FY 2024-25 - A Tale of 2 Halves March saw some recovery, which broke the trend. Otherwise, it was almost 6 months of green and 6 months of red.
Category: Personal Finance
Nifty50 Breaks 5-month negative streak. Gives +6.30% in March 2025
March has finally broken the 5-month negative streak for Nifty50. The index generated +6.30% in March 2025. The last 5 months have been brutal for the markets as can be seen from the table below:
How much have markets Recovered from Recent Lows of 3-4th March 2025? (Update 24-Mar-2025)
How much have markets Recovered from Recent Lows of 3rd & 4th March 2025? While the indices have recovered from 7-15% from recent lows (recovery, to date, has been sharper in mid-smallcaps), they are still down about 10-18% from their…
Read More How much have markets Recovered from Recent Lows of 3-4th March 2025? (Update 24-Mar-2025)
18 Negative Days out of the last 20 Days for Nifty50
Since the last few weeks, Nifty50 has been in a downward spiral, though not a brutal one. And at the time of writing on 4th February 2025, there have been 18 Negative Days out of the last 20 Days for…
Read More 18 Negative Days out of the last 20 Days for Nifty50
Role of International Exposure in Domestically-Biased Portfolio
The concept of diversification is widely recognized in the investment world. It typically encompasses two primary dimensions: Diversification across asset classes - such as equities, debt, real estate, and gold. Diversification within an asset class - for example, within an…
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Understanding the impact of Global factors on INR’s Exchange Rates
If you’ve been tracking the cost of your much awaited U.S. trip or wondering why imported goods feel pricier, you’ve probably noticed the Indian Rupee (INR) depreciating against the U.S. Dollar (USD). Exchange rates aren’t just abstract figures - they…
Read More Understanding the impact of Global factors on INR’s Exchange Rates
End of Sovereign Gold Bonds – Alternatives to SGB Now (2025)?
It’s over. As feared earlier, the government has finally decided to Discontinue (& Phase Out) Sovereign Gold Bond (SGB) scheme. This has led to investors looking for Alternatives to Sovereign Gold Bonds to invest in gold in India now. While…
Read More End of Sovereign Gold Bonds – Alternatives to SGB Now (2025)?
New Regime – Tax Slabs & Rates for FY 2025-26 / AY 2026-27 (Budget 2025)
The income tax slabs in the new tax regime have been changed slightly. As per the announcement, instead of 6, now there will be 5 income tax slabs. The New Slabs and new Income tax rates under the new income…
Read More New Regime – Tax Slabs & Rates for FY 2025-26 / AY 2026-27 (Budget 2025)
Nifty50 Vs Midcap150 Vs Smallcap250 (Monthly Returns: Update Jan 2025)
Real Pain of 2008-2009 Bear Market
Most people haven't experienced the 2008-2009 Bear Market. And there is no way to just read about it and experience the pain. It had to be lived through. It was tough and excruciatingly painful. Imagine the scenario where Nifty50, the…
Fall from 52-Week Highs (as of 13-Jan-2025)
Fluctuations of the INR-USD exchange rate
Understanding the Fluctuations of the INR-USD exchange rate is essential for grasping how global economic dynamics affect India and its currency. The exchange rate reflects how much one currency is worth in terms of another, and in this case, it…
What is Interest Rate on RBI Floating Rate Bonds (January – June 2025)?
What is the current interest rate of RBI Floating Rate Bonds or FRSB 2020 (T) for the period of January-June 2025? The current or latest interest rate (2025) on RBI Floating Rate Bonds is 8.05% per annum. This is for…
Read More What is Interest Rate on RBI Floating Rate Bonds (January – June 2025)?
Fall from 52-Week Highs (as of 13-Nov-2024)
A Powerful Law in Financial Physics!
The law that I am going to talk about is like… Gravity. It has the same effect on investments as gravity has on all of us. I am talking about Mean Reversion. This law broadly means that above-average performance will…