Financial Planning in the 30s sets Strong base for a Solid Financial Life later

In your 20s, life is actually not too burdened with responsibilities and other complexities that come later. You have started earning (well), have very few burdens and responsibilities and are full of energy. It's when you cross from the 20s…

Do HNIs (High Networth Individuals) need Financial Planning?

HNIs or High Networth Individuals are smart people. They have wealth. More importantly, they know how to make more money from their business and other income sources. But that’s not all. They also understand that they need to generate more…

Asset Allocation Quilt – No Asset Works Well Every Year. But…

Asset Allocation Quilt 2021 for Indian markets. I came across this interesting depiction of asset class performance chart in a tweet (link). Have a look at the below quilt and spend some time studying it. The table (or quilt) above…

I can invest Rs 50,000 (50K) per month. How to start (Updated 2023)?

I got a mail from a young reader. Here is the summary: “I am 28 years old. Due to a job switch recently, I can now invest close to Rs 50,000 per month. I already have Rs 10,000 monthly EPF…

Mutual Funds Vs Real Estate: Which is better for Investing in India? (2021 Update)

Note – This is a guest post by Ajay. He has previously written on this topic (links in later part of the post) and now updates his thoughts on the basis of 2021 data. Ajay has also authored other interesting…

What is Cost of Studying Abroad (in Foreign) for your Children?

Want to send your child overseas for studies? As parents, many of you might want your children to go abroad for higher studies. Isn't it? However, higher education in foreign countries can be an expensive goal. Though it varies from…