Bharat Bond ETF: All You Need To Know. Worth Investing?

The name is Bond... Bharat Bond ETF! Sorry. I couldn’t stop myself from saying that. 😉 But the correct name of India’s first corporate bond exchange-traded fund (ETF) is Bharat Bond ETF and was launched in December 2019. This is…

Don’t look at Returns of NPS (Equity Scheme E) in isolation. Here’s Why?

Many NPS subscribers make the mistake of looking at just the Equity Returns of NPS and trying to make an assessment of whether NPS is giving good returns or not. But only considering returns Equity Funds (Scheme E) of NPS…

Difference between NPS Active & Auto Choice (Updated 2022)

As you already know, the National Pension System or NPS is designed to save for retirement by making a contribution during the work life. Though most people still don’t give retirement planning the importance it deserves (read why?), the government…

NPS Exit & Withdrawal Rules & Taxation (Latest 2022 – Updated)

The National Pension System (or NPS) is a retirement savings product that allows investors to invest in equity and debt as a means for proper retirement planning. And it is aimed at providing a pension at the time of retirement…

NPS Rs 50,000 per year – Retirement Corpus & Pension Calculation

Even though NPS is a product designed exclusively for retirement planning, what attracts most people to NPS is Rs 50,000 extra tax benefit it offers via deduction. As per the current tax rules (2019-20), there is an additional Rs 50,000…

Benefits of Fee-Only Advice in India

When financial advice is easily available free (as many believe it) from family, friends, colleagues and online, then what can be the reason for paying a fee for getting it? Many in India think like this. There is a general…

EPF Interest Rate History (Updated 2022) & Interest Calculation EPF Balance

Are you looking for EPF Interest Rate for the financial year FY 2021-22?. EPF Interest Rate is 8.1% for the financial year FY 2021-22. This is as per the latest EPF interest rate 2022 notification of the government. Employee Provident…

NPS Calculator Excel-based (Free) Download (2022 Update)

If you invest in NPS (National Pension System) in 2022, then I am sure you would be interested in knowing the following: How much money you can accumulate in NPS by retirement? How much NPS retirement corpus will you have?…

Do you want a Free Financial Plan?

Free - a word that attracts everyone. And when it comes to financial advice, the word ‘FREE’ has done more damage than even big stock market crashes. I know this sounds odd but I am not lying. The free financial…