I was recently quoted in the Economic Times in an article titled "Best time to prepay your home loan? 5 tips to save lakhs from your home loan prepayments" Here is the link to the online version of the article…
Read More Quoted (Economic Times) – Best time to prepay your home loan?
I was recently quoted in Moneycontrol in an article titled "Home loan dilemma: Should you prepay or invest after repo rate cut?" Here is the link to the online version of the article - Link And here are a few…
You take a 20-25 year home loan and then you want to get rid of it as soon as possible. And to do that, you start making regular prepayments. I have written about the best home loan prepayment strategies several…
Read More Should Everyone Try to Prepay their Home Loans Fast?
Here is a easy-to-use Home Loan EMI Ready Reckoner for Rs 10 lakh loan with different tenure/rates. You can use it to quikcly estimate your monthly EMIs when you take a home loan: You can also use this free-to-dowload excel-based…
Read More Home Loan EMI Ready Reckoner (for Rs 10 lakh loan) with different tenure/rates (2025)
Recently, a home loan lender in India came up with a new offering that allows borrowers to opt for home loan tenor of 40 years! Yes you read that right. 40 years or 4 long decades. Generally, lenders limit the…
Many banks in India offer small concession in interest rates for ladies when it comes to home loans. If you want to know How much concession do women borrowers get on home loan interest rates, then this article will answer…
Read More What is Home Loan Concession for Ladies in India (2025)?
I was recently quoted in LiveMint in an articled titled "Why prepayment of home loans is better in early years of tenure than later". Here is the link to the online version of the article - Link The article references…
Read More Quoted (Live Mint) – Dec 2022 – Best Time to Prepay Home Loans
When you take a floating-rate home loan from your bank, they generally don't inform you about any changes in interest rates. More so, they are super fast in passing on the increase in rates (due to repo rate hikes) but…
Read More Bank WON’T inform you about Changes in floating Home Loan Rates
(Updated February 2023) - The RBI increased the Repo rate (again, but not surprisingly) by 25 basis points amid concerns about inflation. And while banks are slow to increase the FD rates, they are quite quick to pass on the…
Read More What is the Impact of Repo Rate Hike on Home loan Borrowers (Existing & New)?
A little can go a long way. If you have taken a large home loan and are wondering how to repay it quickly, then one small effort from your side can go a long way. Pay one extra EMI every…
Read More Paying 1 Extra EMI Every Year: How it helps Prepay Home Loan Faster?
Buying a house is what Indians are obsessed about. And some stretch this obsession to buying multiple houses. Even if it means being neck-deep in loans and then servicing them for years. But nevertheless, people do buy homes for personal…
Read More Have 2 Home Loans? Tax Benefits On Second Home Loan (2025)
While most people nowadays need a home loan to purchase a house, there is one particular type of home loan for which I regularly get queries – SBI MaxGain Home Loan. It is a kind of Home Saver Loan available…
Read More SBI MaxGain Home Loan | Benefits, Features & Review (2025)
How to quickly Prepay 25-year Rs 1 Crore home loan in a few years. House purchase in India (2025) is one of the biggest decisions for most people, both financially and emotionally. So if you have purchased a house with…
Most people would prefer to own a house one day. Eventually, if not immediately. This preference is sort of built into our psyche. But there are a few who feel it’s better to rent given the low rental yields on…
GST is payable on affordable housing flats and apartments in India. Do you want to know how much is GST rate for affordable housing in India (2025)? Or do you want to understand the exact Meaning of affordable residential apartment…
Read More What is GST Rate for Affordable Housing in India (2025)?
