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Category: PPF

NPS vs PPF: Which is Better for Retirement with Tax Saving?

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Everybody wants to retire, but nobody wants to plan for it properly. Right? Most people’s strategy of retirement planning is ‘Hope’. And you would agree too that hope, isn’t the best of strategies. Not surprisingly, whenever we talk about retirement…

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PPF vs ELSS (2025) – Which is better for Tax Saving investments?

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Should I invest in PPF or ELSS to save taxes? This is a common question that I am asked quite often, more so during the tax saving season. Choosing between the ever so popular Public Provident Fund (PPF) and Equity-linked…

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PPF Interest Rate History (2025 Update) 39+ Years History

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Updated: October 2025 Currently, PPF rates are 7.1% (for the October-December 2025 quarter). The rates were last changed on 1st April 2020 onwards. The history of PPF interest rates is not very exciting. The changes have been very rare till…

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