This is from my regular column on MoneyControl. Interest rates of PPF and all other Small Savings Scheme were cut sharply sometime back. And many are now questioning the usefulness of PPF as an investment option. I feel that having…
Read More PPF: Still attractive Investment despite Sharp Rate Cut
Should you invest before the 5th of every month in PPF account? Should you invest Rs 1.5 lac before 5th April every year for maximum returns from your PPF account balance? The answer to these questions is Yes no doubt.…
Read More PPF: Before 5th Vs After 5th of Month? Or Before 5th April?
PPF Interest Rate has been reduced to 7.1% (from 7.9%) and Sukanya Samriddhi Account Interest Rate has been reduced to 7.6% (from 8.4%) for April-June 2020. The government finally decided to bite the bullet and announced big cuts in the…
Read More Big Cuts in Small Saving Schemes (PPF, Sukanya Yojana): Apr-Jun 2020
Voluntary Provident Fund or Public Provident Fund in 2020. Difference between VPF Vs. PPF and how to choose between the two? This was a dilemma when even I joined my salaried job for the first time more than a decade…
Normally, the Public Provident Fund or PPF account matures at the end of the 15th year. At that point, you can either withdraw the full amount tax-free or extend your PPF account (with or without contribution) further for a block…
Read More PPF Withdrawal & Loan from PPF Account (Rules before 15 years: Updated 2020)
Most people are aware of how PPF works and how interest is calculated on PPF account balance. After all, they are investing in PPF to earn interest on their contributions. And being a long-term savings product, it is also well…
Read More PPF Maturity Options after 15 Years: Updated Rules 2020-21
The VPF Interest Rate is 8.50% for the financial year FY 2019-20. And the rate of interest in the previous year for VPF was also 8.65% (financial year FY 2018-19). I know you want to know much more about the…
Everybody wants to retire, but nobody wants to plan for it properly. Right? Most people’s strategy of retirement planning is ‘Hope’. And you would agree too that hope, isn’t the best of strategies. Not surprisingly, whenever we talk about retirement…
Read More NPS vs PPF: Which is Better for Retirement with Tax Saving?
Should I invest in PPF or ELSS to save taxes? This is a common question that I am asked quite often, more so during the tax saving season. Choosing between the ever so popular Public Provident Fund (PPF) and Equity-linked…
Read More PPF vs ELSS – Which is better for Tax Saving investments?
Rs 1 crore is still not a small amount. But whether it is sufficient or not depends on why you actually need it. So for example, if you were to ask me whether Rs 1 crore is enough for retirement?…
Read More How to use PPF to save Rs 1 Crore: Be PPF Crorepati
PPF or Public Provident Fund is one of the most popular investment options in India that also provides tax benefits. Few more reasons for its popularity even to this day is that the interest earned on PPF as well as…
Read More How Interest on PPF Account Balance is calculated in 2020?
(PPF Interest Maturity Calculator - Updated 2020) Are you looking for a PPF Calculator that uses latest PPF interest rates (2020-21) to calculate the interest earned on PPF investments? And you also want to know the answer to the big…
Read More PPF Maturity Excel Calculator (2020) – FREE Download
PPF rates have gradually come down to 7.9% And as far as historical PPF rates are concerned, this is the first time (in 2017) that rates have dipped below 8% - sadly, the psychological risk-free rate barrier for many. Many…
Read More PPF Rate Cuts (2020): Why PPF is still good for Long Term Goals?
Currently, PPF rates are 7.1% (April 2020 to June 2020): Rates changed on 1st April 2020 onwards). History of PPF interest rates is not very exciting. The changes have been very rare till recently (before the government decided to go…
