Financial Planning in the 30s sets Strong base for a Solid Financial Life later

In your 20s, life is actually not too burdened with responsibilities and other complexities that come later. You have started earning (well), have very few burdens and responsibilities and are full of energy. It's when you cross from the 20s…

Difference between NPS Active & Auto Choice (Updated 2022)

As you already know, the National Pension System or NPS is designed to save for retirement by making a contribution during the work life. Though most people still don’t give retirement planning the importance it deserves (read why?), the government…

NPS Exit & Withdrawal Rules & Taxation (Latest 2022 Update)

The National Pension System (or NPS) is a retirement savings product that allows investors to invest in equity and debt as a means for proper retirement planning. And it is aimed at providing a pension at the time of retirement…

Why Fee Only Financial Planner is Best For You?

Till now, you have been getting the so-called free advice from your investment agents (more specifically MF distributors, insurance agents and IFAs). So why am I telling you that ‘Fee-Only Investment Advisor’ or ‘Fee-Only Financial Planner’ better for you? Because,…

NPS Rs 50,000 per year – Retirement Corpus & Pension Calculation (2022)

Even though NPS is a product designed exclusively for retirement planning, what attracts most people to NPS is Rs 50,000 extra tax benefit it offers via deduction. As per the current tax rules (2019-20), there is an additional Rs 50,000…

Benefits of Fee-Only Advice in India

When financial advice is easily available free (as many believe it) from family, friends, colleagues and online, then what can be the reason for paying a fee for getting it? Many in India think like this. There is a general…

EPF Interest Rate History (Updated 2022) & Interest Calculation EPF Balance

Are you looking for EPF Interest Rate for the financial year FY 2021-22?. EPF Interest Rate is 8.1% for the financial year FY 2021-22. This is as per the latest EPF interest rate 2022 notification of the government. Employee Provident…