Can all your goals be tackled using mutual funds? The answer is yes, in most cases. But you need to understand that it is in my best interest to say this as an advisor, I also advise on Mutual Funds.…
Read More How to use Different Mutual Funds for different Financial Goals?
Till very recently, there was a steadily growing interest among small investors about PMS. In fact, the number of queries on lines of ‘Is PMS better than mutual funds?’ saw a constant rise in the last few years. And why…
Read More Mutual Fund Vs. Portfolio Management Service (PMS) – Suitable for Whom?
When it comes to investments, the word ‘Tips’ is an overused and an over abused one. But in this post, I try to distil down some thoughts (or call them tips if you prefer 😉 ) for the young investors…
As people continue to look for safe higher than fixed deposit returns in India, there is a growing interest in a type of mutual fund: the Debt Funds. I have already written in detail about various types of Debt Funds…
Read More How are Debt Funds Taxed & Indexation Benefit: Updated Rules (2020)
Note - This is a guest post by Ajay. He has previously written on this topic here. Since a few years had passed, he was kind enough to share his views again (with a useful real-life example). Ajay has also…
When it comes to investing in equity mutual funds, people tend to look for the best large-cap funds, best mid-cap funds, best small-cap funds and whatnot. But till very recently, there weren’t any clear guidelines in Indian mutual fund space…
You may be looking for the Best Debt Mutual Funds to invest in 2020 India. But the answer to that isn’t easy. Different debt funds are best suited for different people. And that’s not all. These Debt funds come in…
Read More Debt Mutual Funds Types (SEBI Categorization Rules) – Updated 2019-20
I don’t like such questions. Is it better to invest lump sum or monthly SIP in mutual funds? A lot of people ask me such questions - whether SIP (Systematic Investment Plan) is better than lump sum investing in mutual…
Read More SIP Vs Lump sum – Which is better in Mutual Funds Investing?
If you are a mutual fund SIP investor, you would already have been bombarded with thousands of articles about why mutual funds and more particularly mutual fund SIPs are great. And that is true. But I wanted to re-highlight this…
Read More SIP may not be perfect; but it’s Small Investor’s Best Bet
That's an interesting problem. Neither 15% nor 25% can be called as bad returns. After all, risk free rates are at 8% or even less. But ofcourse, we are greedy and we prefer higher returns. Isn't it? I recently wrote…
Read More Picking a Fund with 15% p.a. in 10 years Or a fund with 25% p.a. in 3 years?
I am planning to regularly track AMC level AUM data going forward. So hopefully, with each iteration, the information and details will increase. Please do note that the AUM figures are average quarterly figures published by AMFI. The table below shows…
Perfect Mutual Fund Portfolio. Yes I know that you are looking for exactly that. 😉 But you need to understand that there is no such thing as a ‘perfect mutual fund portfolio’. There can be numerous reasonably good portfolios, and…
Read More How to build your Mutual Fund Portfolio from scratch?
The ups and downs of the market can test investors’ resolve to remain invested (or invest more). In rising (bull) markets, it’s easy to say that you will do the right thing, i.e. remain invested + invest more even if…
Read More Why linking Investments to your Financial Goals helps?
Becoming a crorepati is most people’s wish in India. Atleast for those who still aren’t. And as an investment advisor, I regularly come across questions like: How to get Rs 1 crore in 20 Years by investing?How much to invest…
You have been investing in mutual funds for some time now. But in last few months, 3 big changes took place. And all those changes can and will impact all mutual fund investors in big ways. You remember the…
Read More Do you even have the ‘Right Mutual Funds’ in your portfolio?
