Till now, you have been getting the so-called free advice from your investment agents (more specifically MF distributors, insurance agents and IFAs). So why am I telling you that ‘Fee-Only Investment Advisor’ or ‘Fee-Only Financial Planner’ better for you? Because,…
Tag: Financial Planning
Benefits of Fee-Only Advice
When financial advice is easily available free (as many believe it) from family, friends, colleagues and online, then what can be the reason for paying a fee for getting it? Many in India think like this. There is a general…
Fee Only Financial Planner in India (Updated 2021)
Did you land on this page searching for Fee Only Financial Planners in India? Then one thing is very clear - you already know Fee Only Financial Planner or Fee Only SEBI-registered Investment Advisor is the best option when it…
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Do you want a Free Financial Plan?
Free - a word that attracts everyone. And when it comes to financial advice, the word ‘FREE’ has done more damage than even big stock market crashes. I know this sounds odd but I am not lying. The free financial…
Why Retirement Planning is called the ‘Nastiest Problem’ in Finance?
Our personal finances can be full of tough questions. And one such tough question is: How much money do I need to retire in India? Most people are yet to start planning properly for their retirements. The reason is obvious.…
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Can a Financial Plan really sort out Your Life?
Recently, a client of mine completed a year with me. Since I clearly remembered his first interaction with me (will share details later), I thought it would be useful for me to understand his view about financial planning and its…
Can you Save Taxes with Smart Financial Planning?
If retiring early OR having enough money to live a life that you truly want is your aim, then let me tell you one thing. Tax Saving alone will not help you much. I agree that no one wants to…
(FREE Download) Financial Goal Planning Excel Worksheet
My last post - All you need to know about your REAL Financial Goals was received extremely well. And given that it was almost 3500 words long, I was happy to see that many of you did read it 'completely' 🙂 and mailed…
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Financial Goals – How to Set + Not Mess Up
The two words ‘Financial Goals’ are fairly simple to understand. It’s the ‘WHY’ of your investing(s) and saving(s). It’s the reason why you are ready to cut down your spendings today and put aside a part of your hard earned…
Best SEBI Registered Investment Advisor in India – How to Find?
So you are looking for the Best SEBI Registered Investment Advisor in India? Or you are looking for Sebi Registered Investment Advisers list 2020. Or maybe you are just looking for fee-only Investment Advisors or Fee-only Financial Planners near you?…
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What is Goal-based Financial Planning Anyway?
When it comes to investing, most people are concerned whether their investments doing good - with respect to a benchmark or not (this benchmark can be an index, a friend or even a well-to-do family member). But ask them about…
17 Disturbing Personal Finance Questions to Ask Yourself
If I die today, how much money will my family be left with? How much of this money will come from my savings/investments and how much from the insurance? Will the money be sufficient for my family to take care…
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Parents are not your Emergency Fund. Children are not your Retirement Fund.
Your Parents are not your Emergency Fund. Your Children are not your Retirement Fund. Those two are strong and thought-provoking statements. Isn’t it? I am sure many of you will be having a bit of a gut-wrenching experience right now…
Read More Parents are not your Emergency Fund. Children are not your Retirement Fund.