If there already weren’t too many variables in the buying-a-property decision, the added burden of sensibly choosing between an under-construction Vs. ready-to-move-in property in India is another one. If you are a prospective buyer sitting on the sidelines till now,…
Read More Ready-to-Move-In Vs. Under-Construction House? Which is Better (2025)?
Which is the Best SIP date for mutual fund SIP investments in India? This is one of the questions that I often get from readers (as well as my financial planning clients). Some similar questions are - Which is the…
ESG mutual funds are a new trend in the Indian mutual fund space. I am sure you must have heard about it. Many new funds have been launched in the ESG space over the past few years and in 2021,…
Read More ESG Mutual Funds in India: Should you invest (2025)?
When stock markets rise, it's not just the IPOs that come in quick succession. Even the mutual fund houses or AMCs want a slice of the pie and launch new offerings (NFOs or New Fund Offers). And this is what…
How to earn regular income from high dividend stocks? For many, this is a dream. To have a large enough portfolio of stocks and live happily ever after on dividend income. I love dividends too. In fact, it was dividends…
For many, travelling is an important goal. I am one of them. I like to travel (read this). If time and schedule permit. But in general, I aim to travel to a new location once every 6 months. So if…
Read More How to save for Holidays using Travel Fund (2025)?
Once you get into cryptocurrencies, you soon realize that it’s not just about Bitcoin (BTC). There are thousands of other coins/tokens as well. The prominent ones being Ether (Ethereum), Cardano, Ripple, Litecoin, etc. Any exposure to the crypto space initially…
Read More How to split Crypto portfolio % between Bitcoin, Ethereum, and Altcoins?
Do health insurance premiums increase with age in India? Yes, that’s right. The health insurance premiums increase with the age of the policyholder in India. And this is true even for the existing policyholders. Their premiums can increase at the…
If you look at Bitcoin price history, you will find that it is peppered with small corrections to huge crashes. Up to 80% price correction in a matter of a month! So if you want to know about the historical…
The first-ever Bitcoin rate (in the year 2009) was $1 = 1309 Bitcoins or BTC (source). That is, 1 Bitcoin was worth just $0.00076, or a mere Rs 0.05 or 5 paise in India. So Bitcoin price in 2009 in…
Read More Should you invest in Bitcoin & other Cryptocurrencies (2025)?
LIC’s Single Premium Endowment Plan (Table no. 917) is a single premium non-linked, participating life insurance plan. It is a so-called one-time investment plan by LIC where you need to pay just one large premium at the time of policy…
Read More LIC Single Premium Endowment Plan (917) Review | Benefits & Should you Buy (2025)?
In India, Gratuity is paid to an employee by an employer after completing 5 years of continuous service. Do you want to know what how to calculate gratuity amount in Excel and the Excel formula for Gratuity? Then you will…
Read More Gratuity Calculation in Excel + Gratuity Calculator (2025) Free Download
We all want to find and invest early in the Next Bitcoin. Or, which is the next cryptocurrency to explode in 2025? Right? It's true the Bitcoin (BTC) and few other Altcoins have given spectacular returns over the last few…
If you are a salaried employee, then chances are that you have an Employee’s Provident Fund (EPF) account that you regularly make contributions from your salary deductions. You might know what the latest EPF interest rates are, but do you…
Read More How to calculate EPF interest on your EPF account balance (2025)?
Doing a monthly SIP in Bitcoins or if you want to build a small portfolio of different coins, then doing a monthly SIP in cryptocurrencies of different types. Does it make sense for Indian investors? This idea of a systematic…
