So you are planning to buy a house and need to take a Rs 30 lakh home loan? Congratulations! House purchase is a big decision both financially and emotionally speaking. But do you know how much the Rs 30 lakh…
Tag: 2025
VPF Interest Rate History (Updated 2025)
The VPF Interest Rate is 8.25% for the financial year FY 2024-25. I know you want to know much more about the historical Voluntary Provident Fund interest rates. But before we see the full multi-decade details of the VPF Interest…
Debt Mutual Funds Types (SEBI Categorization Rules) – Updated 2025
You may be looking for the Best Debt Mutual Funds to invest in 2025 India. But the answer to that isn’t easy. Different debt funds are best suited for different people. And that’s not all. These Debt funds come in…
Read More Debt Mutual Funds Types (SEBI Categorization Rules) – Updated 2025
PPF vs ELSS (2025) – Which is better for Tax Saving investments?
Should I invest in PPF or ELSS to save taxes? This is a common question that I am asked quite often, more so during the tax saving season. Choosing between the ever so popular Public Provident Fund (PPF) and Equity-linked…
Read More PPF vs ELSS (2025) – Which is better for Tax Saving investments?
Using Credit Card to Buy Shares in India
Can you use credit cards to invest in shares in India? Can you buy stocks with credit cards in India 2025? No. You cannot invest in shares/stocks using credit cards. But even if it was allowed somehow and it does…
How much is Rs 2 Crore FD Interest per Month (2025)?
Sometime back, I wrote about How much is Rs 1 crore FD monthly interest. Many readers mailed asking that they were conservative and risk-averse savers and liked the safety of fixed deposits. And so wanted to know how much will…
Read More How much is Rs 2 Crore FD Interest per Month (2025)?
Rs 40 lakh Home Loan EMI (Calculator 2025)
Are you planning to buy a house and need to borrow via a Rs 40 lakh home loan? Congratulations! House purchase is a big decision both financially and emotionally speaking. But do you know how much the Rs 40 lakh…
Rs 1 Crore Home Loan EMI (Calculator 2025)
Are you planning to buy a house and need to borrow via a Rs 1 crore home loan? Congratulations! House purchase is a big decision both financially and emotionally speaking. But do you know how much the Rs 1 crore…
How Interest on PPF Account Balance is calculated in 2025?
PPF or Public Provident Fund is one of the most popular investment options in India in 2025 that also provides tax benefits. Few more reasons for its popularity even to this day is that the interest earned on PPF as…
Read More How Interest on PPF Account Balance is calculated in 2025?
SEBI Mutual Fund Categorization & Rationalization (2025)
If you are an existing mutual fund investor, you would already be aware that a lot of mutual fund schemes are being renamed, recategorized, merged, or getting their mandates (investment objectives) changed. Technically, this is being referred to as 'Categorization…
Read More SEBI Mutual Fund Categorization & Rationalization (2025)
How much is Rs 1 Crore FD Interest per Month? (2025)
So you have Rs 1 crore to deposit in bank fixed deposit in 2025? And that is why you want to know how much will be the Rs 1 crore bank interest per month in India? Lucky you! Not many…
Read More How much is Rs 1 Crore FD Interest per Month? (2025)
Nifty Annual Returns: Historical Analysis (Updated 2024-25)
[Update]: Annual Nifty Returns updated on 31st December 2024 to show full-year actual returns. What were Nifty 50 annual returns in 2024? Or you may have more general questions like: What have been Nifty annual returns? What have been Nifty…
Read More Nifty Annual Returns: Historical Analysis (Updated 2024-25)
Taxation of Interest on Fixed Deposits & TDS: Latest Rules 2025
A person recently asked me ‘Is Fixed Deposit Interest Taxable?’ I was surprised. But there are many people like him who aren’t aware of the tax treatment of the interest income from bank FDs and other rules. So they miss…
Read More Taxation of Interest on Fixed Deposits & TDS: Latest Rules 2025
Invest Rs 5000 per month SIP Mutual Funds (2025)
Many people are of the view that they should only begin investing when they have a large sum to invest. The underlying belief is that small regular investments cannot create wealth. But this is not true! Did you know that…
Invest Rs 10000 per month SIP Mutual Funds (2025)
Do you wish to know where and how best to invest Rs 10000 per month? Then you are at the right place. Investing in mutual funds is one of the best ways to begin your wealth creation journey. And if…