How are Debt Funds Taxed & Indexation Benefit: Updated Rules (2020)

As people continue to look for safe higher than fixed deposit returns in India, there is a growing interest in a type of mutual fund: the Debt Funds. I have already written in detail about various types of Debt Funds…

Mutual Funds Vs Real Estate – Which is better for Investing in India? (2019 Follow up post)

Note - This is a guest post by Ajay. He has previously written on this topic here. Since a few years had passed, he was kind enough to share his views again (with a useful real-life example). Ajay has also…

Difference between Large Cap, Mid Cap, Small Cap Stocks – SEBI Categorization of Mutual Funds

When it comes to investing in equity mutual funds, people tend to look for the best large-cap funds, best mid-cap funds, best small-cap funds and whatnot. But till very recently, there weren’t any clear guidelines in Indian mutual fund space…

SIP Vs Lump sum – Which is better in Mutual Funds Investing?

I don’t like such questions. Is it better to invest lump sum or monthly SIP in mutual funds? A lot of people ask me such questions - whether SIP (Systematic Investment Plan) is better than lump sum investing in mutual…

Picking a Fund with 15% p.a. in 10 years Or a fund with 25% p.a. in 3 years?

That's an interesting problem. Neither 15% nor 25% can be called as bad returns. After all, risk free rates are at 8% or even less. But ofcourse, we are greedy and we prefer higher returns. Isn't it? I recently wrote…