The RBI has launched a new centralized portal named UDGAM (Unclaimed Deposits - Gateway to Access Information) on 17th August 2023 (via link) - that allows common people to search for unclaimed deposits across multiple Indian banks using a single,…
Read More What is UDGAM, RBI’s Centralised Portal to search for Unclaimed deposits (2023)?
The Indian Rupee is close to making new lows versus the US dollar. And to be fair, this is not something new. Every now and then, there are news items about how INR is depreciating and USD is appreciating. In…
The whispers (or rather noise) of an imminent recession in US have been around for a year now. And if we were to believe in all that is there on social media, then 2023-24 is the year when US will…
Read More How will US Recession Impact You (and India) & What Can You Do Now?
Call me whatever you want for doing this. But like all common people of India, even I have a few wishes from the Budget 2023. I know my ideas may not even reach the right people but still, let me…
I was recently talking to a close friend of mine… who happens to be very rich. And I mean very very rich. He is not into investing - so no investment Gyan here. But he has a business of his…
Read More One thing My Rich Friend Told about Why Most people don’t become Rich?
Stable Investor has completed 10 years! This is a big milestone for me personally. And I thank God and all of you who joined me in this exciting and amazing journey. I hope to continue playing the long game. Thanks…
If you invest in direct stocks or mutual funds, I am sure you would have received tons of unsolicited bulk SMS with texts like hot stock tip, next multibagger stock pick, sure-shot bet, double your money in 15 days, insider…
Read More Stock Tip Fraud: How Penny Stock Rigging happens in India?
I was recently quoted in Economic Times WEALTH (14-20 June 2021) in the Q&A section where a panel of experts answer reader's questions related to any aspect of their personal finance. Here is the 32-year old reader's query about accumulating…
Read More Quoted in Economic Times: Ask The Experts (June 2021)
Life is too short to save everything - I came across these words in the title of an interesting article (link). Immediately I knew I wanted to write on this topic. More so after my experience with Covid-19. Due to…
For the last few weeks, I have been down with Covid19 and its after-effects. Different people have different experiences. Some sail through easily. Others don’t. I don’t know how to put a scale to my experience, but it wasn’t easy.…
Recently, there was a lot of noise on social channels about the rise in the number of unicorns from India ("Unicorn" is a term used to describe a startup company with a value of more than $1 billion). Here is…
Read More Should small retail investors invest in Startups in India?
I was recently quoted in Economic Times WEALTH (March-April 2021) in the Q&A section where a panel of experts answer reader's questions related to any aspect of their personal finance. Here is the reader query about investing Rs 40,000 per…
The new budget is around the corner. The one for FY2021-22. So I thought I would just loud think what a common man will desire from the budget. Many of the suggestions in the article might seem to far fetched…
Around March this year (and even last year), few relatives called me up to ask whether they should invest in financial products X or Y or Z among many others… X = Traditional Endowment & Moneyback plans by insurance companies…
Unless you are ultra-rich or have a business churning out unmanageably uninvestable levels of cash ;-), it is important to save some money. In this context, I have already written about a common dilemma that people face- Spend Today or…
