Note - This is a super long post. You may want to bookmark it if you want to read it later. When it comes to retirement planning in India, the NPS or National Pension System is slowly getting more and…
Read More What is NPS + How NPS Works in India: Detailed Guide (Updated 2023)
Many NPS subscribers make the mistake of looking at just the Equity Returns of NPS and trying to make an assessment of whether NPS is giving good returns or not. But only considering returns Equity Funds (Scheme E) of NPS…
Read More Don’t look at Returns of NPS (Equity Scheme E) in isolation. Here’s Why?
As you already know, the National Pension System or NPS is designed to save for retirement by making a contribution during the work life. Though most people still don’t give retirement planning the importance it deserves (read why?), the government…
Read More Difference between NPS Active & Auto Choice (Updated 2023)
The National Pension System (or NPS) is a retirement savings product that allows investors to invest in equity and debt as a means for proper retirement planning. And it is aimed at providing a pension at the time of retirement…
Read More NPS Exit & Withdrawal Rules & Taxation (Latest 2023 Update)
Even though NPS is a product designed exclusively for retirement planning, what attracts most people to NPS is Rs 50,000 extra tax benefit it offers via deduction. As per the current tax rules (2019-20), there is an additional Rs 50,000…
Read More NPS Rs 50,000 per year – Retirement Corpus & Pension Calculation (2023)
If you invest in NPS (National Pension System) in 2023, then I am sure you would be interested in knowing the following: How much money you can accumulate in NPS by retirement? How much NPS retirement corpus will you have?…
Read More NPS Calculator Excel-based (Free) Download (2023 Update)
Most people, till now have been investing in NPS for tax benefits. But if you look at the NPS Tax Benefits (2023) under New tax vs Old tax Regime, then you will realize that NPS is a lot more than…
Read More NPS Tax Benefits & Maturity Taxation (Updated 2023)
NPS is a retirement savings product which is slowly gaining popularity in India. And when you want to invest in it, then NPS comes with 2 types of accounts - Tier I and Tier II. The NPS Tier I account…
Read More Difference between NPS Tier 1 and NPS Tier 2 Accounts
Everybody wants to retire, but nobody wants to plan for it properly. Right? Most people’s strategy of retirement planning is ‘Hope’. And you would agree too that hope, isn’t the best of strategies. Not surprisingly, whenever we talk about retirement…
Read More NPS vs PPF: Which is Better for Retirement with Tax Saving?
Should you invest in NPS or ELSS? A question that is asked by many who are looking to save taxes and invest for returns as well. The NPS vs ELSS and which is better depends on what is the investor's…
