When it comes to saving money in safe options, bank Fixed Deposit (FD) are often the most preferred choice of Indians in 2025. But do you know How does a bank Calculate Interest on Fixed Deposits? In this article, you…
Tag: 2025
How to pick Liquid Funds (2025)?
Liquid funds are well known as good instruments for short-term investments. But do you know where they invest and how to pick the right ones? We discuss all this in this post. So… What are liquid funds? Liquid funds are…
Laddering Life Insurance Policies – Is it Useful? (in India 2025)
Have you heard of life insurance ladders? Or laddering of life insurance in India? If yes, then great. If not, then this would be interesting for you. You will agree that life insurance requirements are fairly dynamic and different for…
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What is the best time to Prepay your Home loan?
As soon as they take a home loan, most people start thinking about how to prepay home loan quickly and close it as soon as possible. For home loan borrowers, doing home loan prepayment can be financially beneficial as it…
Which Banks are Safe in India to put your hard-earned money (2025)?
(Updated - July 2025) Are you looking for safe banks to put your hard earned money in India? While almost all banks are reasonably safe in India, many people are often worried about smaller banks as few of them have…
Read More Which Banks are Safe in India to put your hard-earned money (2025)?
Why Home Loan Principal gets paid off slowly in the initial years (2025)?
If you have taken a home loan and have seen how home loan EMI works, you would have realized that the home loan principal gets paid off very slowly during the initial years. But why is it so? We discuss…
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Gold ETF Vs. Sovereign Gold Bonds: Which is better investment (2025)?
We Indians and gold are inseparable. We Indians just love to buy gold. And these days, gold can be bought in non-physical modes as well. So people are asking questions like: Should I invest in Gold ETF vs Gold bonds…
Read More Gold ETF Vs. Sovereign Gold Bonds: Which is better investment (2025)?
How to quickly Prepay Rs 50 lakh home loan in just a few years?
How to quickly Prepay 25-year Rs 50 lakh home loan in just a few years. House purchase in India (2025) is one of the biggest decisions for most people, both financially and emotionally. So if you have purchased a house…
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Cut-Off Timing for Mutual Funds in India (2025)
Do you know what is the Cut off time of Mutual Funds in India (2025)? And do you know that cut off timing for debt funds are different from cut off timing for equity funds? Generally speaking, cut off time…
Rs 50 lakh Home Loan EMI (Calculator 2025)
Are you planning to buy a house and need to borrow via a Rs 50 lakh home loan? Congratulations! House purchase is a big decision both financially and emotionally speaking. But do you know how much the Rs 50 lakh…
Can Gold ETFs, Funds & SGBs be part of long term portfolio?
Since the start of the year, Gold has lived up to its expectation of being a safe haven. The financial and non-financial world has thrown into turmoil due to the pandemic plus its geopolitical aftermath and the volatility of stock…
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Will switching from Regular to Direct plans attract capital gains tax (2025)?
When investors realize the benefit of direct plans over regular plans of mutual fund schemes (like direct plans always give higher returns than regular plans), the common reaction is to try and shift from regular to direct mutual funds. The…
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Kisan Vikas Patra (KVP) Interest Rate History (From 2014 to 2025)
Kisan Vikas Patra (KVP) is one of the most popular savings options available among common Indians in 2025 and is used to provide predictable interest. If you are looking for the Updated Kisan Vikas Patra KVP Interest Rate history, then…
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How to Double your Money in 5 years?
How to double your money in 5 years in India in 2025? You can use the simple concept of Rule of 72 to find out how much time it will take to double your money. Or if you tweak the…
Sweep In Account facility (2025) FD: Good when Savings Account Rates fall?
As savings account interest rates are falling, many people in India are considering Sweep In Account facility in 2025. On a very broad level, the sweep account or auto sweep facility allows you to enjoy the combined benefits of saving…
Read More Sweep In Account facility (2025) FD: Good when Savings Account Rates fall?