In the First Personal Financial Concerns Survey, many questions were asked about how to convince one’s spouse to reduce expenses and increase/start investing. Now the first part: about reducing expenses, is tough. And frankly speaking, it’s much tougher than…
Read More How to convince your Spouse to start investing in Mutual Funds and Stocks?
HiYesterday, Stable Investor completed 4 years. Coincidently, 17th November was also the first day of my first corporate job. Though first-day-first-job has its own charm, I must confess that I remember this day more because of Stable Investor and less…
Read More Stable Investor Completes 4 Years – My Letter to You
Your Parents are not your Emergency Fund. Your Children are not your Retirement Fund. Those two are strong and thought-provoking statements. Isn’t it? I am sure many of you will be having a bit of a gut-wrenching experience right now…
Read More Parents are not your Emergency Fund. Children are not your Retirement Fund.
Before I write anything about this guide, let me briefly define my approach towards money (and life in general). I love investing in stocks. But its more because I like the process of investing, than for my desire to be…
Read More A Small Guide I refer to when Investing in Stock Markets
A reader sent me the following query:“Dev, I want to save Rs 1 crore in next 10 years. I want to take the least possible risk and don’t want to put all my earnings into savings - as I also…
For the past few weeks, I have been doing quite a lot of research on finding the Perfect Health Insurance Policy. And my research has led me to one simple conclusion. That there is no such thing as the Perfect…
Read More Yes. Buying Health Insurance protects Your Wealth, not Health.
One of the basic concepts of saving and investing is the Time Value of Money. I am sure you would have also thought about it in reverse. Your time has money value. After all, when you are in job, you…
One of the most important concepts in financial planning is Asset Allocation. And without doubt I can say that, majority of people don’t get it right. That is the reason, these people end up with inadequate funds, when the goal-date…
With arrival of October, there were bound to be some noise among investors and traders about the October Effect on stock markets. I am adding to the noise, with this data-driven post. 🙂 If you haven’t heard about this effect…
Read More “October Effect on Stock Markets” and Other Financial Nonsense
Dear Readers, I am playing God in this post. :-)Everyone keeps talking about the severity of Indian bull market of 2003-2007 and the bear market of 2008-2009.Now almost nobody actually expects Indian markets to rise like it did between 2003…
Read More Had the 2003-2007 Bull Market & 2008-2009 Bear Market not been so Severe?
Are you looking to grow your wealth using SIP in mutual funds in India? Then this SIP success story will inspire you. SIP or Systematic Investment Plan is the most sensible way to build long-term wealth from equity mutual funds…
Read More Building Wealth through SIP Investing in Mutual Funds: Case Study (2025)
Many investors are feeling restless these days. They are trying to find answer to just one question. Will the markets bounce back from the recent crash? Or will they go down further? Now ‘Crash’ is a strong word…
Read More Should You Buy Stocks after the recent 10% Crash or Wait More?
Just yesterday, RBI announced the names of Systemically Important Banks of India. To put it simply, these are those banks whose failure will lead to catastrophic consequences for the country and its people, that is, us.This concept of Systemically Important Banks (or SIBs) gave…
So you have finally realized that it is high time that you start investing for your retirement. And to help you with your planning, you have decided to make use of free-online-retirement-calculators.The beauty of online calculators is that it is…
Read More Case Study – How Wrong Assumptions Can Destroy Your Happy Retirement Plans?
If you are married, the news of gold and silver prices falling would not come as a surprise to you. Your wife would have already told you about it. And I am no different. I have least of interests in…
Read More My Wife – The Value Investor (of Precious Metals)?
