As savings account interest rates are falling, many people in India are considering Sweep In Account facility in 2020-21. On a very broad level, the sweep account or auto sweep facility allows you to enjoy the combined benefits of saving…
Read More Sweep In Account facility (2020) FD: Good when Savings Account Rates fall?
I got a mail from a reader. He wanted to know whether it made sense to take the loan moratorium but continue his SIP. Or should he stop the SIP? No doubt the current situation has reduced many people’s ability…
Read More Pause SIP before Stopping. But pay EMIs first & avoid Moratorium.
Think about it - Ability to stick to a strategy is more important than the potential return of the strategy itself when picking amongst many strategies. Why? Because if you don’t stick around with a strategy for long enough, then…
Read More Pick a Strategy You Can Stick with + PREMIUM Strategy Tool
If you are a mutual fund investor, then do you get confused if I were to ask you: Is your mutual fund portfolio properly structured? Does your mutual fund portfolio have good investment-worthy funds? Is your mutual fund portfolio optimally…
Senior Citizen Savings Scheme (SCSS) Or Pradhan Mantri Vaya Vandana Yojana (PMVVY). These are two popular investment options available for senior citizens of India in 2020. While SCSS has been in existence for several years now, the other one PMVVY…
The Pradhan Mantri Vaya Vandana Yojana (PMVVY) has been extended by the government till 31st March 2023, but with a reduced interest rate of 7.4%. If you have questions like - What is PMVVY, What is the interest rate on PMVVY,…
Read More PMVVY (2020) Pension Scheme extended till March 2023: Changes + Details
So you think you are an aggressive investor. Right? But will you be an aggressive investor in a rising as well as a falling market? Maybe. Maybe not. I know you are not sure. And don’t worry. This is normal.…
Hi I am happy to announce the launch of Two (2) Premium Subscription-based Products from Stable Investor, namely: Stable Asset Allocator Stable Model Mutual Funds To know how you can benefit from both, read on. ... And if you are interested in receiving a…
Read More Announcing: Asset Allocator + Model Funds (PREMIUM Subscription)
SBI, the country’s largest bank has come to the rescue of senior citizens. It has launched a special FD scheme for senior citizens called the SBI 'WECARE' Senior Citizens' Term Deposit scheme (2020). And what is interesting about this scheme?…
Read More SBI WECARE Deposit for Senior Citizens: Worth Investing?
I am spending less. And I am sure most of you are too. No doubt lockdown is leading to more savings for some of us. Majority of us are sitting at home. And I am sure at least a few…
Read More Compare Your Lockdown Vs Regular Expenses (Free Excel Download)
This is from my regular column on MoneyControl. Interest rates of PPF and all other Small Savings Scheme were cut sharply sometime back. And many are now questioning the usefulness of PPF as an investment option. I feel that having…
Read More PPF: Still attractive Investment despite Sharp Rate Cut
The Sovereign Gold Bond Scheme FY 2020-21 calendar or, also called as the Sovereign Gold Bond Scheme FY 2020-21 schedule for the current financial year 2020-2021 has been announced by the government of India (via RBI link). The SGB 2020 or…
Read More Sovereign Gold Bond FY 2020-21: Series Calendar + Schedule (6 Tranches)
Taking a 20% pay cut. Now, who would want that? No one. And it’s (obviously) not a great scenario to be in. But to be honest, the on-going pandemic and economic lockdown are gradually arm-twisting many companies/sectors to face the…
I recently got quoted a few times in the business paper Mint. It was for their coverage of how students graduating this year will have poor job prospects thanks to Coronavirus-troubled world and Indian economy. These are tough times no…
Read More Tips for Fresh Graduates with Poor Job prospects (Quoted: Mint)
I regularly write columns for MoneyControl. The latest one I wrote was about highlighting the difference between Retiring in Bull Market Vs Retiring in Bear Market. You will be surprised how things can change suddenly for people who retire in…
