Financial Planning in the 30s sets Strong base for a Solid Financial Life later

In your 20s, life is actually not too burdened with responsibilities and other complexities that come later. You have started earning (well), have very few burdens and responsibilities and are full of energy. It's when you cross from the 20s…

Do HNIs (High Networth Individuals) need Financial Planning?

HNIs or High Networth Individuals are smart people. They have wealth. More importantly, they know how to make more money from their business and other income sources. But that’s not all. They also understand that they need to generate more…

I can invest Rs 50,000 (50K) per month. How to start (Updated 2023)?

I got a mail from a young reader. Here is the summary: “I am 28 years old. Due to a job switch recently, I can now invest close to Rs 50,000 per month. I already have Rs 10,000 monthly EPF…

7 Best Investment Options for Salaried Indians (2023)

When we Indians start earning for the first time, the first brush with savings happens via EPF deductions. Your salary is automatically deducted and some amount goes towards your EPF corpus. Then comes the first tax-saving season. When we wake…

I am 30. Want to Retire at 50. How much to Invest Monthly?

I got a mail from a reader asking how much he needed to invest to retire at the age of 50. He is 30 and said that he had practically no savings at all. So it's like starting your investment…

How to build Retirement Corpus of Rs 5 crore – in 15, 20, 25, 30 & 35 years?

You want to retire with Rs 5 crore in India. That’s a good solid goal to have in 2023. Till the 2000s, there was a common belief that Rs 1 crore would be enough to retire comfortably. But with inflation…

How much monthly interest can I get for Rs 5 crore in fixed deposit (2023)?

So ow much is Rs 5 Crore FD Interest per Month (2023)? Sometime back, I wrote about How much is Rs 1 crore and Rs 2 crore FD monthly interest. Many readers mailed asking that they were conservative and risk-averse…