The leave encashment exemption limit has been increased from Rs 3 lakh to a massive Rs 25 lakh.
Tag: 2023
What is Digital Rupee & How to use E-Rupee in India (2023)?
What is Digital Rupee or E Rupee? How to load and use E Rupee for digital transactions in India (2023)? Difference eRupee vs IMPS, NEFT RTGS.
Why Physical Gold costs more than Gold Spot Price in India (2023)?
When you go out to buy physical gold (like jewellery for your wife, gold coins as investments, or gold bars or bricks if you are rich), then you will notice that the physical gold costs more than the gold spot…
Read More Why Physical Gold costs more than Gold Spot Price in India (2023)?
Required CAGR % Calculator (2023)
A lot of investors look to multiply their investments in stock markets. Some look for multibaggers and others invest in mutual funds and plan to remain invested for the long term and thereby, grow their wealth. CAGR (or Compound Annual…
How to Diversify your Portfolio with Precious Metals (2023)?
If you have been investing for at least a few years, then you would have heard the term – diversification. But as simple as it sounds, many investors are often unable to implement this in practice. So, what is portfolio…
Read More How to Diversify your Portfolio with Precious Metals (2023)?
Updated List of REITs in India (2023)
If you are looking for a list of REIT stocks in India (2023), then you are in the right place. The REIT market in India (2023) is a nascent one. REITs are like mutual funds that invest in a portfolio…
Can SCSS account be Renewed After Maturity (2023)?
What happens to SCSS after maturity or what is the status of SCSS after 5 years and SCSS after 8 years in India (2023)? We discuss this here. The Senior Citizen Savings Scheme (SCSS) account has a tenure of 5…
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Is buying Gold coins a Good Investment in India (2023)?
Do you think gold coins are a good investment to make? You may or may not think like that but gold coins have a definite appeal among the people of India. And this is for thousands of years. Investing in…
Read More Is buying Gold coins a Good Investment in India (2023)?
Should you Invest in Floating Rate FD (Fixed Deposits) 2023?
A typical fixed deposit (FD) will offer a fixed interest rate for the entire tenure of the deposit. But in a Floating Rate FD (2023) or Floating Rate Fixed Deposit in India, the interest rates will change dynamically and rise…
Read More Should you Invest in Floating Rate FD (Fixed Deposits) 2023?
How much Tax is applicable on PF Withdrawal (2023)?
Provident fund withdrawal. You may have come across this term so many times but may not be sure how it works and what are its implications. right? Don't worry. This article will help you get a brief idea about PF…
Read More How much Tax is applicable on PF Withdrawal (2023)?
Have 2 Home Loans? Tax Benefits On Second Home Loan
Buying a house is what Indians are obsessed about. And some stretch this obsession to buying multiple houses. Even if it means being neck-deep in loans and then servicing them for years. But nevertheless, people do buy homes for personal…
Read More Have 2 Home Loans? Tax Benefits On Second Home Loan
Mutual Fund Expense Ratio List Comparing Direct Vs Regular Plans (Updated 2023)
I was recently doing a mutual fund expense ratio comparison for direct and regular plans (2023). This was to see which are the Highest expense ratio mutual funds in India as well as the to see the list of funds…
Read More Mutual Fund Expense Ratio List Comparing Direct Vs Regular Plans (Updated 2023)
How to make an FD Ladder & What is Fixed Deposit Laddering?
Did you know that Laddering your fixed deposits can help optimize returns and manage your liquidity requirements much better? To be honest, there is nothing new about this approach as many retirees who depend on FD interest income already follow…
Read More How to make an FD Ladder & What is Fixed Deposit Laddering?
How much is Mutual Fund Distributors Commission Income (2023)?
When you invest in regular plans of mutual funds, then you pay a commission to your mutual fund agent (or distributor). But do you know how much Mutual Fund Distributors earn in Commissions in India (2023)? That is, what is…
Read More How much is Mutual Fund Distributors Commission Income (2023)?
NPS Vs OPS Differences – New or Old Pension in India (2023)
Do you know what is the difference between old and new pension schemes in India (2023)? That is, do you know why many people still favour the old pension system in the debate of NPS vs OPS? Do you know…
Read More NPS Vs OPS Differences – New or Old Pension in India (2023)