NPS Rs 50,000 per year – Retirement Corpus & Pension Calculation

Even though NPS is a product designed exclusively for retirement planning, what attracts most people to NPS is Rs 50,000 extra tax benefit it offers via deduction. As per the current tax rules (2019-20), there is an additional Rs 50,000…

F.I.R.E – Is going Very Fast really Good?

Recently, my wife showed me an interesting tweet (link): Overrated: How fast you are able to reach financial independence. Underrated: How enjoyable is your journey on way to financial independence. I was like wow! This makes sense. She was quick…

Benefits of Fee-Only Advice

When financial advice is easily available free (as many believe it) from family, friends, colleagues and online, then what can be the reason for paying a fee for getting it? Many in India think like this. There is a general…

EPF Interest Rate History (Updated 2019-20) & Interest Calculation EPF Balance

EPF Interest Rate is 8.50% for the financial year FY 2019-20. This is as per the latest EPF interest rate 2019-20 notification of the government. And the interest rate in the previous two years for EPF (Employee Provident Fund) was…

Mutual Funds Vs Real Estate – Which is better for Investing in India? (2019 Follow up post)

Note - This is a guest post by Ajay. He has previously written on this topic here. Since a few years had passed, he was kind enough to share his views again (with a useful real-life example). Ajay has also…

Fee Only Financial Planner in India (Updated 2020)

Did you land on this page searching for Fee Only Financial Planners in India? Then one thing is very clear - you already know Fee Only Financial Planner or Fee Only SEBI-registered Investment Advisor is the best option when it…