For those Indians who spend money abroad, the Budget 2023 had something in store. The government announced significant modifications in LRS rules and more importantly, that 20% TCS will be applicable on all Foreign Remittances from 1st July 2023. Let’s…
Read More Is 20% TCS Rule (of LRS) applicable on Credit Card Spends Abroad from 1st July 2023?
A distant relative recently needed money to help his family members. Though he did have some savings in form of an emergency fund, he didn’t want to exhaust it all immediately. I offered to help but he wasn’t very comfortable…
Read More Choosing between Instant Personal Loans vs Credit Cards
If you buy stuff online, you would have come across BNPL, which is nothing but an acronym for Buy Now, Pay Later. And this is a hot trend these days in the payment space in India. Most of the BNPL…
I was talking to a young cousin sometime back. He told me about a lot of electronic upgrades that he made in his home this festive season. He spent a few lakhs doing that. It came as a surprise to…
Read More 5 Reasons Why You Use an EMI Card For Your Festive Shopping
Having a credit card to use in case of emergencies sounds like a good idea. But many people make the mistake of relying only on the undrawn limit of their credit cards for emergencies. They choose to believe that credit…
When it comes to choosing the right credit card in India, it’s a really tough job. There are hundreds of choices. And as banks see increasing demand for the same, the choices will only increase going forward. The enormousness of…
Read More Applying for a Credit Card? How to Choose Best Credit Card in India (2025)?
Do you know What is Minimum Amount Due in Credit Card? If you are a credit card user and you don’t know that, then chances are that you are in trouble. And if you are one of those who just…
Read More Why paying ‘Minimum Amount Due’ on Credit Card is Wrong?
