I recently came across the following: Think of a car driving through the night. The headlights only go a 100 - 200 feet forward, and you can make it all the way from California to New York driving through the…
Category: Investment Advisory
Why Indian market’s PE Ratio scaling New Highs?
Indian markets’ valuations have been scaling new highs. And that is with the indices still being some distance away from their all-time highs. I was getting several queries regarding this and hence, decided to write a note on it. You…
Launched: Asset Allocator + Model Mutual Funds (Premium)
The wait is finally over. Stable Asset Allocator + Stable Model Mutual Funds are available for purchase now. Both these products, namely i) Stable Asset Allocator, ii) Stable Model Mutual Funds are 2 (Two) separate premium subscription products. Though you…
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Pause SIP before Stopping. But pay EMIs first & avoid Moratorium.
I got a mail from a reader. He wanted to know whether it made sense to take the loan moratorium but continue his SIP. Or should he stop the SIP? No doubt the current situation has reduced many people’s ability…
Read More Pause SIP before Stopping. But pay EMIs first & avoid Moratorium.
Pick a Strategy You Can Stick with + PREMIUM Strategy Tool
Think about it - Ability to stick to a strategy is more important than the potential return of the strategy itself when picking amongst many strategies. Why? Because if you don’t stick around with a strategy for long enough, then…
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(PREMIUM): Model Mutual Funds – Details
If you are a mutual fund investor, then do you get confused if I were to ask you: Is your mutual fund portfolio properly structured? Does your mutual fund portfolio have good investment-worthy funds? Is your mutual fund portfolio optimally…
SCSS Vs. PMVVY: Which is Better (2020-21)?
Senior Citizen Savings Scheme (SCSS) Or Pradhan Mantri Vaya Vandana Yojana (PMVVY). These are two popular investment options available for senior citizens of India in 2020. While SCSS has been in existence for several years now, the other one PMVVY…
Where to invest based on Risk Appetite?
So you think you are an aggressive investor. Right? But will you be an aggressive investor in a rising as well as a falling market? Maybe. Maybe not. I know you are not sure. And don’t worry. This is normal.…
Announcing: Asset Allocator + Model Funds (PREMIUM Subscription)
Hi I am happy to announce the launch of Two (2) Premium Subscription-based Products from Stable Investor, namely: Stable Asset Allocator Stable Model Mutual Funds To know how you can benefit from both, read on. ... And if you are interested in receiving a…
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Debt Funds: How to Think Correctly ‘First’ – [Important]
When you board a flight, generally the thoughts about turbulence aren’t on mind. But when your flight does pass through turbulent weather, then you feel stressed. And rightly so. I am also 100% sure that at some point during the…
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(Quoted: Morningstar) How Advisers navigate the Debt Funds space?
I recently got quoted a few times in Morningstar's coverage of how leading advisors are navigating the debt fund space. The context is the current on-going turmoil in the debt fund space. If you wish to know my thoughts on…
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As Markets Fall, Don’t Forget…
Markets have been falling around us. Reasons are many. Some known ones like Coronavirus fear, expectations that global economy will take a hit because of that, escalating oil wars, still expensive valuations, one private bank’s fiasco and what it means…
VPF Vs PPF: Which is better in 2020?
Voluntary Provident Fund or Public Provident Fund in 2020. Difference between VPF Vs. PPF and how to choose between the two? This was a dilemma when even I joined my salaried job for the first time more than a decade…
Don’t Invest in PMS just because You have Rs 25 lakh (or 50 lakh)
(Update - November 2019: PMS minimum investment size has been increased to Rs 50 lac by SEBI. Please read the following article in that light.) The minimum ticket size for PMS investments is Rs 25 lakhs. But that doesn’t mean…
Read More Don’t Invest in PMS just because You have Rs 25 lakh (or 50 lakh)
Why Fee Only Financial Planner is Best For You?
Till now, you have been getting the so-called free advice from your investment agents (more specifically MF distributors, insurance agents and IFAs). So why am I telling you that ‘Fee-Only Investment Advisor’ or ‘Fee-Only Financial Planner’ better for you? Because,…