Every 3 months, around the last day of March, June, September and December, the Finance Ministry puts out a short notification about the interest rates of the small savings scheme. People treat that circular as if someone in the govt.…
Read More How Indian Govt. sets Small Savings Interest Rates each Quarter?
There have been No Changes in the small savings scheme for the quarter of October-December 2026. PPF interest rates - No Change (remains at 7.10%) Sukanya Samriddhi Yojana rates - No Change (remains at 8.20%) Senior Citizen Savings Scheme or…
Read More PPF 7.1% | SCSS 8.2% | NSC 7.7% | Sukanya 8.2% | No Changes for Oct-Dec 2026
There have been No Changes in the small savings scheme for the quarter of July-September 2026. PPF interest rates - No Change (remains at 7.10%) - Possible reason - I wrote this a while back. May still be applicable -…
Read More PPF 7.1% | SCSS 8.2% | NSC 7.7% | Sukanya 8.2% | No Changes for Jul-Sep 2026
There have been No Changes in the small savings scheme for the quarter of April-June 2026. PPF interest rates - No Change (remains at 7.10%) - Possible reason - I wrote this a while back. May still be applicable -…
Read More PPF 7.1% | SCSS 8.2% | NSC 7.7% | Sukanya 8.2% | No Changes for Apr-Jun 2026
I was recently quoted in The Times of India in an article titled "At 8.2%, How does SCSS compare with Bank FDs, RBI Bonds, Mutual Funds?" Here is the link to the online version of the article - Link And…
There have been No Changes in the small savings scheme for the quarter of January-March 2026. PPF interest rates - No Change (remains at 7.10%) - Possible reason - I wrote this a while back. May still be applicable -…
Read More PPF 7.1% | SCSS 8.2% | NSC 7.7% | Sukanya 8.2% | No Changes for Jan-Mar 2026
There have been No Changes in the small savings scheme for the quarter of October-December 2025. PPF interest rates - No Change (remains at 7.1%) - Possible reason - I wrote this a while back. May still be applicable -…
Read More PPF 7.1% | SCSS 8.2% | NSC 7.7% | Sukanya 8.2% | No Changes for Oct-Dec 2025
There have been No Changes in the small savings scheme for the quarter of July-September 2025. PPF interest rates - No Change (remains at 7.1%) - Possible reason? Once again, and like last time, do read Why did the PPF…
Read More PPF 7.1% | SCSS 8.2% | NSC 7.7% | Sukanya 8.2% | No Changes for Jul-Sep 2025
There have been No Changes in the small savings scheme for the quarter of April-June 2025. PPF interest rates - No Change (remains at 7.1%) - Possible reason? Once again, and like last time, do read Why did the PPF…
Read More PPF 7.1% | SCSS 8.2% | NSC 7.7% | Sukanya 8.2% | No Changes for Apr-Jun 2025
There have been no changes in the major small savings scheme for the quarter of July-September 2024. PPF interest rates - No Change (remains at 7.1%) - Possible reason - Why did the PPF rate not increase? Sukanya Samriddhi Yojana…
Read More PPF 7.1% | SCSS 8.2% | NSC 7.7% | Sukanya 8.2% | No Changes for Jul-Sep 2024
There have been no changes in the major small savings scheme for the quarter of April-June 2024.. PPF interest rates - No Change (remains at 7.1%) - Possible reason like last quarter- Why PPF rates not increased? Sukanya Samriddhi Yojana…
Read More PPF 7.1% | SCSS 8.2% | NSC 7.7% | Sukanya 8.2% | No Changes for Apr-Jun 2024
There has just one change in the small savings scheme interest rates for the quarter of January-March 2024. PPF interest rates - No Change (remains at 7.1%) - Possible reason like last quarter- Why PPF rates not increased? Sukanya Samriddhi…
Read More PPF 7.1% | SCSS 8.2% | NSC 7.7% | Sukanya Increased to 8.2% for Jan-Mar 2024
The government has announced a few investor-friendly changes to SCSS Rules. One of the major one is about the number of times one can extend the SCSS account. As per the latest November 2023 amendment, going forward now there will…
Read More No Limits on Number of 3-Year Extension of SCSS Account (Amendment Rule 2023)
The Senior Citizen Savings Scheme (SCSS) interest rates have been increased to 8.2% recently (for the April-June quarter of FY2025-26). More details here. For many Indians investing in debt, 8% is the psychological level at which they wait to get…
Read More Is SCSS at 8.2% good for Senior Citizens looking for income and high rates?
Senior Citizen Savings Scheme (SCSS) is one of the most popular investment options available for senior citizens of India in 2026 and is used to provide a predictable interest income to those above the age of 60. If you are…
Read More SCSS Interest Rate History (From 2015 to 2026 – Updated)
