I still get queries from readers asking that does it actually make sense to switch their mutual fund investments from regular plans to direct plans. The simple answer is Yes. And I also tell them that since direct plans of…
Category: SIP
How to use Different Mutual Funds for different Financial Goals?
Can all your goals be tackled using mutual funds? The answer is yes, in most cases. But you need to understand that it is in my best interest to say this as an advisor, I also advise on Mutual Funds.…
Difference between Large Cap, Mid Cap, Small Cap Stocks – SEBI Categorization of Mutual Funds
When it comes to investing in equity mutual funds, people tend to look for the best large-cap funds, best mid-cap funds, best small-cap funds and whatnot. But till very recently, there weren’t any clear guidelines in Indian mutual fund space…
Debt Mutual Funds Types (SEBI Categorization Rules) – Updated 2019-20
You may be looking for the Best Debt Mutual Funds to invest in 2020 India. But the answer to that isn’t easy. Different debt funds are best suited for different people. And that’s not all. These Debt funds come in…
SIP Vs Lump sum – Which is better in Mutual Funds Investing?
I don’t like such questions. Is it better to invest lump sum or monthly SIP in mutual funds? A lot of people ask me such questions - whether SIP (Systematic Investment Plan) is better than lump sum investing in mutual…
SIP may not be perfect; but it’s Small Investor’s Best Bet
If you are a mutual fund SIP investor, you would already have been bombarded with thousands of articles about why mutual funds and more particularly mutual fund SIPs are great. And that is true. But I wanted to re-highlight this…
Picking a Fund with 15% p.a. in 10 years Or a fund with 25% p.a. in 3 years?
That's an interesting problem. Neither 15% nor 25% can be called as bad returns. After all, risk free rates are at 8% or even less. But ofcourse, we are greedy and we prefer higher returns. Isn't it? I recently wrote…
How to build your Mutual Fund Portfolio from scratch?
Perfect Mutual Fund Portfolio. Yes I know that you are looking for exactly that. 😉 But you need to understand that there is no such thing as a ‘perfect mutual fund portfolio’. There can be numerous reasonably good portfolios, and…
Why linking Investments to your Financial Goals helps?
The ups and downs of the market can test investors’ resolve to remain invested (or invest more). In rising (bull) markets, it’s easy to say that you will do the right thing, i.e. remain invested + invest more even if…
How much to invest for Rs 1 Crore in 20 years?
Becoming a crorepati is most people’s wish in India. Atleast for those who still aren’t. And as an investment advisor, I regularly come across questions like: How to get Rs 1 crore in 20 Years by investing?How much to invest…
Do you even have the ‘Right Mutual Funds’ in your portfolio?
You have been investing in mutual funds for some time now. But in last few months, 3 big changes took place. And all those changes can and will impact all mutual fund investors in big ways. You remember the…
3 Big Changes that will impact Mutual Fund Investors
Last few months have been very dynamic and interesting for the mutual fund industry. 3 big changes have taken place that are going to impact all mutual fund investors and how they take their investment decisions in future. If you…
SEBI Mutual Fund Categorization & Rationalization – Making Sense of it for Long Term Investors
If you are an existing mutual fund investor, you would already be aware that a lot of mutual funds schemes are being renamed, recategorised, merged or getting their mandates (investment objectives) changed. Technically, this is being referred to as 'Categorization…
Are Mutual Fund Star Ratings any Useful?
Thousands of people rely on mutual fund star ratings for picking good or best mutual funds to invest in. It’s a popular metric amongst investors and advisors alike. These stars (ratings) are provided by agencies like Morningstar, Value Research, Money…
Mutual Fund SIP Return Calculations – How much Wealth is Created?
Do you wish to know how much your monthly SIP investments in mutual funds will grow over a period of 5 years, 10 years, 15 years, 20 years, 25 years or even 30 years? Then you will find answers to…