EPF Interest Rate History (Updated 2019-20) & Interest Calculation on EPF Balance

The EPF Interest Rate is 8.65% for the financial year FY 2018-19. This is as per the latest EPF interest rate 2018-19 notification of the government. And the interest rate in the previous year for EPF (Employee Provident Fund) was…

PPF Withdrawal & Loan from PPF Account (Rules before 15 years: Updated 2020)

Normally, the Public Provident Fund or PPF account matures at the end of the 15th year. At that point, you can either withdraw the full amount tax-free or extend your PPF account (with or without contribution) further for a block…

Mutual Funds Vs Real Estate – Which is better for Investing in India? (2019 Follow up post)

Note - This is a guest post by Ajay. He has previously written on this topic here. Since a few years had passed, he was kind enough to share his views again (with a useful real-life example). Ajay has also…

Fee Only Financial Planner in India (Updated 2020)

Did you land on this page searching for Fee Only Financial Planners in India? Then one thing is very clear - you already know Fee Only Financial Planner or Fee Only SEBI-registered Investment Advisor is the best option when it…

Difference between Large Cap, Mid Cap, Small Cap Stocks – SEBI Categorization of Mutual Funds

When it comes to investing in equity mutual funds, people tend to look for the best large-cap funds, best mid-cap funds, best small-cap funds and whatnot. But till very recently, there weren’t any clear guidelines in Indian mutual fund space…