If the markets have delivered little to nothing over the past two years or so, the first instinct for most investors (and specifically new ones) is to worry, and wonder if something is broken in the markets. But that is…
Read More No-Return, Flat Markets Are Not a Warning. It’s an Invitation.
I have maintained that there is a need to relook at the way large/mid/small-cap stocks are classified. Currently, the Top-100 stocks by avg. marketcap during the last 6-month period qualify as Largecap stocks. The Top 100 is split as Nifty50…
Read More Need to Increase No. Large & Midcap Stocks by Widening Categorization? And How to Do it?
I was recently quoted in Economic Times WEALTH (7-13 July 2025) in the Q&A section, where a panel of experts answers readers' questions related to various aspects of their personal finances. And I also had an expanded view on the…
Nifty50 has given +5.34% returns in this financial year (FY 2024-25). Here are the FY returns of the last 20 years.
I did a simple analysis to see what is the Difference in the Final Portfolio value when you do a simple Rs 25,000 Monthly SIP for 10 years by investing in Active Largecap Funds (DIRECT Vs Regular)? Here are the…
Since the last few weeks, Nifty50 has been in a downward spiral, though not a brutal one. And at the time of writing on 4th February 2025, there have been 18 Negative Days out of the last 20 Days for…
Read More 18 Negative Days out of the last 20 Days for Nifty50
Indian markets have been falling for a while after making their lifetime highs around September-October 2024. Since then, at least Nifty50 has been slowly grinding down and has now given 5 Consecutive Negative Months. And this last happened almost 30…
Read More 5 Consecutive Negative Months for Nifty50 (Oct-2024 to Feb-2025)
If January 2025 ends on a negative note, then this will be the 4th Consecutive Negative Month for Nifty50. And this has not happened for 24+ years! Update (31-Jan-2025) - January 2025 actually did end in a negative of -0.58%…
Read More Will January-2025 be the (Rare) 4th Consecutive Negative Month for Nifty50?
17 years ago, when the 2008-09 Bear Market started, the days 21st January 2008 and the very next one 22nd January 2008, were forever etched in everyone’s (present then) memory. Nifty50 fell -8.70% and -5.94% on these two consecutive days.…
Read More 21-22 Jan 2008 (Fall of -8.70% & -5.94% for Nifty50) – Clustering of Big Days (Analysis)
Most people haven't experienced the 2008-2009 Bear Market. And there is no way to just read about it and experience the pain. It had to be lived through. It was tough and excruciatingly painful. Imagine the scenario where Nifty50, the…
Nifty Next50 is in a kind of (red) spotlight given its sharp correction. And more so because the fall in Next50 from its highs (-17.5%) is much higher than not only to its category of largecaps, but also to mid/small/microcap…
What happens when you invest in Nifty50 and stay invested for 3 years? What happens when you invest in Nifty50 and stay invested for 5 years? What happens when you invest in Nifty50 and stay invested for 7 years? I…
Read More 3, 5 and 7-year Nifty50 Returns (Detailed 25-Year Analysis 1999-2024)
Asset Allocation Quilt 2021 for Indian markets. I came across this interesting depiction of asset class performance chart in a tweet (link). Have a look at the below quilt and spend some time studying it. The table (or quilt) above…
Read More Asset Allocation Quilt – No Asset Works Well Every Year. But…
What happens when you invest in Nifty50 and stay invested for 5 years? What happens when you invest in Nifty50 and stay invested for 7 years? For most people, the definition of long term is around 5 to 7 years.…
Read More 5 and 7 years Nifty50 Returns (Detailed Analysis 2021 with 8000+ data points)
How about Using monthly interest from Rs 1 Crore FD as SIP in Mutual Funds? That is, you use the FD monthly interest as SIP. Can this be one ideal option for new investors who are looking to scale equity…
Read More When Rs 1 Crore FD Monthly Interest is used as SIP in Nifty [Case Study – 2025]
