Is your Investment adviser Registered with SEBI? Many investors who reach out to advisors want to be sure that they are dealing only with SEBI registered Investment Advisor. And the regulator SEBI has also made it abundantly clear that investors…
Read More How to check if Investment Advisor is registered with SEBI (2023)?
The stock markets have been bleeding. And the fall in stock prices is also reflected in the fall in NAVs of mutual funds and the value of most investors’ mutual fund portfolios. I got a few emails and several messages…
Read More My Mutual funds are Falling. I am Worried. What to Do Now?
When you invest in regular plans of mutual funds, then you pay a commission to your mutual fund agent (or distributor). But do you know how much Mutual Fund Distributors earn in Commissions in India (2023)? That is, what is…
Read More How much is Mutual Fund Distributors Commission Income (2023)?
HNIs or High Networth Individuals are smart people. They have wealth. More importantly, they know how to make more money from their business and other income sources. But that’s not all. They also understand that they need to generate more…
Read More Do HNIs (High Networth Individuals) need Financial Planning?
SEBI is contemplating introducing the concept of ‘Accredited Investors’ in the Indian securities market. This is still at the consultation stage as detailed in this notification (link or download here). Globally, this is a pretty common concept in developed markets.…
Is just EPF good enough for Retirement in India (2023)? That is an important question. And unless you contribute a lot of money every month to Employee Provident Fund (like these HNIs investing in EPF), chances are that your EPF…
Do you know what is the tax on gold profits? Or how different forms of gold are taxed? Or more specifically, how capital gains on selling gold are taxed? If you invest in gold or already have it, then it…
Read More Taxation on Gold in India (2023): Capital Gains on Selling Gold
When you board a flight, generally the thoughts about turbulence aren’t on mind. But when your flight does pass through turbulent weather, then you feel stressed. And rightly so. I am also 100% sure that at some point during the…
Read More Debt Funds: How to Think Correctly ‘First’ – [Important]
I recently got quoted a few times in Morningstar's coverage of how leading advisors are navigating the debt fund space. The context is the current on-going turmoil in the debt fund space. If you wish to know my thoughts on…
Read More (Quoted: Morningstar) How Advisers navigate the Debt Funds space?
Till now, you have been getting the so-called free advice from your investment agents (more specifically MF distributors, insurance agents and IFAs). So why am I telling you that ‘Fee-Only Investment Advisor’ or ‘Fee-Only Financial Planner’ better for you? Because,…
When financial advice is easily available free (as many believe it) from family, friends, colleagues and online, then what can be the reason for paying a fee for getting it? Many in India think like this. There is a general…
Did you land on this page searching for Fee Only Financial Planners in India? Then one thing is very clear - you already know Fee Only Financial Planner or Fee Only SEBI-registered Investment Advisor is the best option when it…
Read More Fee Only Financial Planner in India (Updated 2023)
Free - a word that attracts everyone. And when it comes to financial advice, the word ‘FREE’ has done more damage than even big stock market crashes. I know this sounds odd but I am not lying. The free financial…
Most Indians believe that financial advice should either be free or in most cases, is not needed at all! In fact, it’s quite common to come across people who will tell you (if asked) that: Why should I take financial…
Think about it. If we are talking here about Real Financial Advisors, does it also mean that someone else might be a Fake Financial Advisor? The answer is sadly, Yes. Indian investment advisory and financial planning space is filled with…
