Retirement has rightly been called the Nastiest Problem in Finance. There are so many variables at play and the fact that you get just one shot at retirement, it is incredibly critical to get it right. Or else, I am sure you have heard (financial) horror stories of people running out of money before running out of years.
And while you really cannot control whether you retire in a good (bull) market or a bad (bear) market, it is important to understand how ‘Sequence Of Return Risk’, can derail the retirement of overconfident retirees.
Most people don’t discuss it, or for that matter, know about it. But it is one risk that you should not ignore. More so if you are planning to retire in the next few years.
My views on – Bad Market timing Near Retirement can Derail Corpus Fast & Sequence Risk, were published in a column in Economic Times Wealth (Edition 16-22 March 2026). You can read the same via this link or in the image below:
