When you board a flight, generally the thoughts about turbulence aren’t on mind. But when your flight does pass through turbulent weather, then you feel stressed. And rightly so. I am also 100% sure that at some point during the…
Read More Debt Funds: How to Think Correctly ‘First’ – [Important]
I recently got quoted a few times in Morningstar's coverage of how leading advisors are navigating the debt fund space. The context is the current on-going turmoil in the debt fund space. If you wish to know my thoughts on…
Read More (Quoted: Morningstar) How Advisers navigate the Debt Funds space?
I had written about the Franklin India’s unexpected closure of 6 debt funds in detail earlier here - Franklin India winds down 6 debt funds. Many investors have exposure to these 6 funds. After all, Rs 25,000+ crore had been…
Read More Franklin India’s 6 Closed Debt Funds: (Update) When do you get back money?
Fueled by the COVID-19 pandemic, the unprecedented times in the Indian financial markets continue. Franklin India AMC (Mutual Funds) has taken the extraordinary decision to wind down 6 of its popular debt funds. Without a doubt, the news isn’t a…
Read More Franklin India winds down 6 Debt Funds: What it means for investors?
Remember SEBI’s Mutual Fund Categorization exercise of 2018? The primary purpose of that monumental exercise was to bring uniformity between schemes offered by different Mutual Fund Houses and to reduce investor’s confusion, thereby helping investors to easily understand schemes and…
Read More Should SEBI revisit MF Categorization: To widen Large & Mid Cap categories?
Mutual funds in India are ideal investment options for wealth creation as well as saving for all your financial goals. But if you are an investor in these, you should be very clear about how these mutual funds are taxed…
Read More Latest Mutual Fund Taxation Rules (2020 2021): How Mutual Funds are taxed in India?
The exit loads on Liquid Funds have undergone a change. From now on, i.e. with effect from October 20,2019, Graded Exit Load will be applicable on all investments in liquid funds. So what is the new graded exit load structure…
Read More What is Graded Exit Load on Liquid Funds (2020-21)?
I still get queries from readers asking that does it actually make sense to switch their mutual fund investments from regular plans to direct plans. The simple answer is Yes. And I also tell them that since direct plans of…
Read More Returns of Direct plans are higher than Regular MF plans
There are many popular indices in Indian stock markets. You already know Nifty50 and Sensex and you regular lookup for Nifty live or Sensex live data. But these aren’t the only indices as many of you already know. There are…
Read More Explained – Nifty Indices (Nifty50, Nifty Next 50, Nifty 500 & 10 Others)
Can all your goals be tackled using mutual funds? The answer is yes, in most cases. But you need to understand that it is in my best interest to say this as an advisor, I also advise on Mutual Funds.…
Read More How to use Different Mutual Funds for different Financial Goals?
Till very recently, there was a steadily growing interest among small investors about PMS. In fact, the number of queries on lines of ‘Is PMS better than mutual funds?’ saw a constant rise in the last few years. And why…
Read More Mutual Fund Vs. Portfolio Management Service (PMS) – Suitable for Whom?
When it comes to investments, the word ‘Tips’ is an overused and an over abused one. But in this post, I try to distil down some thoughts (or call them tips if you prefer 😉 ) for the young investors…
As people continue to look for safe higher than fixed deposit returns in India, there is a growing interest in a type of mutual fund: the Debt Funds. I have already written in detail about various types of Debt Funds…
Read More How are Debt Funds Taxed & Indexation Benefit: Updated Rules (2020)
Note - This is a guest post by Ajay. He has previously written on this topic here. Since a few years had passed, he was kind enough to share his views again (with a useful real-life example). Ajay has also…
When it comes to investing in equity mutual funds, people tend to look for the best large-cap funds, best mid-cap funds, best small-cap funds and whatnot. But till very recently, there weren’t any clear guidelines in Indian mutual fund space…
