As per the latest EPF rules, if the employee's own total contribution exceeds Rs 2.5 lakh in a financial year then interest on EPF above Rs 2.5 lakh will be taxable. How much? Only the interest earned on the amount…
Tag: EPF
No Rate Cut: EPF Rate unchanged at 8.50% for FY2021
If you are an EPF subscriber, you would want to know that What is the EPF interest rate for 2020 21? The answer is here now. In a relief to crores of employees, there has been no interest rate reduction…
Read More No Rate Cut: EPF Rate unchanged at 8.50% for FY2021
Is taxable PF interest (Rs 2.5 lakh) rule applicable to PPF?
The Budget 2021 has proposed that from April 2021, interest on any contribution above Rs 2.5 lakh per year in PF will be taxed. There is some confusion among a few people that will this rule also apply to the…
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Top 20 HNIs have Rs 825 crore in EPF!
Did you know that the Top 20 HNI account holders have about Rs 825 crore in their EPF accounts. And that one of the highest contributors has more than Rs 103 crore in his EPF account followed by two HNIs…
Should you still invest more than Rs 2.5 lakh in EPF?
The Budget 2021 changed the EPF interest taxation rule (details here). Now if the employee contribution to PF (via EPF and/or VPF) exceeds Rs 2.5 lakh in a year, then the interest on the additional amount (above Rs 2.5 lakh)…
Read More Should you still invest more than Rs 2.5 lakh in EPF?
EPF Interest on contributions above Rs 2.5 lakh per year now taxable!
The Union Budget 2021 has capped the tax exemption for interest earned on Employees Provident Fund (EPF) and Voluntary Provident Fund (VPF). This might not be welcome news for high-earners and more so for those whose (employee) contribution was more…
Read More EPF Interest on contributions above Rs 2.5 lakh per year now taxable!
VPF Vs PPF: Which is better in 2022?
Voluntary Provident Fund or Public Provident Fund in 2022. Difference between VPF Vs. PPF and how to choose between the two? This was a dilemma when even I joined my salaried job for the first time more than a decade…
EPF Calculator 2022: Excel based (Free) Download
A good yet simple Employee Provident Fund Calculator or EPF Calculator can tell you many useful things like EPF Maturity value among other things. So if you are a salaried employee who regularly contributes to his / her Employee Provident…
EPF Interest Rate History (Updated 2022) & Interest Calculation EPF Balance
Are you looking for EPF Interest Rate for the financial year FY 2021-22?. EPF Interest Rate is 8.1% for the financial year FY 2021-22. This is as per the latest EPF interest rate 2022 notification of the government. Employee Provident…
Read More EPF Interest Rate History (Updated 2022) & Interest Calculation EPF Balance
VPF Interest Rate History (Updated 2022)
The VPF Interest Rate is 8.10% for the financial year FY 2021-22. I know you want to know much more about the historical Voluntary Provident Fund interest rates. But before we see the full multi-decade details of the VPF Interest…