‘The Secret’ – How to Accelerate your Financial Freedom?

Everybody wants to become financially independent. But very few actually get there. Why? There can be various reasons but I think that achieving something like Financial Freedom doesn't just happen. It requires one to have a serious plan and more…

Why Retirement Planning is called the ‘Nastiest Problem’ in Finance?

Our personal finances can be full of tough questions. And one such tough question is: How much money do I need to retire in India? Most people are yet to start planning properly for their retirements. The reason is obvious.…

Can a Financial Plan really sort out Your Life?

Recently, a client of mine completed a year with me. Since I clearly remembered his first interaction with me (will share details later), I thought it would be useful for me to understand his view about financial planning and its…

Why commission based Mutual Fund Distributors (Agents) are unable to give proper financial advice?

Why commission based Mutual Fund Distributors (Agents) are unable to give proper financial advice? That’s a strong statement to make. Right? But this is a fact. Let me try to explain why I am saying this. But first, I hope…

What is Goal-based Financial Planning Anyway?

When it comes to investing, most people are concerned whether their investments doing good - with respect to a benchmark or not (this benchmark can be an index, a friend or even a well-to-do family member). But ask them about…

Done Your Tax Planning? But what about Financial (Investment) Planning?

For most people, tax planning and investment planning are one and the same things. “I have already utilized the full limit of Section 80C. What else is left to invest for now?” – was the response of a friend, when…

Not Planning for your Children-Specific Financial Goals? You will screw up your other Goals.

Retirement, Children’s Education, their Marriages and House. For most people, these are the biggest financial goals of their lives. Now at the face of it, these goals seem unrelated to each other. But if you think about it, you will…

Parents are not your Emergency Fund. Children are not your Retirement Fund.

Your Parents are not your Emergency Fund. Your Children are not your Retirement Fund. Those two are strong and thought-provoking statements. Isn’t it? I am sure many of you will be having a bit of a gut-wrenching experience right now…