SIP Vs Lump sum – Which is better in Mutual Funds Investing?

I don’t like such questions. Is it better to invest lump sum or monthly SIP in mutual funds? A lot of people ask me such questions - whether SIP (Systematic Investment Plan) is better than lump sum investing in mutual…

PPF vs ELSS (2023) – Which is better for Tax Saving investments?

Should I invest in PPF or ELSS to save taxes? This is a common question that I am asked quite often, more so during the tax saving season. Choosing between the ever so popular Public Provident Fund (PPF) and Equity-linked…

PPF Maturity Excel Calculator (2023) – FREE Download

(PPF Interest Maturity Calculator - Updated 2023) Are you looking for a PPF Calculator that uses latest PPF interest rates (2023) to calculate the interest earned on PPF investments? And you also want to know the answer to the big…

9-Point Investment Plan + 209 words Financial Plan

Do you want a simple investment plan? Here is a rock solid 9-point plan suggested by Scott Adams, the creator of Dilbert comic series (source). It’s written for US investors. But it’s still good to read. Inspired by this, I…

Section 80C and How Salaried Young Indians can Save Tax & Grow Rich?

In India, most investment decisions are taken keeping ‘tax-savings’ in mind. Saving taxes is important.. but it's not enough. I have myself realized this quite late (but luckily, not very late). No doubt you should try to maximize your tax…