? In less than 2 years, this is the 3rd collapse of a bank in India (after PMC Bank and Yes Bank). The RBI has forced Lakshmi Vilas Bank (LVB) to merge with DBS Bank…
Read More Which Banks are Safe in India to put your hard-earned money?
We Indians and gold are inseparable. We Indians just love to buy gold. And these days, gold can be bought in non-physical modes as well. So people are asking questions like: Should I invest in Gold ETF vs Gold bonds…
Read More Gold ETF Vs. Sovereign Gold Bonds: Which is better investment to Buy this Diwali?
Due to the ongoing health crisis, the expat hiring has been pushed on the back burner at least temporarily. This is a common thing happening around the world and not just in any particular country. And even the existing expats…
Recently, I was talking to a friend who is working but plans to quit her job in a few years time to pursue a 2-year full-time MBA. Her idea was to fund her master’s degree using her own savings. I…
Read More Financial Tips for working professionals planning for MBA
The Indian government has announced the waiver of Interest-On-Interest (or Compound) interest during the loan moratorium period of 6 months. We shall discuss this in this post. Do you remember the 6-months loan moratorium announced by the Indian government from…
Read More Waiver of Interest on Interest (loan moratorium 2020)
I recently got quoted in the national daily paper Hindustan Times. It was for their coverage about how people should refocus on having their contingency (emergency) funds in order. During normal times, people gradually start forgetting about such buffers. But…
Read More (Quoted: Hindustan Times) Emergency & Contingency Funds
Since the start of the year, Gold has lived up to its expectation of being a safe haven. The financial and non-financial world thrown in turmoil due to the pandemic plus its geopolitical aftermath and the volatility of stock markets…
Read More Can Gold ETFs, Funds & SGBs be part of long term portfolio?
Did the title make your eyes take notice? After all, it's our PM we are talking about. Assuming you want to know how much money our honourable prime minister Narendra Modi has, please read ahead to know PM Narendra Modi’s…
Ideally, one should plan a house purchase well in advance so that they get sufficient time for arranging (or better still, saving for) the downpayment amount. It’s a general practice that when you take a home loan, you get a…
Read More Should you take a Personal loan for House Downpayment?
You know this. Your 9-to-5 job is not exactly that. If you also account for the mental stress and mind-f***s you get, it is much closer to 24x7. Zoom out a bit and its 24x365. Zoom out a bit more…
I recently got interviewed by guys at Wealthy (again after a few years). If it interests you, do check the link below that takes you to Wealthy's site: Dev Ashish's Interview (2020) on Wealthy And if you wish to read…
A younger cousin recently called me to ask whether he should take a personal loan to clear his credit card dues. He told me the amount and I was a bit taken aback as he is quite young to be…
Read More Is it Ok to take Personal Loan to clear Credit Card Dues?
Most people will need to take out a loan at some point in their life. These days, you don’t even need to reach out to a lender for loans. The chances are that you’re already being bombarded with pre-approved loan…
Read More 4 Reasons You should Get Personal Loans Only For Emergencies
