This is an ongoing debate - Bitcoin Vs. Gold (2025). And Is Bitcoin the New Gold? Or as it is occasionally referred to as the Next Gold 2.0? My view is that Bitcoin won’t replace Gold so easily. There is…
Tag: 2025
Is just EPF good enough for Retirement?
Is just EPF good enough for Retirement in India (2025)? That is an important question. And unless you contribute a lot of money every month to Employee Provident Fund (like these HNIs investing in EPF), chances are that your EPF…
Sensex Vs. Nifty: Difference & which to choose for passive Index Funds (2025)?
For Index funds, is Sensex better than Nifty? Or Nifty is better than Sensex for index funds in India? Let's discuss this in a bit more detail here. Nifty and Sensex represent the most popular and widely tracked Indian stock…
Read More Sensex Vs. Nifty: Difference & which to choose for passive Index Funds (2025)?
Home Loan Tax Deduction Benefits (2025: All You Need to Know)
Almost everyone in India wants to have a house of their own someday. But strong desires alone are not sufficient for this. One needs to have the money to back this decision. And given the sky rocketing property prices in…
Read More Home Loan Tax Deduction Benefits (2025: All You Need to Know)
List of International Funds in India (Updated 2025)
There are several international funds available in India via different AMCs. As the name suggests, these International funds are primarily equity funds that invest in stocks of foreign companies listed outside of India. These are also known as Overseas Funds…
Read More List of International Funds in India (Updated 2025)
Income tax on Switching in Mutual Funds (2025)
You may have started investing in mutual funds few years back without giving much importance to whether you invested in growth option or dividend option (or now called Income Distribution cum Capital Withdrawal option) or regular plans vs direct plans…
Which are Shariah Compliant Mutual Funds in India (2025)?
Do you know which are the Shariah Compliant Mutual Funds in India? Shariah-compliant mutual funds are mutual funds in India that adhere to a socially responsible form of investing and abide by the Shariah law of Islam. Shariah Mutual Funds…
Read More Which are Shariah Compliant Mutual Funds in India (2025)?
How Fixed Deposit Interest is Calculated (2025)?
When it comes to saving money in safe options, bank Fixed Deposit (FD) are often the most preferred choice of Indians in 2025. But do you know How does a bank Calculate Interest on Fixed Deposits? In this article, you…
How to pick Liquid Funds (2025)?
Liquid funds are well known as good instruments for short-term investments. But do you know where they invest and how to pick the right ones? We discuss all this in this post. So… What are liquid funds? Liquid funds are…
Laddering Life Insurance Policies – Is it Useful? (in India 2025)
Have you heard of life insurance ladders? Or laddering of life insurance in India? If yes, then great. If not, then this would be interesting for you. You will agree that life insurance requirements are fairly dynamic and different for…
Read More Laddering Life Insurance Policies – Is it Useful? (in India 2025)
What is the best time to Prepay your Home loan?
As soon as they take a home loan, most people start thinking about how to prepay home loan quickly and close it as soon as possible. For home loan borrowers, doing home loan prepayment can be financially beneficial as it…
Why Home Loan Principal gets paid off slowly in the initial years (2025)?
If you have taken a home loan and have seen how home loan EMI works, you would have realized that the home loan principal gets paid off very slowly during the initial years. But why is it so? We discuss…
Read More Why Home Loan Principal gets paid off slowly in the initial years (2025)?
Gold ETF Vs. Sovereign Gold Bonds: Which is better investment (2025)?
We Indians and gold are inseparable. We Indians just love to buy gold. And these days, gold can be bought in non-physical modes as well. So people are asking questions like: Should I invest in Gold ETF vs Gold bonds…
Read More Gold ETF Vs. Sovereign Gold Bonds: Which is better investment (2025)?
How to quickly Prepay Rs 50 lakh home loan in just a few years?
How to quickly Prepay 25-year Rs 50 lakh home loan in just a few years. House purchase in India (2025) is one of the biggest decisions for most people, both financially and emotionally. So if you have purchased a house…
Read More How to quickly Prepay Rs 50 lakh home loan in just a few years?
Cut-Off Timing for Mutual Funds in India (2025)
Do you know what is the Cut off time of Mutual Funds in India (2025)? And do you know that cut off timing for debt funds are different from cut off timing for equity funds? Generally speaking, cut off time…