So after the new announcement in Budget 2021, that ULIPs will be taxed liked MFs if annual premium exceeds Rs 2.50 lakh and hence, ULIPs no longer offer the tax arbitrage that was pushed by ULIP sellers till now. Just…
Read More ULIP vs Mutual Funds: ULIPs lose tax arbitrage (Budget 2021)
You may have started investing in mutual funds few years back without giving much importance to whether you invested in growth option or dividend option (or now called Income Distribution cum Capital Withdrawal option) or regular plans vs direct plans…
Liquid funds are well known as good instruments for short-term investments. But do you know where they invest and how to pick the right ones? We discuss all this in this post. So… What are liquid funds? Liquid funds are…
Do you know what is the difference between Liquid fund and Overnight fund? In this post, we discuss what is overnight fund and how it differs from a liquid fund? What is an Overnight Fund? Overnight Fund is a category…
Read More Liquid Funds Vs. Overnight Funds: Which is Better?
Given the high number of mutual fund schemes in India, it is natural for investors to try and find out which are the top & best mutual funds to invest for 2021? Since I am a professional investment advisor, I…
Read More Top Best SIP Mutual Funds to invest in 2021 in India
So you are looking for which Multicap funds have become Flexicap Funds? SEBI had recently introduced a new mutual fund category - Flexi cap Funds. This had come as a major relief to investors and fund managers, who were planning…
Read More Which Multicap funds have become Flexicap Funds (2020-21)?
In a recent circular (link or download here), SEBI has asked debt funds to invest at least 10% in liquid assets like cash & cash equivalent, government securities, repo on government securities and T-bills. The rule is applicable to all…
Read More Are Debt Funds SAFER with new “10% in Liquid Assets” rule?
How to get Indexation benefit of 4 years in 3 years in Debt Funds? It is true that you can get indexation benefits of 4 years in 3 years if you time your debt fund entry and exit smartly. Sounds…
Read More Get Indexation benefit of 4 years in just 3 years!
Do you know what is the Cut off time of Mutual Funds in India (2021-22)? And do you know that cut off timing for debt funds are different from cut off timing for equity funds? Generally speaking, cut off time…
Read More Cut-Off Timing for Mutual Funds in India (2021-22)
How are Flexicap funds different from Multicap funds? We answer this question in this post. SEBI has made 2 major announcements in the last couple of months with regards to equity fund categories. First, in September 2020, it changed allocation…
A new category of mutual funds namely, Flexicap Funds has been introduced by SEBI today vide its circular (link or download here). As per the new definition, the funds in Flexicap category need to invest a minimum of 65% of…
Read More SEBI introduces New Category: Flexicap Funds (2020-21)
Indian large-cap mutual fund space has two prominent options. Active large-cap funds and Index Funds. And this is a discussion about Index Funds Vs. Large Cap Funds in India 2021 to decide whether should you shift from Large-cap funds to…
Read More Should I shift from Large Cap funds to Index funds?
Nifty 50, as you know is made up of 50 stocks of different weightages. And generally, it is accepted to be a well-diversified index that represents the Indian markets sufficiently well. But in recent times, the skewed weights of few…
Read More Top 5 = 44%, Top 10 = 62%: Concentration Risk in Nifty 50?
According to SEBI’s mutual fund recategorization rules (2018), the equity mutual fund schemes that are classified as Large-cap funds have to invest a minimum of 80% of their assets in the large-cap stocks (i.e. in the top 100 listed stocks).…
Read More What are Large Cap Funds in India & Where do they Invest?
Whenever a sector or theme starts doing well in stock markets, investors get excited about it. They see an opportunity to generate better-than-average returns by investing in a sector fund that is poised to grow faster than the rest of…
