It’s over. As feared earlier, the government has finally decided to Discontinue (& Phase Out) Sovereign Gold Bond (SGB) scheme. This has led to investors looking for Alternatives to Sovereign Gold Bonds to invest in gold in India now. While…
Read More End of Sovereign Gold Bonds – Alternatives to SGB Now (2025)?
The income tax slabs in the new tax regime have been changed slightly. As per the announcement, instead of 6, now there will be 5 income tax slabs. The New Slabs and new Income tax rates under the new income…
Read More New Regime – Tax Slabs & Rates for FY 2025-26 / AY 2026-27 (Budget 2025)
Most people haven't experienced the 2008-2009 Bear Market. And there is no way to just read about it and experience the pain. It had to be lived through. It was tough and excruciatingly painful. Imagine the scenario where Nifty50, the…
Understanding the Fluctuations of the INR-USD exchange rate is essential for grasping how global economic dynamics affect India and its currency. The exchange rate reflects how much one currency is worth in terms of another, and in this case, it…
What is the current interest rate of RBI Floating Rate Bonds or FRSB 2020 (T) for the period of January-June 2025? The current or latest interest rate (2025) on RBI Floating Rate Bonds is 8.05% per annum. This is for…
Read More What is Interest Rate on RBI Floating Rate Bonds (January – June 2025)?
The law that I am going to talk about is like… Gravity. It has the same effect on investments as gravity has on all of us. I am talking about Mean Reversion. This law broadly means that above-average performance will…
Some of my tweets were featured in the popular Value Research publication's Wealth Insight (October 2024 issue). Here is the feature below in the image: I am quite active on Twitter (now X) and if you want, you can check…
Read More Featured in Valueresearch’s magazine ‘Wealth Insight’ (Oct-2024 Issue)
There have been No Changes in the small savings scheme for the quarter of October-December 2024. PPF interest rates - No Change (remains at 7.1%) - Possible reason? Once again and like last time, do read Why did the PPF…
Read More PPF 7.1% | SCSS 8.2% | NSC 7.7% | Sukanya 8.2% | No Changes for Oct-Dec 2024
My views on this topic were recently published in a Mint column: The topic of 'increased 12.5% LTCG tax on equities' needs no introduction now. Most equity investors have already registered their anger, in one form or another, on different…
In a big relief to property owners, the government has decided (as of 7th August 2024) to move an amendment in the Finance Bill which will allow taxpayers to choose either a 12.5% LTCG tax rate without indexation or go…
LIC of India has launched 4 new plans for providing Term insurance and cover against loan repayments. The plans are namely: LIC Yuva Term LIC Digi Term LIC Yuva Credit Life LIC Digi Credit Life Let’s see these policies in…
I was recently quoted in the Economic Times in an article titled "Has the government reduced SGB issuance this year?" "While many investors might be waiting for the new SGB issues, we have yet to see any announcement of new…
Read More Quoted (Economic Times) – Has Government reduced SGB issuance this year?
