It has come to our attention that certain fraudulent individuals and groups may be misrepresenting themselves as affiliates of and/or as SEBI-Registered Investment Advisors and soliciting funds on the false promise of assured returns on their investments. They may be…
Category: Personal Finance
What is Interest Rate on RBI Floating Rate Bonds (July-December 2025)?
What is the current interest rate of RBI Floating Rate Bonds or FRSB 2020 (T) for the period of July-December 2025? The current or latest interest rate (2025) on RBI Floating Rate Bonds is 8.05% per annum. This is for…
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Bitcoin vs. Ethereum & Can ETH ever Flippen BTC?
Cryptocurrencies are increasingly gaining acceptance and the global level, via governments and institutions. And in this space, Bitcoin (BTC) and Ethereum (ETH) for long, have been the two largest by market cap. In spite of gut-wrenching volatility (which makes them…
Does Bitcoin Have a Role in Future-Proofing a Long-Term Portfolio’s Asset Allocation?
As financial markets world over evolve, investors are increasingly exploring alternative assets to diversify and strengthen their portfolios. Bitcoin, the world’s leading cryptocurrency, has slowly but surely emerged as a compelling option (at least with the younger generation of market…
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Why So Many Think 1-Bitcoin will reach price of Millions of Dollars in Future?
Bitcoin, launched in 2009 as a decentralized digital currency, has evolved from a niche experiment to a global asset with a market cap exceeding $2 trillion. Trading at around $111,000 in Mid-2025, Bitcoin has already defied all its sceptics who…
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Why We Struggle With Randomness in Investing?
Investing in India is a thrilling ride, but it’s one where randomness often calls the shots. Whether it’s the buzz of a bull market or the panic of a crash, the unpredictable nature of markets trips up even the savviest…
Bitcoin’s Increasing Acceptance across Institutions and Geographies
Bitcoin, the decentralised cryptocurrency that started as a tech enthusiast’s experiment in 2009, has quietly grown into something much bigger. Its rise hasn’t been a flashy overnight takeover but a slow, steady spread, finding its way into corporate strategies and…
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Bitcoin at New High of $111,000: Should you Get Excited Now?
A few days back, the world's largest cryptocurrency, Bitcoin, touched a new all-time high of $111,000. This is after the recent tariff-induced selloff. As always happens near the new all-time highs, people on both sides of the Bitcoin debate get…
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PPF 7.1% | SCSS 8.2% | NSC 7.7% | Sukanya 8.2% | No Changes for Apr-Jun 2025
There have been No Changes in the small savings scheme for the quarter of April-June 2025. PPF interest rates - No Change (remains at 7.1%) - Possible reason? Once again, and like last time, do read Why did the PPF…
Read More PPF 7.1% | SCSS 8.2% | NSC 7.7% | Sukanya 8.2% | No Changes for Apr-Jun 2025
FY2024-25 – A Tale of 2 Halves (Green Vs. Red)
FY 2024-25 - A Tale of 2 Halves March saw some recovery, which broke the trend. Otherwise, it was almost 6 months of green and 6 months of red.
Nifty50 Breaks 5-month negative streak. Gives +6.30% in March 2025
March has finally broken the 5-month negative streak for Nifty50. The index generated +6.30% in March 2025. The last 5 months have been brutal for the markets as can be seen from the table below:
How much have markets Recovered from Recent Lows of 3-4th March 2025? (Update 24-Mar-2025)
How much have markets Recovered from Recent Lows of 3rd & 4th March 2025? While the indices have recovered from 7-15% from recent lows (recovery, to date, has been sharper in mid-smallcaps), they are still down about 10-18% from their…
Read More How much have markets Recovered from Recent Lows of 3-4th March 2025? (Update 24-Mar-2025)
18 Negative Days out of the last 20 Days for Nifty50
Since the last few weeks, Nifty50 has been in a downward spiral, though not a brutal one. And at the time of writing on 4th February 2025, there have been 18 Negative Days out of the last 20 Days for…
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Role of International Exposure in Domestically-Biased Portfolio
The concept of diversification is widely recognized in the investment world. It typically encompasses two primary dimensions: Diversification across asset classes - such as equities, debt, real estate, and gold. Diversification within an asset class - for example, within an…
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Understanding the impact of Global factors on INR’s Exchange Rates
If you’ve been tracking the cost of your much awaited U.S. trip or wondering why imported goods feel pricier, you’ve probably noticed the Indian Rupee (INR) depreciating against the U.S. Dollar (USD). Exchange rates aren’t just abstract figures - they…
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