Do you want a Free Financial Plan?

Free - a word that attracts everyone. And when it comes to financial advice, the word ‘FREE’ has done more damage than even big stock market crashes. I know this sounds odd but I am not lying. The free financial…

Real Financial Advisors

Think about it. If we are talking here about Real Financial Advisors, does it also mean that someone else might be a Fake Financial Advisor? The answer is sadly, Yes. Indian investment advisory and financial planning space is filled with…

Should you use ‘100 minus age’ rule to decide Portfolio Asset Allocation?

The rule of ‘100 minus age’ to decide investment portfolio asset allocation is a popular and one of the oldest rules for retirement planning. But unfortunately, it’s a highly misused one too. And the reason is simple. The investment world…

Can a Financial Plan really sort out Your Life?

Recently, a client of mine completed a year with me. Since I clearly remembered his first interaction with me (will share details later), I thought it would be useful for me to understand his view about financial planning and its…

Why commission based Mutual Fund Distributors (Agents) are unable to give proper financial advice?

Why commission based Mutual Fund Distributors (Agents) are unable to give proper financial advice? That’s a strong statement to make. Right? But this is a fact. Let me try to explain why I am saying this. But first, I hope…

Best SEBI Registered Investment Advisor in India – How to Find?

So you are looking for the Best SEBI Registered Investment Advisor in India? Or you are looking for Sebi Registered Investment Advisers list 2020. Or maybe you are just looking for fee-only Investment Advisors or Fee-only Financial Planners near you?…

Done Your Tax Planning? But what about Financial (Investment) Planning?

For most people, tax planning and investment planning are one and the same things. “I have already utilized the full limit of Section 80C. What else is left to invest for now?” – was the response of a friend, when…