SEBI has directed all mutual funds and AMCs to rename the dividend payout option in mutual funds schemes to Payout of Income Distribution cum Capital Withdrawal option. The circular announcing the change - link or download here. That is: Dividend…
Category: Mutual Funds
Multi-Cap Fund Allocation Rule Change (2020) + Impact on your MF Portfolio
SEBI has modified the rules for Multicap equity mutual funds. So now a detailed allocation structure has been introduced for multi-cap funds. This has been done via a circular on ‘Asset Allocation of Multi-cap funds’ (dated 11-Sep 2020: link or download…
Read More Multi-Cap Fund Allocation Rule Change (2020) + Impact on your MF Portfolio
Launched: Asset Allocator + Model Mutual Funds (Premium)
The wait is finally over. Stable Asset Allocator + Stable Model Mutual Funds are available for purchase now. Both these products, namely i) Stable Asset Allocator, ii) Stable Model Mutual Funds are 2 (Two) separate premium subscription products. Though you…
Read More Launched: Asset Allocator + Model Mutual Funds (Premium)
List of Index Funds in India (Updated 2020-21)
If you are looking for a complete list of Index Funds in India (2020), then here it is. You will find a listing of all the major index funds tracking Indian indexes like Nifty 50, Nifty Next 50, Sensex, etc.…
Instant Redemption Liquid Funds (2020) Rs 50,000 per day: Is it Good?
Does instant mutual fund redemption interest you? I am sure many would be interested. And yes its possible. Some liquid mutual funds offer instant redemption facility in India (2020). Several AMCs provide this useful facility. You get to access and…
Read More Instant Redemption Liquid Funds (2020) Rs 50,000 per day: Is it Good?
Pause SIP before Stopping. But pay EMIs first & avoid Moratorium.
I got a mail from a reader. He wanted to know whether it made sense to take the loan moratorium but continue his SIP. Or should he stop the SIP? No doubt the current situation has reduced many people’s ability…
Read More Pause SIP before Stopping. But pay EMIs first & avoid Moratorium.
Pick a Strategy You Can Stick with + PREMIUM Strategy Tool
Think about it - Ability to stick to a strategy is more important than the potential return of the strategy itself when picking amongst many strategies. Why? Because if you don’t stick around with a strategy for long enough, then…
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(PREMIUM): Model Mutual Funds – Details
If you are a mutual fund investor, then do you get confused if I were to ask you: Is your mutual fund portfolio properly structured? Does your mutual fund portfolio have good investment-worthy funds? Is your mutual fund portfolio optimally…
Is Categorization 2.0 required for Debt Funds?
About 2+ years back, SEBI did what was long required. It undertook a massive and comprehensive relook at the Indian mutual fund space. And as a result, a big Categorization & Rationalization of Mutual Funds was carried out in 2018,…
Debt Funds: How to Think Correctly ‘First’ – [Important]
When you board a flight, generally the thoughts about turbulence aren’t on mind. But when your flight does pass through turbulent weather, then you feel stressed. And rightly so. I am also 100% sure that at some point during the…
Read More Debt Funds: How to Think Correctly ‘First’ – [Important]
(Quoted: Morningstar) How Advisers navigate the Debt Funds space?
I recently got quoted a few times in Morningstar's coverage of how leading advisors are navigating the debt fund space. The context is the current on-going turmoil in the debt fund space. If you wish to know my thoughts on…
Read More (Quoted: Morningstar) How Advisers navigate the Debt Funds space?
Franklin India’s 6 Closed Debt Funds: (Update) When do you get back money?
I had written about the Franklin India’s unexpected closure of 6 debt funds in detail earlier here - Franklin India winds down 6 debt funds. Many investors have exposure to these 6 funds. After all, Rs 25,000+ crore had been…
Read More Franklin India’s 6 Closed Debt Funds: (Update) When do you get back money?
Franklin India winds down 6 Debt Funds: What it means for investors?
Fueled by the COVID-19 pandemic, the unprecedented times in the Indian financial markets continue. Franklin India AMC (Mutual Funds) has taken the extraordinary decision to wind down 6 of its popular debt funds. Without a doubt, the news isn’t a…
Read More Franklin India winds down 6 Debt Funds: What it means for investors?
Should SEBI revisit MF Categorization: To widen Large & Mid Cap categories?
Remember SEBI’s Mutual Fund Categorization exercise of 2018? The primary purpose of that monumental exercise was to bring uniformity between schemes offered by different Mutual Fund Houses and to reduce investor’s confusion, thereby helping investors to easily understand schemes and…
Read More Should SEBI revisit MF Categorization: To widen Large & Mid Cap categories?
Latest Mutual Fund Taxation Rules (2020 2021): How Mutual Funds are taxed in India?
Mutual funds in India are ideal investment options for wealth creation as well as saving for all your financial goals. But if you are an investor in these, you should be very clear about how these mutual funds are taxed…
Read More Latest Mutual Fund Taxation Rules (2020 2021): How Mutual Funds are taxed in India?