Voluntary Provident Fund or Public Provident Fund in 2024. Difference between VPF Vs. PPF and how to choose between the two? This was a dilemma when even I joined my salaried job for the first time more than a decade…
Tag: Public Provident Fund
PPF Withdrawal & Loan from PPF Account (Rules before 15 years: Updated 2024)
Normally, the Public Provident Fund or PPF account matures at the end of the 15th year. At that point, you can either withdraw the full amount tax-free or extend your PPF account (with or without contribution) further for a block…
Read More PPF Withdrawal & Loan from PPF Account (Rules before 15 years: Updated 2024)
PPF Maturity Options after 15 Years: Updated Rules 2024
Most people are aware of how PPF works and how interest is calculated on PPF account balance. After all, they are investing in PPF to earn interest on their contributions. And being a long-term savings product, it is also well…
Read More PPF Maturity Options after 15 Years: Updated Rules 2024
NPS vs PPF: Which is Better for Retirement with Tax Saving?
Everybody wants to retire, but nobody wants to plan for it properly. Right? Most people’s strategy of retirement planning is ‘Hope’. And you would agree too that hope, isn’t the best of strategies. Not surprisingly, whenever we talk about retirement…
Read More NPS vs PPF: Which is Better for Retirement with Tax Saving?
How to use PPF to save Rs 1 Crore: Be PPF Crorepati
Rs 1 crore is still not a small amount. But whether it is sufficient or not depends on why you actually need it. So for example, if you were to ask me whether Rs 1 crore is enough for retirement?…
Read More How to use PPF to save Rs 1 Crore: Be PPF Crorepati
How Interest on PPF Account Balance is calculated in 2025?
PPF or Public Provident Fund is one of the most popular investment options in India in 2025 that also provides tax benefits. Few more reasons for its popularity even to this day is that the interest earned on PPF as…
Read More How Interest on PPF Account Balance is calculated in 2025?
PPF Rate Cuts (2020): Why PPF is still good for Long Term Goals?
PPF rates have gradually come down to 7.9% And as far as historical PPF rates are concerned, this is the first time (in 2017) that rates have dipped below 8% - sadly, the psychological risk-free rate barrier for many. Many…
Read More PPF Rate Cuts (2020): Why PPF is still good for Long Term Goals?
PPF Interest Rate History (2025 Update) 39+ Years History
Updated: October 2025 Currently, PPF rates are 7.1% (for the October-December 2025 quarter). The rates were last changed on 1st April 2020 onwards. The history of PPF interest rates is not very exciting. The changes have been very rare till…
Read More PPF Interest Rate History (2025 Update) 39+ Years History