There is an advertisement doing rounds on TV these days. In one, a shattered-looking person is talking to a celebrity cricketer telling him how he took unnecessary risks, gambled into stock tips and lost all the money. This does send…
Read More Casinos can be Fun. But Investing shouldn’t be like going to a Casino
Recently, my views on How to deal with mutual fund portfolio overlap were published on Morningstar (India). Here is the link to the original article with the same title: How to Deal with Portfolio Overlap?
I was recently quoted in Economic Times WEALTH (18-24 April 2022) in the Q&A section where a panel of experts answers readers' questions related to various aspects of their personal finances. This one was about how a senior couple can…
Read More Quoted (Economic Times) – Apr 2022 (2nd) – How to Deploy Retirement Corpus?
Retirement is a boring topic for those who are decades away from it. But ask those who are about to retire in a few years and they will regret not starting early with retirement planning/ Don’t get me wrong here.…
Do you know which are the Top 30 Cities as per AMFI in 2022, i.e. what is the List of T30 Cities? Do you know which are the B30 or Beyond 30 Cities as per AMFI in 2022, i.e. what…
Read More List of Top 30 (T30) and Beyond 30 (B30) Cities as Per AMFI (2022)
ULIP are hybrid products that offer the dual feature of providing life cover as well as work as an investment option, which if managed well, has the potential to increase your wealth based on market-linked returns. While everyone should be…
How much income tax you can save on buying an electric car in India (2022)? Slowly but surely, electric vehicles and hybrid vehicles are gaining traction in India over the last few years. And the government too is promoting them…
Read More What are Tax Benefits on Electric Vehicle Loans in India (2022)?
You consider EPF (or Employee Provident Fund) as a pure debt and risk-free savings option. But in reality, it's not 100% debt. It has some other assets (like equity) as well. Let's see where the EPF corpus is invested in…
Read More Where is your EPF money invested by EPFO (2022) in India?
A while back, a young college student mailed about an interesting topic. How can I save money that I earn on the sides? Are there any tricks to it? I immediately got transported to my college days when even I…
Read More 7 money saving tricks for Students OR Anyone looking for Extra Side Income
People need money. All the time. At times for good things. And at times, for not such good ones (like medical or financial emergencies). So there is this constant worry that many have whether they would have enough money to…
Read More Keep these points in mind when applying for Personal Loans (2022)
Should you do a SIP or invest lumpsum? The war between SIP and lumpsum mode of investment is never-ending. And there are strong believers on both sides. Investors often read up tons of content on the internet to and then…
I got a mail from a young reader. Here is the summary: “I am 28 years old. Due to a job switch recently, I can now invest close to Rs 50,000 per month. I already have Rs 10,000 monthly EPF…
Read More I can invest Rs 50,000 (50K) per month. How to start (Updated 2022)?
In the last 23+ years (i.e. in 283 months between Jan-1998 and Jul-2021), the Sensex has ended with negative monthly returns on 118 occasions. This means that 118 of the 283 months have seen negative returns. That is 41.7% of…
One of the problems of being an Investment Advisor is that even friends bring up money topics while casual discussions. Recently, I was talking to a friend who is planning to buy his first house. Though he can very well…
Read More How Can You Boost Your Chances of Getting Approved for a Home Loan?
Personal loans can come in real handy if you have a financial emergency and no savings to fall back to. I can go on talking about how wrong it is to not have any savings at all. But, sometimes, emergencies…
Read More How a Good CIBIL Score Helps You Get a Personal Loan Quickly (2022)?
