PPF Maturity Options after 15 Years: Updated Rules 2023

Most people are aware of how PPF works and how interest is calculated on PPF account balance. After all, they are investing in PPF to earn interest on their contributions. And being a long-term savings product, it is also well…

Fee Only Financial Planner in India (Updated 2023)

Did you land on this page searching for Fee Only Financial Planners in India? Then one thing is very clear - you already know Fee Only Financial Planner or Fee Only SEBI-registered Investment Advisor is the best option when it…

Do you want a Free Financial Plan?

Free - a word that attracts everyone. And when it comes to financial advice, the word ‘FREE’ has done more damage than even big stock market crashes. I know this sounds odd but I am not lying. The free financial…

Tax Saving on Health Insurance (Section 80D) – Detailed Guide for FY 2023-24 AY 2019-20

Health insurance is like an umbrella - something that you don’t need every day; but once in a while when it rains, it really saves the day for you. On all other days, you won't miss it. But when it…

PPF vs ELSS (2023) – Which is better for Tax Saving investments?

Should I invest in PPF or ELSS to save taxes? This is a common question that I am asked quite often, more so during the tax saving season. Choosing between the ever so popular Public Provident Fund (PPF) and Equity-linked…

Real Financial Advisors

Think about it. If we are talking here about Real Financial Advisors, does it also mean that someone else might be a Fake Financial Advisor? The answer is sadly, Yes. Indian investment advisory and financial planning space is filled with…

How Interest on PPF Account Balance is calculated in 2023?

PPF or Public Provident Fund is one of the most popular investment options in India in 2023 that also provides tax benefits. Few more reasons for its popularity even to this day is that the interest earned on PPF as…

Why Retirement Planning is called the ‘Nastiest Problem’ in Finance?

Our personal finances can be full of tough questions. And one such tough question is: How much money do I need to retire in India? Most people are yet to start planning properly for their retirements. The reason is obvious.…

Can a Financial Plan really sort out Your Life?

Recently, a client of mine completed a year with me. Since I clearly remembered his first interaction with me (will share details later), I thought it would be useful for me to understand his view about financial planning and its…