Voluntary Provident Fund or Public Provident Fund in 2020. Difference between VPF Vs. PPF and how to choose between the two? This was a dilemma when even I joined my salaried job for the first time more than a decade…
Tag: PPF
PPF Withdrawal & Loan from PPF Account (Rules before 15 years: Updated 2020)
Normally, the Public Provident Fund or PPF account matures at the end of the 15th year. At that point, you can either withdraw the full amount tax-free or extend your PPF account (with or without contribution) further for a block…
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PPF Maturity Options after 15 Years: Updated Rules 2020-21
Most people are aware of how PPF works and how interest is calculated on PPF account balance. After all, they are investing in PPF to earn interest on their contributions. And being a long-term savings product, it is also well…
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Rs 90+ Lakh Anyone? A simple example of Wealth Creation from Indian Equities
Yesterday, I was talking to a young relative of mine about how Sensex had touched 39,000 for the first time and how it had created immense wealth for investors in past years. But despite being young, this guy was somehow…
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NPS vs PPF: Which is Better for Retirement with Tax Saving?
Everybody wants to retire, but nobody wants to plan for it properly. Right? Most people’s strategy of retirement planning is ‘Hope’. And you would agree too that hope, isn’t the best of strategies. Not surprisingly, whenever we talk about retirement…
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PPF vs ELSS – Which is better for Tax Saving investments?
Should I invest in PPF or ELSS to save taxes? This is a common question that I am asked quite often, more so during the tax saving season. Choosing between the ever so popular Public Provident Fund (PPF) and Equity-linked…
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How to use PPF to save Rs 1 Crore: Be PPF Crorepati
Rs 1 crore is still not a small amount. But whether it is sufficient or not depends on why you actually need it. So for example, if you were to ask me whether Rs 1 crore is enough for retirement?…
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How Interest on PPF Account Balance is calculated in 2020?
PPF or Public Provident Fund is one of the most popular investment options in India that also provides tax benefits. Few more reasons for its popularity even to this day is that the interest earned on PPF as well as…
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PPF Maturity Excel Calculator (2020) – FREE Download
(PPF Interest Maturity Calculator - Updated 2020) Are you looking for a PPF Calculator that uses latest PPF interest rates (2020-21) to calculate the interest earned on PPF investments? And you also want to know the answer to the big…
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PPF Rate Cuts (2020): Why PPF is still good for Long Term Goals?
PPF rates have gradually come down to 7.9% And as far as historical PPF rates are concerned, this is the first time (in 2017) that rates have dipped below 8% - sadly, the psychological risk-free rate barrier for many. Many…
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PPF Interest Rate History (2020 Update)
Currently, PPF rates are 7.1% (April 2020 to June 2020): Rates changed on 1st April 2020 onwards). History of PPF interest rates is not very exciting. The changes have been very rare till recently (before the government decided to go…