As you already know, the National Pension System or NPS is designed to save for retirement by making a contribution during the work life. Though most people still don’t give retirement planning the importance it deserves (read why?), the government…
Read More Difference between NPS Active & Auto Choice (Updated 2024)
The National Pension System (or NPS) is a retirement savings product that allows investors to invest in equity and debt as a means for proper retirement planning. And it is aimed at providing a pension at the time of retirement…
Read More NPS Exit & Withdrawal Rules & Taxation (Latest 2024 Update)
Till now, you have been getting the so-called free advice from your investment agents (more specifically MF distributors, insurance agents and IFAs). So why am I telling you that ‘Fee-Only Investment Advisor’ or ‘Fee-Only Financial Planner’ better for you? Because,…
The real purpose of purchasing life insurance is to avoid tragic stories like this. But many still wrongly feel, that life insurance is a waste of money. But luckily and thanks to our government’s tax-saving policies, they still end up…
Read More Income Tax on Life Insurance Premiums & Maturity in India (Updated 2024)
You want to retire with Rs 10 crore in India. That’s a good solid goal to have in 2024. Till the 2000s, there was a common belief that Rs 1 crore would be enough to retire comfortably. But with inflation…
Read More How to build Retirement Corpus of Rs 10 crore? (2024)
Even though NPS is a product designed exclusively for retirement planning, what attracts most people to NPS is Rs 50,000 extra tax benefit it offers via deduction. As per the current tax rules (2019-20), there is an additional Rs 50,000…
Read More NPS Rs 50,000 per year – Retirement Corpus & Pension Calculation (2024)
I still get queries from readers asking that does it actually makes sense to switch their mutual fund investments from regular plans to direct plans. The simple answer is Yes. And I also tell them that since direct plans of…
Read More Returns of Direct plans are higher than Regular MF plans
When financial advice is easily available free (as many believe it) from family, friends, colleagues and online, then what can be the reason for paying a fee for getting it? Many in India think like this. There is a general…
Can all your goals be tackled using mutual funds? The answer is yes, in most cases. But you need to understand that it is in my best interest to say this as an advisor, I also advise on Mutual Funds.…
Read More How to use Different Mutual Funds for different Financial Goals?
A good yet simple Employee Provident Fund Calculator or EPF Calculator can tell you many useful things like EPF Maturity value among other things. So if you are a salaried employee who regularly contributes to his / her Employee Provident…
Are you looking for the EPF Interest Rate for the financial year FY 2024-25?. EPF Interest Rate is 8.25% for the financial year FY 2024-25. This is as per the latest EPF interest rate 2025 notification of the government. Employee…
Read More EPF Interest Rate History (Updated 2025) & Interest Calculation EPF Balance
Is Rs 1 crore enough to retire in India? Recently, a friend told me that he had ‘finally’ managed to save Rs 1 crore (not including his real estate investments). And he was quite happy about this achievement as the…
If you invest in NPS (National Pension System) in 2024, then I am sure you would be interested in knowing the following: How much money you can accumulate in NPS by retirement? How much NPS retirement corpus will you have?…
Read More How to Calculate NPS Pension using NPS Pension Calculator (2024)?
Most people are aware of how PPF works and how interest is calculated on PPF account balance. After all, they are investing in PPF to earn interest on their contributions. And being a long-term savings product, it is also well…
Read More PPF Maturity Options after 15 Years: Updated Rules 2024
Did you land on this page searching for Fee Only Financial Planners in India? Then one thing is very clear - you already know Fee Only Financial Planner or Fee Only SEBI-registered Investment Advisor is the best option when it…
Read More Fee Only Financial Planner in India (Updated 2025)
