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Category: Mutual Funds

ULIP vs Mutual Funds: ULIPs lose tax arbitrage (Budget 2021)

by Dev AshishFebruary 3, 2021February 3, 20211 Comment

So after the new announcement in Budget 2021, that ULIPs will be taxed liked MFs if annual premium exceeds Rs 2.50 lakh and hence, ULIPs no longer offer the tax arbitrage that was pushed by ULIP sellers till now. Just…

Read More ULIP vs Mutual Funds: ULIPs lose tax arbitrage (Budget 2021)

Life Insurance, Mutual Funds, Personal Finance ULIPs

Income tax on Switching in Mutual Funds (2021-22)

by Dev AshishJanuary 29, 2021January 29, 20211 Comment

You may have started investing in mutual funds few years back without giving much importance to whether you invested in growth option or dividend option (or now called Income Distribution cum Capital Withdrawal option) or regular plans vs direct plans…

Read More Income tax on Switching in Mutual Funds (2021-22)

Mutual Funds, Tax Saving

How to pick Liquid Funds (2021)?

by Dev AshishDecember 14, 2020November 21, 2020Leave a comment

Liquid funds are well known as good instruments for short-term investments. But do you know where they invest and how to pick the right ones? We discuss all this in this post. So… What are liquid funds? Liquid funds are…

Read More How to pick Liquid Funds (2021)?

Mutual Funds

Liquid Funds Vs. Overnight Funds: Which is Better?

by Dev AshishDecember 11, 2020November 21, 2020Leave a comment

Do you know what is the difference between Liquid fund and Overnight fund? In this post, we discuss what is overnight fund and how it differs from a liquid fund? What is an Overnight Fund? Overnight Fund is a category…

Read More Liquid Funds Vs. Overnight Funds: Which is Better?

Mutual Funds

Top Best SIP Mutual Funds to invest in 2021 in India

by Dev AshishNovember 19, 2020November 19, 2020Leave a comment

Given the high number of mutual fund schemes in India, it is natural for investors to try and find out which are the top & best mutual funds to invest for 2021? Since I am a professional investment advisor, I…

Read More Top Best SIP Mutual Funds to invest in 2021 in India

Mutual Funds, Stable Model Mutual Funds

Which Multicap funds have become Flexicap Funds (2020-21)?

by Dev AshishNovember 19, 2020Leave a comment

So you are looking for which Multicap funds have become Flexicap Funds? SEBI had recently introduced a new mutual fund category - Flexi cap Funds. This had come as a major relief to investors and fund managers, who were planning…

Read More Which Multicap funds have become Flexicap Funds (2020-21)?

Mutual Funds

Are Debt Funds SAFER with new “10% in Liquid Assets” rule?

by Dev AshishNovember 10, 2020November 8, 2020Leave a comment

In a recent circular (link or download here), SEBI has asked debt funds to invest at least 10% in liquid assets like cash & cash equivalent, government securities, repo on government securities and T-bills. The rule is applicable to all…

Read More Are Debt Funds SAFER with new “10% in Liquid Assets” rule?

Mutual Funds

Get Indexation benefit of 4 years in just 3 years!

by Dev AshishNovember 9, 2020November 7, 2020Leave a comment

How to get Indexation benefit of 4 years in 3 years in Debt Funds? It is true that you can get indexation benefits of 4 years in 3 years if you time your debt fund entry and exit smartly. Sounds…

Read More Get Indexation benefit of 4 years in just 3 years!

Mutual Funds

Cut-Off Timing for Mutual Funds in India (2021-22)

by Dev AshishNovember 9, 2020February 18, 20211 Comment

Do you know what is the Cut off time of Mutual Funds in India (2021-22)? And do you know that cut off timing for debt funds are different from cut off timing for equity funds? Generally speaking, cut off time…

Read More Cut-Off Timing for Mutual Funds in India (2021-22)

Mutual Funds 2021

Flexicap funds Vs Multicap funds

by Dev AshishNovember 6, 2020November 6, 20201 Comment

How are Flexicap funds different from Multicap funds? We answer this question in this post. SEBI has made 2 major announcements in the last couple of months with regards to equity fund categories. First, in September 2020, it changed allocation…

Read More Flexicap funds Vs Multicap funds

Mutual Funds

SEBI introduces New Category: Flexicap Funds (2020-21)

by Dev AshishNovember 6, 2020November 6, 20202 Comments

A new category of mutual funds namely, Flexicap Funds has been introduced by SEBI today vide its circular (link or download here). As per the new definition, the funds in Flexicap category need to invest a minimum of 65% of…

Read More SEBI introduces New Category: Flexicap Funds (2020-21)

Mutual Funds

Should I shift from Large Cap funds to Index funds?

by Dev AshishOctober 17, 2020February 9, 20211 Comment

Indian large-cap mutual fund space has two prominent options. Active large-cap funds and Index Funds. And this is a discussion about Index Funds Vs. Large Cap Funds in India 2021 to decide whether should you shift from Large-cap funds to…

Read More Should I shift from Large Cap funds to Index funds?

Mutual Funds

Top 5 = 44%, Top 10 = 62%: Concentration Risk in Nifty 50?

by Dev AshishOctober 14, 20201 Comment

Nifty 50, as you know is made up of 50 stocks of different weightages. And generally, it is accepted to be a well-diversified index that represents the Indian markets sufficiently well. But in recent times, the skewed weights of few…

Read More Top 5 = 44%, Top 10 = 62%: Concentration Risk in Nifty 50?

Case Study, Detailed Analysis, Investing, Mutual Funds

What are Large Cap Funds in India & Where do they Invest?

by Dev AshishOctober 13, 2020October 14, 2020Leave a comment

According to SEBI’s mutual fund recategorization rules (2018), the equity mutual fund schemes that are classified as Large-cap funds have to invest a minimum of 80% of their assets in the large-cap stocks (i.e. in the top 100 listed stocks).…

Read More What are Large Cap Funds in India & Where do they Invest?

Mutual Funds

Should I invest in Sector Mutual Funds?

by Dev AshishOctober 12, 20201 Comment

Whenever a sector or theme starts doing well in stock markets, investors get excited about it. They see an opportunity to generate better-than-average returns by investing in a sector fund that is poised to grow faster than the rest of…

Read More Should I invest in Sector Mutual Funds?

Mutual Funds

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