There is significantly less portfolio overlap among active Smallcap Funds than among Largecap funds. One of the reasons for this might be that, given the very nature of the small-cap space, there are numerous different styles/strategies that different fund managers…
Read More Making Sense of Overlap among active Smallcap Funds
I did a simple analysis to see what is the Difference in the Final Portfolio value when you do a simple Rs 25,000 Monthly SIP for 10 years by investing in Active Largecap Funds (DIRECT Vs Regular)? Here are the…
Everyone keeps talking about how (even) Smallcap Funds gave multibagger returns from the pandemic lows of 2020 (March) till now. But what many people don’t see and realize is that the levels from where NAVs fell in March 2020, the…
Read More Smallcap Funds: What Happened in 2018-2020 before the Sharp Rise in 2020-2024?
Many people are not comfortable investing 100% in equities for certain goals (and rightly so). All they want is to just have 60-70% in Equity and the rest 30-40% in Debt. There are many ways to do this - One…
Long-Term Capital Gains (LTCG) Tax in Equity has been increased to 12.5% (from earlier 10%) in the Budget 2024. So, the 10% era existed from 2018 to 2024. The earlier pre-2018 era was about the good old days of 0%…
Read More LTCG Tax Increased to 12.5% – How it Impacts You, a Long-Term Equity Investor?
Yesterday (on 23rd June 2024), a business news platform Moneycontrol reported that SEBI had conducted search and seizure operations in Quant AMC offices (link). The operation was supposedly conducted on suspicion of front-running operations. On its part, the AMC has…
Read More Quant’s Front Running Allegations: What Should You Do?
If you started in January 2013 with Rs 1 Crore in Liquid Fund (say for example - ICICI Pru Liquid Fund) and did a SWP of Rs 50,000 monthly, then to date, you would have withdrawn a total of Rs…
Read More How to Optimize Rs 50,000 SWP from Rs 1 Crore Corpus for Regular Monthly Income?
The taxation of debt mutual funds will change from 1st April 2023. Here is how your debt fund capital gains will be taxed from 1st April 2023: If the Mutual Fund holds less than or equal to 35% of Indian…
Read More Debt Funds Taxation Change from 1st April 2023 (FY2023-24)
The last 2 years have not been good for debt fund investors. Returns of almost all debt fund categories (except one) have been low. But this will change, pretty soon.
How have the active largecap funds done compared to their passive counterparts, passive largecap index funds in 2022? Have a look at the data below. And just have a look at the large share of passive index funds in the…
Read More Active Largecap funds Vs Passive Index Funds in 2022
Here is a listing of all equity funds that are at least 1 year old. The list is sorted on the basis of 2022 returns. Have a look. Or you can search for the funds that you have in portfolio…
After SEBI allowed the launch of passive (index-based) tax-saving ELSS funds, finally an AMC, IIFL has decided to launch India’s first tax-saver index fund. The fund - IIFL ELSS Nifty 50 Tax Saver Index Fund, as the name suggests tracks…
Read More India’s 1st Passive Tax-Saver ELSS Index Fund Launched. But Don’t Rush to Invest
Indian stock markets are at new All-TIme-Highs. Unlike other markets which are down a lot this year (till now). So when markets are making new highs, many people feel that even their mutual funds should also make new highs in…
Read More Nifty At All-Time-High. How much % is NAV of MFs below All-Time-Highs?
Even though international funds invest in stocks (equities) outside India, for taxation purposes, the capital gains in international funds are taxed similar to debt fund taxation in India. That is, investments held for less than 3 years are classified as…
Read More How are International Funds taxed in India (2022)?
A few months back (February 2022), the Indian mutual funds had to stop international investments as the MF industry had reached its RBI/SEBI specified limit of $7 billion available to invest in international direct stocks. The international funds had stopped…
Read More International Funds to Allow investments Again. But NOT for Long.
