How to Buy Sovereign Gold Bonds Online in India? Or do you want to know How to invest in Sovereign Gold Bonds online in 2025? If you are planning to invest in a government-backed gold investment option that offer investors…
Read More How to Buy Sovereign Gold Bonds (SGB) Online in India in 2025?
After the Budget 2023 and the changes announced later, there is a change in the capital gains taxation of non-equity funds. And due to this, fresh investments in gold funds and gold ETFs are no longer as tax-efficient as they…
Read More Most Tax Efficient Option for Gold Investment in India (2025)
Is your Investment adviser Registered with SEBI? Many investors who reach out to advisors want to be sure that they are dealing only with SEBI registered Investment Advisor. And the regulator SEBI has also made it abundantly clear that investors…
Read More How to check if Investment Advisor is registered with SEBI (2025)?
On the occassion of Financial Awareness Day, I was interviewed by Mint recently. You can read the full interview on this link on Mint's website or below: Q. Financial literacy is missing in our school curriculum, thus, depriving people of…
Read More My Interview in Mint (April 2023, for Financial Awareness Day)
In today's world, where social media is so prevalent, it is common to see people flaunting their luxurious lifestyles and possessions. However, what many fail to realize is that there is often a significant difference between the image of wealth…
Read More Show-Off Vs Real Expenses & Assets. And Why to link investments to goals?
Do you know how to calculate returns of Mahila Samman Savings Scheme to know what is the maturity amount? The recently introduced women-oriented small savings scheme Mahila Samman Scheme (2023) or Mahila Samman Yojana (2023) offers 7.5% interest rate. In…
Read More Mahila Samman Savings Scheme Calculator 2023 | Free Excel Download
In India, there are thousands of crores (Rs 35,000 crore) lying across banks as unclaimed deposits. So many people want to know if there is some money that they are unaware of. Such accountholders or their nominees need to be…
Read More How to Find & Claim your Unclaimed Deposits in Banks (2025)?
NSE has announced the launch of India’s first ever index focused on REITs and InvITs. The name of the index is NSE REITs & InvITs Index. This new index will track the performance of REITs and InvITs that are publicly…
Read More New NSE REITs & InvITs Index – Should You Invest (2025)?
What is the Cost Inflation Index (CII) for the Financial Year (FY 2023-24) and AY 2024-25? Cost Inflation Index (CII) for FY2023-24 is 348 Cost Inflation Index (CII) for the previous year, i.e. FY2022-23 was 331. The CII Number for…
Read More Cost Inflation Index (CII) FY2023-24 Notified as 348
Indian investors were shocked to see the surprise announcement by the government recently, to remove LTCG indexation taxation in debt fund from FY2023-24. Now all the gains in debt funds are taxed as per the investor’s income tax slab. The…
Read More Should I Switch to Hybrid Funds from Debt Funds to avoid Increased Taxation?
The Senior Citizen Savings Scheme (SCSS) interest rates have been increased to 8.2% recently (for the April-June quarter of FY2025-26). More details here. For many Indians investing in debt, 8% is the psychological level at which they wait to get…
Read More Is SCSS at 8.2% good for Senior Citizens looking for income and high rates?
The government notified the increase in almost all small savings scheme for April-June 2023 quarter (Q1 of FY2023-24) – read detail here. I have used the term ‘almost all’ as there has been no increase in PPF or Public Provident…
The government has increased the interest rates for many small scheme savings interest rates for the quarter of April-June 2023. Here are the changes made - PPF interest rates - No Change (remains at 7.1%) - Possible reason - Why…
Read More PPF stays 7.1% | Sukanya increased to 8.0% | SCSS increased to 8.2%
The EPFO has INCREASED the EPF interest rate (Employees Provident Fund). The rates have been increased to 8.15% for FY2022-23. The rates earlier were 8.1% in FY 2021-22. So the answer to your questions about What is current EPF interest…
Read More EPF Rates Increased to 8.15% for FY2022-23 (from 8.10% earlier)
The taxation of debt mutual funds will change from 1st April 2023. Here is how your debt fund capital gains will be taxed from 1st April 2023: If the Mutual Fund holds less than or equal to 35% of Indian…
Read More Debt Funds Taxation Change from 1st April 2023 (FY2023-24)
