I don’t like such questions. Is it better to invest lump sum or monthly SIP in mutual funds? A lot of people ask me such questions - whether SIP (Systematic Investment Plan) is better than lump sum investing in mutual…
Read More SIP Vs Lump sum – Which is better in Mutual Funds Investing?
Should I invest in PPF or ELSS to save taxes? This is a common question that I am asked quite often, more so during the tax saving season. Choosing between the ever so popular Public Provident Fund (PPF) and Equity-linked…
Read More PPF vs ELSS (2025) – Which is better for Tax Saving investments?
Rs 1 crore is still not a small amount. But whether it is sufficient or not depends on why you actually need it. So for example, if you were to ask me whether Rs 1 crore is enough for retirement?…
Read More How to use PPF to save Rs 1 Crore: Be PPF Crorepati
[Update]: Annual Nifty Returns updated on 31st December 2024 to show full-year actual returns. What were Nifty 50 annual returns in 2024? Or you may have more general questions like: What have been Nifty annual returns? What have been Nifty…
Read More Nifty Annual Returns: Historical Analysis (Updated 2024-25)
Updated - Nifty monthly returns data updated till October 2017. Many people want to know the monthly returns generated by stock markets. Though these monthly returns don’t matter much to the long-term investors, it still makes for an interesting data…
(PPF Interest Maturity Calculator - Updated 2025) Are you looking for a PPF Calculator that uses the latest PPF interest rates (2025) to calculate the interest earned on PPF investments? And you also want to know the answer to the…
Read More PPF Maturity Excel Calculator (2025) – FREE Download
Do you want a simple investment plan? Here is a rock solid 9-point plan suggested by Scott Adams, the creator of Dilbert comic series (source). It’s written for US investors. But it’s still good to read. Inspired by this, I…
Read More 9-Point Investment Plan + 209 words Financial Plan
In India, most investment decisions are taken keeping ‘tax-savings’ in mind. Saving taxes is important.. but it's not enough. I have myself realized this quite late (but luckily, not very late). No doubt you should try to maximize your tax…
Read More Section 80C and How Salaried Young Indians can Save Tax & Grow Rich?
Updated: January 2026 Currently, PPF rates are 7.1% (for the January-March 2026 quarter). The rates were last changed on 1st April 2020 onwards. The history of PPF interest rates is not very exciting. The changes have been very rare till…
Read More PPF Interest Rate History (2026 Update) 39+ Years History
