Category: Personal Finance

I recently got interviewed by guys at Wealthy (again after a few years). If it interests you, do check the link below that takes you to Wealthy's site: Dev Ashish's Interview (2020) on Wealthy And if you wish to read…

Read More My Interview (2020) with Wealthy

A younger cousin recently called me to ask whether he should take a personal loan to clear his credit card dues. He told me the amount and I was a bit taken aback as he is quite young to be…

Read More Is it Ok to take Personal Loan to clear Credit Card Dues?

Most people will need to take out a loan at some point in their life. These days, you don’t even need to reach out to a lender for loans. The chances are that you’re already being bombarded with pre-approved loan…

Read More 4 Reasons You should Get Personal Loans Only For Emergencies

Many people track Nifty PE Ratio regularly to gauge the market sentiments. And more importantly, also compare it with historical trends to assess whether the markets are overvalued or undervalued. This is also one of the several factors that I…

Read More Nifty P/E Ratio: Few Important Facts

Women are not just stronger, but also the superior half of our human species. And this has been established time and again. There is no doubt about this. From my interactions with many of my women clients, I know that…

Read More How Women can get on Driver’s seat of their finances?

Most of you understand what a P/E ratio (Price-to-Earnings) is. In the investment world, P/E Ratio is one of the most widely used tools; and often, the use turns into abuse by many. If you have some doubts about what…

Read More Don’t Confuse Good PE Ratio Of Index VS Good PE Ratio For Stocks

I was recently talking to a middle-aged client. He has been with me for a few years and I have done his full financial planning. And credit to him that he continues to implement the plan in spirit and has…

Read More Take Risks. But have Proper Expectations. Plus, know your Limits.

When it comes to investing in equities, its always best to have a long time horizon (as short term is best suited for traders and not investors). And since there are tons of research on how expenses play a major…

Read More Passive DYI or Robo-Advisors for the long term?

How to double your money in 5 years in India? You can use the simple concept of Rule of 72 to find out how much time it will take to double your money. Or if you tweak the formula bit,…

Read More How to Double your Money in 5 years?

Recently, I was talking to a cousin who had moved to Canada a few years back. Like many others, he too had gone there to earn more than what was possible in India for his industry/domain. His life, his decision,…

Read More This is More Important than Stock Picking!

Any reasonable person would accept that you cannot perfectly time entry or exits in markets all the time. If you believe you can, then you don’t need to read any further. As many of you know, Stable Investor will soon…

Read More A Tool to become Better Than Average Investor (Premium)

The latest tranche of Sovereign Gold Bonds 2020-21 has been launched. This is the 3rd tranche of the Financial Year 2020-21, i.e. this is Sovereign Gold Bond Scheme FY 2020-21 Series 3 (or Series III). Since the start of SGB…

Read More Sovereign Gold Bond 2020-21 (Series 3): Should You Invest?

Recently, my thoughts on debt funds were published on Morningstar (India) again. In this one, I try to clear the air about debt mutual funds by laying to rest the 4 common misconceptions people have So if you are a…

Read More What debt funds are NOT? (Morningstar)