Should you do a SIP or invest lumpsum? The war between SIP and lumpsum mode of investment is never-ending. And there are strong believers on both sides. Investors often read up tons of content on the internet to and then…
Tag: 2025
Complete RBI Repo Rate History in India (2000 to 2025)
Updated - 5th December 2025 If you are looking for RBI Repo Rate History or the Historical Repo rates in India (2025), then you are at the right place. The latest RBI current Repo Rate is 5.25% in India (December…
Read More Complete RBI Repo Rate History in India (2000 to 2025)
How to Surrender LIC Policy Before Maturity Or After 3 or 5 Years (2025)?
Most traditional LIC policies neither offer large life insurance cover nor decent investment returns. And it is for this reason that many LIC policyholders want to know How to Surrender LIC policy before Maturity OR How to Surrender LIC Policy…
Read More How to Surrender LIC Policy Before Maturity Or After 3 or 5 Years (2025)?
How to Calculate Returns from LIC New Jeevan Anand policy (2025)?
Are you a LIC policyholder and are looking for How to calculate % returns from LIC New Jeevan Anand policy in India (2025)? You are not alone. Many Indians get introduced to LIC (by their family/friend LIC uncles) and start…
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What is GST Rate for Affordable Housing in India (2025)?
GST is payable on affordable housing flats and apartments in India. Do you want to know how much is GST rate for affordable housing in India (2025)? Or do you want to understand the exact Meaning of affordable residential apartment…
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I can invest Rs 50,000 (50K) per month. How to start (Updated 2025)?
I got a mail from a young reader. Here is the summary: “I am 28 years old. Due to a job switch recently, I can now invest close to Rs 50,000 per month. I already have Rs 10,000 monthly EPF…
Read More I can invest Rs 50,000 (50K) per month. How to start (Updated 2025)?
Doing SIP of 1% of Home loan – SIP Trick? (Analysis 2025)
When you take a home loan, you may want to prepay it quickly. I have heard this many times that doing a SIP of 1% of Home Loan Amount can be a good idea. Some refer to it as SIP…
Read More Doing SIP of 1% of Home loan – SIP Trick? (Analysis 2025)
How a Good CIBIL Score Helps You Get a Personal Loan Quickly (2025)?
Personal loans can come in real handy if you have a financial emergency and no savings to fall back to. I can go on talking about how wrong it is to not have any savings at all. But, sometimes, emergencies…
Read More How a Good CIBIL Score Helps You Get a Personal Loan Quickly (2025)?
When Rs 1 Crore FD Monthly Interest is used as SIP in Nifty [Case Study – 2025]
How about Using monthly interest from Rs 1 Crore FD as SIP in Mutual Funds? That is, you use the FD monthly interest as SIP. Can this be one ideal option for new investors who are looking to scale equity…
Read More When Rs 1 Crore FD Monthly Interest is used as SIP in Nifty [Case Study – 2025]
How to Claim deduction on Home Loan Interest for Under-Construction House (2025)?
Many buyers prefer to opt for under-construction properties as the prices of such properties are lower than the prevailing market rates of ready-to-move-in properties. So it's more affordable for them as they would need to take a smaller home loan…
Read More How to Claim deduction on Home Loan Interest for Under-Construction House (2025)?
What is Pre EMI Vs Full EMI in Home Loan: Which is better (2025)?
I am sure you already know what the Full EMI of home loan means. But what is Pre-EMI of Home Loans in India (2025)? The Pre-EMI option is available in case one is buying an under-construction property, where disbursement of…
Read More What is Pre EMI Vs Full EMI in Home Loan: Which is better (2025)?
SIP Investing (in 2025) – Advantages & Facts
The idea of SIP in Mutual Funds in India needs no introduction. Investors like us already know how SIP works and why it’s useful. But nevertheless, I thought it would be a good idea to highlight the advantages of SIP…
How to build Retirement Corpus of Rs 5 crore – in 15, 20, 25, 30 & 35 years?
You want to retire with Rs 5 crore in India. That’s a good solid goal to have in 2025. Till the 2000s, there was a common belief that Rs 1 crore would be enough to retire comfortably. But with inflation…
Read More How to build Retirement Corpus of Rs 5 crore – in 15, 20, 25, 30 & 35 years?
Is Cheap (low) NAV better in Mutual Funds?
First, low NAV doesn’t mean that it’s a cheaper fund. Second, NO, cheap or low NAV is not better in mutual funds. In reality, the NAV of a fund is irrelevant and ideally, it shouldn’t even be considered when making…
Investing in Indian REITs (2025) – Should You?
Recently, our regulator SEBI recently reduced the trading lot of REITs in India from 200 units to just 1 unit. This move has suddenly improved the liquidity for REITs and is also expected to increase small investor participation in the…