Most people are aware of how PPF works and how interest is calculated on PPF account balance. After all, they are investing in PPF to earn interest on their contributions. And being a long-term savings product, it is also well…
Read More PPF Maturity Options after 15 Years: Updated Rules 2024
NPS is a retirement savings product which is slowly gaining popularity in India. And when you want to invest in it, then NPS comes with 2 types of accounts - Tier I and Tier II. The NPS Tier I account…
Read More Difference between NPS Tier 1 and NPS Tier 2 Accounts
Free - a word that attracts everyone. And when it comes to financial advice, the word ‘FREE’ has done more damage than even big stock market crashes. I know this sounds odd but I am not lying. The free financial…
The VPF Interest Rate is 8.25% for the financial year FY 2024-25. I know you want to know much more about the historical Voluntary Provident Fund interest rates. But before we see the full multi-decade details of the VPF Interest…
Everybody wants to retire, but nobody wants to plan for it properly. Right? Most people’s strategy of retirement planning is ‘Hope’. And you would agree too that hope, isn’t the best of strategies. Not surprisingly, whenever we talk about retirement…
Read More NPS vs PPF: Which is Better for Retirement with Tax Saving?
Should you invest in NPS or ELSS? A question that is asked by many who are looking to save taxes and invest for returns as well. The NPS vs ELSS and which is better depends on what is the investor's…
Rs 1 crore is still not a small amount. But whether it is sufficient or not depends on why you actually need it. So for example, if you were to ask me whether Rs 1 crore is enough for retirement?…
Read More How to use PPF to save Rs 1 Crore: Be PPF Crorepati
Everybody wants to become financially independent. But very few actually get there. Why? There can be various reasons but I think that achieving something like Financial Freedom doesn't just happen. It requires one to have a serious plan and more…
Read More ‘The Secret’ – How to Accelerate your Financial Freedom?
Many of us aim to become financially free (or retire early). But not everyone is interested in it. You too may not be considering early retirement. But it makes a lot of sense to prepare for it anyway. Life isn't fair…
PPF or Public Provident Fund is one of the most popular investment options in India in 2025 that also provides tax benefits. Few more reasons for its popularity even to this day is that the interest earned on PPF as…
Read More How Interest on PPF Account Balance is calculated in 2025?
Our personal finances can be full of tough questions. And one such tough question is: How much money do I need to retire in India? Most people are yet to start planning properly for their retirements. The reason is obvious.…
Read More Why Retirement Planning is called the ‘Nastiest Problem’ in Finance?
Recently, a client of mine completed a year with me. Since I clearly remembered his first interaction with me (will share details later), I thought it would be useful for me to understand his view about financial planning and its…
Why commission based Mutual Fund Distributors (Agents) are unable to give proper financial advice? That’s a strong statement to make. Right? But this is a fact. Let me try to explain why I am saying this. But first, I hope…
(PPF Interest Maturity Calculator - Updated 2025) Are you looking for a PPF Calculator that uses the latest PPF interest rates (2025) to calculate the interest earned on PPF investments? And you also want to know the answer to the…
Read More PPF Maturity Excel Calculator (2025) – FREE Download
Do you want a simple investment plan? Here is a rock solid 9-point plan suggested by Scott Adams, the creator of Dilbert comic series (source). It’s written for US investors. But it’s still good to read. Inspired by this, I…
Read More 9-Point Investment Plan + 209 words Financial Plan
