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Tag: 2025

Why Invest Rs 1.5 lakh in PPF before 5th April? (2025)

by Dev AshishMarch 25, 2021March 28, 20251 Comment

In India, many PPF account holders have a habit of depositing full Rs 1.5 lakh in PPF between 1st and 5th April to maximize the interest benefit for their PPF accounts. However, many investors do not know how PPF interest…

Read More Why Invest Rs 1.5 lakh in PPF before 5th April? (2025)

Uncategorized 2025, PPF

SIP vs lumpsum in ELSS Funds tax saving: Which is better (2025)?

by Dev AshishMarch 18, 2021June 10, 2025Leave a comment

It is that time of the year when people are looking for some last-minute tax saving. And amongst the many available tax-saving options, the tax-saver ELSS funds are one of the popular ones. It has the potential for generating high…

Read More SIP vs lumpsum in ELSS Funds tax saving: Which is better (2025)?

ELSS, Mutual Funds, Tax Saving 2025

Joint Home Loan repayment Tax Benefits (2025)

by Dev AshishMarch 16, 2021June 10, 2025Leave a comment

Can both husband and wife claim income tax deduction for home loan repayment? Or, How do I claim tax benefit on a joint home loan? Or, Can both husband and wife claim housing loan benefits? These are some questions with…

Read More Joint Home Loan repayment Tax Benefits (2025)

Home Loan, Tax Saving 2025

Debt Funds Vs. Fixed Deposit Taxation (Updated 2025)

by Dev AshishMarch 14, 2021June 10, 2025Leave a comment

These days when interest rates have fallen off the cliff, Fixed Deposits have been losing sheen continuously. As result, people looking for alternatives to fixed deposits often compare Fixed Deposits with Debt Funds. And when such comparisons are made, many…

Read More Debt Funds Vs. Fixed Deposit Taxation (Updated 2025)

Mutual Funds 2025

How are Sovereign Gold Bonds (SGB) taxed in India (2025)?

by Dev AshishMarch 10, 2021June 10, 20252 Comments

The Sovereign Gold Bonds (or SGBs or simply Gold Bonds in India) are one of the best ways to invest in gold in a non-physical and digital form. Issued by the RBI on behalf of the government of India, these…

Read More How are Sovereign Gold Bonds (SGB) taxed in India (2025)?

Gold Bonds 2025

Sovereign Gold Bonds Issue Price History (Updated 2025)

by Dev AshishMarch 3, 2021June 10, 20257 Comments

Sovereign Gold Bonds are regularly offered in various tranches at different issue prices during each financial year. You might want to know what are the historical sovereign gold bond issue prices in India or the sovereign gold bond price today.…

Read More Sovereign Gold Bonds Issue Price History (Updated 2025)

Gold Bonds 2025, Gold

EEE Vs EET Vs ETE: Tax Exemptions in India (2025)

by Dev AshishMarch 1, 2021June 10, 2025Leave a comment

When it comes to tax-saving in India, it is very important to understand the meaning and difference in terms like EEE, EET and ETE. During tax season or while having tax-related investment discussions, these three terms are widely thrown around.…

Read More EEE Vs EET Vs ETE: Tax Exemptions in India (2025)

Tax Saving 2025

Applying for a Credit Card? How to Choose Best Credit Card in India (2025)?

by Dev AshishFebruary 18, 2021June 10, 2025Leave a comment

When it comes to choosing the right credit card in India, it’s a really tough job. There are hundreds of choices. And as banks see increasing demand for the same, the choices will only increase going forward. The enormousness of…

Read More Applying for a Credit Card? How to Choose Best Credit Card in India (2025)?

Credit Cards 2025

Bitcoin Vs. Gold – Is Bitcoin the New Gold 2.0?

by Dev AshishFebruary 14, 2021June 10, 2025Leave a comment

This is an ongoing debate - Bitcoin Vs. Gold (2025). And Is Bitcoin the New Gold? Or as it is occasionally referred to as the Next Gold 2.0? My view is that Bitcoin won’t replace Gold so easily. There is…

Read More Bitcoin Vs. Gold – Is Bitcoin the New Gold 2.0?

Cryptocurrencies 2025, Bitcoin

Is just EPF good enough for Retirement?

by Dev AshishFebruary 13, 2021June 10, 2025Leave a comment

Is just EPF good enough for Retirement in India (2025)? That is an important question. And unless you contribute a lot of money every month to Employee Provident Fund (like these HNIs investing in EPF), chances are that your EPF…

Read More Is just EPF good enough for Retirement?

Mutual Funds, Provident Funds, Retirement Planning, SEBI RIA 2025

Sensex Vs. Nifty: Difference & which to choose for passive Index Funds (2025)?

by Dev AshishFebruary 8, 2021June 10, 2025Leave a comment

For Index funds, is Sensex better than Nifty? Or Nifty is better than Sensex for index funds in India? Let's discuss this in a bit more detail here. Nifty and Sensex represent the most popular and widely tracked Indian stock…

Read More Sensex Vs. Nifty: Difference & which to choose for passive Index Funds (2025)?

Mutual Funds, SIP 2025

Home Loan Tax Deduction Benefits (2025: All You Need to Know)

by Dev AshishFebruary 1, 2021June 10, 20252 Comments

Almost everyone in India wants to have a house of their own someday. But strong desires alone are not sufficient for this. One needs to have the money to back this decision. And given the sky rocketing property prices in…

Read More Home Loan Tax Deduction Benefits (2025: All You Need to Know)

Home Loan 2025

List of International Funds in India (Updated 2025)

by Dev AshishJanuary 31, 2021June 10, 2025Leave a comment

There are several international funds available in India via different AMCs. As the name suggests, these International funds are primarily equity funds that invest in stocks of foreign companies listed outside of India. These are also known as Overseas Funds…

Read More List of International Funds in India (Updated 2025)

Mutual Funds, SIP 2025

Income tax on Switching in Mutual Funds (2025)

by Dev AshishJanuary 29, 2021June 12, 20251 Comment

You may have started investing in mutual funds few years back without giving much importance to whether you invested in growth option or dividend option (or now called Income Distribution cum Capital Withdrawal option) or regular plans vs direct plans…

Read More Income tax on Switching in Mutual Funds (2025)

Mutual Funds, Tax Saving 2025

Which are Shariah Compliant Mutual Funds in India (2025)?

by Dev AshishJanuary 12, 2021June 12, 20251 Comment

Do you know which are the Shariah Compliant Mutual Funds in India? Shariah-compliant mutual funds are mutual funds in India that adhere to a socially responsible form of investing and abide by the Shariah law of Islam. Shariah Mutual Funds…

Read More Which are Shariah Compliant Mutual Funds in India (2025)?

Mutual Funds, SIP 2025

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Disclosure: As on March 31, 2026

Click here for Detailed Status of Compliances & Other Disclosures


Recent Posts

  • PPF 7.1% | SCSS 8.2% | NSC 7.7% | Sukanya 8.2% | No Changes for Apr-Jun 2026
  • No-Return, Flat Markets Are Not a Warning. It’s an Invitation.
  • PPF Interest Rate Chart (2003 to 2026 Heat Map)
  • Stay Calm. And Remember God in Good Times & Equities in Bad Times.
  • Bad Market timing Near Retirement can Derail Corpus Fast – Economic Times Wealth (16-Mar-2026)

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