What happens when you invest in Nifty50 and stay invested for 3 years? What happens when you invest in Nifty50 and stay invested for 5 years? What happens when you invest in Nifty50 and stay invested for 7 years? I…
Read More 3, 5 and 7-year Nifty50 Returns (Detailed 25-Year Analysis 1999-2024)
Is Nifty100 made up of all the same stocks that are part of Nifty50 and Nifty Next50? Yes. But does it mean that investing in Nifty100 is exactly the same as investing in Nifty50 + Next50? The answer is -…
SEBI has proposed the introduction of a new product category which is riskier than your traditional MFs - called NAC or the New Asset Class. This differentiated category is aimed to bridge the gap between Mutual Funds and PMS, and…
Comparing Nifty50's Past 3-Year Returns Vs. Future 3-Year Returns. Does it tell us something? What I wanted to see was whether the returns of the past 3 years at any given point, tell us something about what will happen over…
Recently, there was an advertisement on social media that showed a sad-looking person talking to a sportsperson telling him how he took unnecessary risks, gambled into stock tips and lost all the money. This did send a strong message to…
Read More Casinos can be Fun. But Investing Needs to be Boring.
I was recently quoted in Economic Times WEALTH (8-14 July 2024) in the Q&A section where a panel of experts answers readers' questions related to various aspects of their personal finances. The exact question and the answer - Here is…
Read More A 40-Year-Old Planning For Retirement via SIP|| Quoted (Economic Times)
The Securities and Exchange Board of India (SEBI) has launched a free, voluntary online "SEBI -Investor Certification Examination." The announcement was made via this press release (link) Developed in collaboration with the National Institute of Securities Markets (NISM), this voluntary…
Read More SEBI’s New FREE Investor Certification Exam – To Improve Investors’ Market Understanding
I was recently quoted in Economic Times WEALTH (1-7 July 2024) in the Q&A section where a panel of experts answers readers' questions related to various aspects of their personal finances. The exact question and the answer - Here is…
What is the current interest rate of RBI Floating Rate Bonds or FRSB 2020 (T) for July-December 2024? The current or latest interest rate (2024) on RBI Floating Rate Bonds is 8.05% per annum. This is for the period between…
Read More What is Interest Rate on RBI Floating Rate Bonds (July-December 2024)?
There have been no changes in the major small savings scheme for the quarter of July-September 2024. PPF interest rates - No Change (remains at 7.1%) - Possible reason - Why did the PPF rate not increase? Sukanya Samriddhi Yojana…
Read More PPF 7.1% | SCSS 8.2% | NSC 7.7% | Sukanya 8.2% | No Changes for Jul-Sep 2024
Yesterday (on 23rd June 2024), a business news platform Moneycontrol reported that SEBI had conducted search and seizure operations in Quant AMC offices (link). The operation was supposedly conducted on suspicion of front-running operations. On its part, the AMC has…
Read More Quant’s Front Running Allegations: What Should You Do?
Many equate investing in stock markets (or equities) with gambling. But that isn’t true, unless you treat it like that. Proper investing can be very rewarding. Talking of online casinos nowadays, the betting is a hugely popular activity around the…
Read More Investing Online is Easy but Isn’t like speculating in Casinos
My views on this topic were recently published in a Mint column: One of the primary principles of natural justice, is ‘Nemo Judex In Causa Sua’, which roughly translates to that - no one should be a judge in their…
In today's fast-paced financial landscape, investors are constantly seeking new ways to diversify and enhance their portfolios. One increasingly popular strategy is incorporating alternative investments. And till just a few years back, these investments which are seen as exotic and…
Read More Do you need Alternative Assets in your Investment Portfolio?
SEBI has recently launched its Saa₹thi 2.0 Mobile App (Saarthi 2.0) on Personal Finance for common Investors with comprehensive tools aimed at simplifying complex financial concepts. The app includes financial calculators, and has different modules that introduce and explain KYC…
Read More Saa₹thi 2.0 – SEBI’s Saarthi Mobile App on Personal Finance for Investors
