Personal loans can come in real handy if you have a financial emergency and no savings to fall back to. I can go on talking about how wrong it is to not have any savings at all. But, sometimes, emergencies…
Read More How a Good CIBIL Score Helps You Get a Personal Loan Quickly (2025)?
How about Using monthly interest from Rs 1 Crore FD as SIP in Mutual Funds? That is, you use the FD monthly interest as SIP. Can this be one ideal option for new investors who are looking to scale equity…
Read More When Rs 1 Crore FD Monthly Interest is used as SIP in Nifty [Case Study – 2025]
Many buyers prefer to opt for under-construction properties as the prices of such properties are lower than the prevailing market rates of ready-to-move-in properties. So it's more affordable for them as they would need to take a smaller home loan…
Read More How to Claim deduction on Home Loan Interest for Under-Construction House (2025)?
I am sure you already know what the Full EMI of home loan means. But what is Pre-EMI of Home Loans in India (2025)? The Pre-EMI option is available in case one is buying an under-construction property, where disbursement of…
Read More What is Pre EMI Vs Full EMI in Home Loan: Which is better (2025)?
The idea of SIP in Mutual Funds in India needs no introduction. Investors like us already know how SIP works and why it’s useful. But nevertheless, I thought it would be a good idea to highlight the advantages of SIP…
You want to retire with Rs 5 crore in India. That’s a good solid goal to have in 2025. Till the 2000s, there was a common belief that Rs 1 crore would be enough to retire comfortably. But with inflation…
Read More How to build Retirement Corpus of Rs 5 crore – in 15, 20, 25, 30 & 35 years?
First, low NAV doesn’t mean that it’s a cheaper fund. Second, NO, cheap or low NAV is not better in mutual funds. In reality, the NAV of a fund is irrelevant and ideally, it shouldn’t even be considered when making…
Recently, our regulator SEBI recently reduced the trading lot of REITs in India from 200 units to just 1 unit. This move has suddenly improved the liquidity for REITs and is also expected to increase small investor participation in the…
If there already weren’t too many variables in the buying-a-property decision, the added burden of sensibly choosing between an under-construction Vs. ready-to-move-in property in India is another one. If you are a prospective buyer sitting on the sidelines till now,…
Read More Ready-to-Move-In Vs. Under-Construction House? Which is Better (2025)?
Which is the Best SIP date for mutual fund SIP investments in India? This is one of the questions that I often get from readers (as well as my financial planning clients). Some similar questions are - Which is the…
ESG mutual funds are a new trend in the Indian mutual fund space. I am sure you must have heard about it. Many new funds have been launched in the ESG space over the past few years and in 2021,…
Read More ESG Mutual Funds in India: Should you invest (2025)?
When stock markets rise, it's not just the IPOs that come in quick succession. Even the mutual fund houses or AMCs want a slice of the pie and launch new offerings (NFOs or New Fund Offers). And this is what…
How to earn regular income from high dividend stocks? For many, this is a dream. To have a large enough portfolio of stocks and live happily ever after on dividend income. I love dividends too. In fact, it was dividends…
For many, travelling is an important goal. I am one of them. I like to travel (read this). If time and schedule permit. But in general, I aim to travel to a new location once every 6 months. So if…
Read More How to save for Holidays using Travel Fund (2025)?
Once you get into cryptocurrencies, you soon realize that it’s not just about Bitcoin (BTC). There are thousands of other coins/tokens as well. The prominent ones being Ether (Ethereum), Cardano, Ripple, Litecoin, etc. Any exposure to the crypto space initially…
Read More How to split Crypto portfolio % between Bitcoin, Ethereum, and Altcoins?
