If you think you are a long-term investor, then here is the truth – Its not easy.Just calling yourself a long-term investor is easy. But being one, year after year, for a decade or two, is not easy. Period.The problem…
How to convince your Spouse to start investing in Mutual Funds and Stocks?
In the First Personal Financial Concerns Survey, many questions were asked about how to convince one’s spouse to reduce expenses and increase/start investing. Now the first part: about reducing expenses, is tough. And frankly speaking, it’s much tougher than…
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Stable Investor Completes 4 Years – My Letter to You
HiYesterday, Stable Investor completed 4 years. Coincidently, 17th November was also the first day of my first corporate job. Though first-day-first-job has its own charm, I must confess that I remember this day more because of Stable Investor and less…
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Parents are not your Emergency Fund. Children are not your Retirement Fund.
Your Parents are not your Emergency Fund. Your Children are not your Retirement Fund. Those two are strong and thought-provoking statements. Isn’t it? I am sure many of you will be having a bit of a gut-wrenching experience right now…
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A Small Guide I refer to when Investing in Stock Markets
Before I write anything about this guide, let me briefly define my approach towards money (and life in general). I love investing in stocks. But its more because I like the process of investing, than for my desire to be…
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How do I accumulate Rs 1 Crore in 10 years?
A reader sent me the following query:“Dev, I want to save Rs 1 crore in next 10 years. I want to take the least possible risk and don’t want to put all my earnings into savings - as I also…
Yes. Buying Health Insurance protects Your Wealth, not Health.
For the past few weeks, I have been doing quite a lot of research on finding the Perfect Health Insurance Policy. And my research has led me to one simple conclusion. That there is no such thing as the Perfect…
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Why Time Value of Money is a Big Deal?
One of the basic concepts of saving and investing is the Time Value of Money. I am sure you would have also thought about it in reverse. Your time has money value. After all, when you are in job, you…
2 Colorful ‘Periodic Tables’ of Asset Allocation – Useful Visualizers for Financial Goal Planning
One of the most important concepts in financial planning is Asset Allocation. And without doubt I can say that, majority of people don’t get it right. That is the reason, these people end up with inadequate funds, when the goal-date…
“October Effect on Stock Markets” and Other Financial Nonsense
With arrival of October, there were bound to be some noise among investors and traders about the October Effect on stock markets. I am adding to the noise, with this data-driven post. 🙂 If you haven’t heard about this effect…
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Had the 2003-2007 Bull Market & 2008-2009 Bear Market not been so Severe?
Dear Readers, I am playing God in this post. :-)Everyone keeps talking about the severity of Indian bull market of 2003-2007 and the bear market of 2008-2009.Now almost nobody actually expects Indian markets to rise like it did between 2003…
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Building Wealth through SIP Investing in Mutual Funds: Case Study (2025)
Are you looking to grow your wealth using SIP in mutual funds in India? Then this SIP success story will inspire you. SIP or Systematic Investment Plan is the most sensible way to build long-term wealth from equity mutual funds…
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Should You Buy Stocks after the recent 10% Crash or Wait More?
Many investors are feeling restless these days. They are trying to find answer to just one question. Will the markets bounce back from the recent crash? Or will they go down further? Now ‘Crash’ is a strong word…
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What are your Systemically Important Investments?
Just yesterday, RBI announced the names of Systemically Important Banks of India. To put it simply, these are those banks whose failure will lead to catastrophic consequences for the country and its people, that is, us.This concept of Systemically Important Banks (or SIBs) gave…
Case Study – How Wrong Assumptions Can Destroy Your Happy Retirement Plans?
So you have finally realized that it is high time that you start investing for your retirement. And to help you with your planning, you have decided to make use of free-online-retirement-calculators.The beauty of online calculators is that it is…
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