When financial advice is easily available free (as many believe it) from family, friends, colleagues and online, then what can be the reason for paying a fee for getting it? Many in India think like this. There is a general…
Category: Retirement Planning
EPF Calculator 2020: Excel based (Free) Download
A good yet simple Employee Provident Fund Calculator or EPF Calculator can tell you many useful things like EPF Maturity value among other things. So if you are a salaried employee who regularly contributes to his / her Employee Provident…
EPF Interest Rate History (Updated 2020-21) & Interest Calculation EPF Balance
Are you looking for EPF Interest Rate for the financial year FY 2020-21?. EPF Interest Rate is 8.50% for the financial year FY 2019-20. This is as per the latest EPF interest rate 2019-20 notification of the government. And the…
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Can You Retire with Rs 1 Crore Today in India?
Recently, a friend told me that he had ‘finally’ managed to save Rs 1 crore (not including his real estate investments). And he was quite happy about this achievement as the first crore is a big milestone no doubt when…
NPS Calculator Excel-based (Free) Download
If you invest in NPS (National Pension System), then I am sure you would be interested in knowing the following: How much money you can accumulate in NPS by retirement? How much NPS retirement corpus will you have? How much…
PPF Maturity Options after 15 Years: Updated Rules 2020-21
Most people are aware of how PPF works and how interest is calculated on PPF account balance. After all, they are investing in PPF to earn interest on their contributions. And being a long-term savings product, it is also well…
Read More PPF Maturity Options after 15 Years: Updated Rules 2020-21
Difference between NPS Tier 1 and NPS Tier 2 Accounts
NPS is a retirement savings product which is slowly gaining popularity in India. And when you want to invest in it, then NPS comes with 2 types of accounts - Tier I and Tier II. The NPS Tier I account…
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Do you want a Free Financial Plan?
Free - a word that attracts everyone. And when it comes to financial advice, the word ‘FREE’ has done more damage than even big stock market crashes. I know this sounds odd but I am not lying. The free financial…
VPF Interest Rate History: Updated 2020
The VPF Interest Rate is 8.50% for the financial year FY 2019-20. And the rate of interest in the previous year for VPF was also 8.65% (financial year FY 2018-19). I know you want to know much more about the…
NPS vs PPF: Which is Better for Retirement with Tax Saving?
Everybody wants to retire, but nobody wants to plan for it properly. Right? Most people’s strategy of retirement planning is ‘Hope’. And you would agree too that hope, isn’t the best of strategies. Not surprisingly, whenever we talk about retirement…
Read More NPS vs PPF: Which is Better for Retirement with Tax Saving?
NPS Vs. ELSS: Which is better?
Should you invest in NPS or ELSS? A question that is asked by many who are looking to save taxes and invest for returns as well. The NPS vs ELSS and which is better depends on what is the investor's…
How to use PPF to save Rs 1 Crore: Be PPF Crorepati
Rs 1 crore is still not a small amount. But whether it is sufficient or not depends on why you actually need it. So for example, if you were to ask me whether Rs 1 crore is enough for retirement?…
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‘The Secret’ – How to Accelerate your Financial Freedom?
Everybody wants to become financially independent. But very few actually get there. Why? There can be various reasons but I think that achieving something like Financial Freedom doesn't just happen. It requires one to have a serious plan and more…
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Involuntary Early Retirement?
Many of us aim to become financially free (or retire early). But not everyone is interested in it. You too may not be considering early retirement. But it makes a lot of sense to prepare for it anyway. Life isn't fair…
How Interest on PPF Account Balance is calculated in 2020?
PPF or Public Provident Fund is one of the most popular investment options in India that also provides tax benefits. Few more reasons for its popularity even to this day is that the interest earned on PPF as well as…
Read More How Interest on PPF Account Balance is calculated in 2020?