When investors realize the benefit of direct plans over regular plans of mutual fund schemes (like direct plans always give higher returns than regular plans), the common reaction is to try and shift from regular to direct mutual funds. The…
Read More Will switching from Regular to Direct plans attract capital gains tax (2023)?
SEBI has modified the rules for Multicap equity mutual funds. So now a detailed allocation structure has been introduced for multi-cap funds. This has been done via a circular on ‘Asset Allocation of Multi-cap funds’ (dated 11-Sep 2020: link or download…
Read More Multi-Cap Fund Allocation Rule Change (2020) + Impact on your MF Portfolio
In India, taxation of arbitrage funds helps investors immensely. The Arbitrage funds are treated in part with equity funds for taxation purposes. That is, if you hold the funds for less than a year, you pay 15% short-term capital gains…
If you are looking for a complete list of Index Funds in India (2023), then here it is. You will find a listing of all the major index funds tracking Indian indexes like Nifty 50, Nifty Next 50, Sensex, etc.…
Does instant mutual fund redemption interest you? I am sure many would be interested. And yes its possible. Some liquid mutual funds offer instant redemption facility in India (2020). Several AMCs provide this useful facility. You get to access and…
Read More Instant Redemption Liquid Funds (2020) Rs 50,000 per day: Is it Good?
I got a mail from a reader. He wanted to know whether it made sense to take the loan moratorium but continue his SIP. Or should he stop the SIP? No doubt the current situation has reduced many people’s ability…
Read More Pause SIP before Stopping. But pay EMIs first & avoid Moratorium.
Think about it - Ability to stick to a strategy is more important than the potential return of the strategy itself when picking amongst many strategies. Why? Because if you don’t stick around with a strategy for long enough, then…
Read More Pick a Strategy You Can Stick with + PREMIUM Strategy Tool
About 2+ years back, SEBI did what was long required. It undertook a massive and comprehensive relook at the Indian mutual fund space. And as a result, a big Categorization & Rationalization of Mutual Funds was carried out in 2018,…
When you board a flight, generally the thoughts about turbulence aren’t on mind. But when your flight does pass through turbulent weather, then you feel stressed. And rightly so. I am also 100% sure that at some point during the…
Read More Debt Funds: How to Think Correctly ‘First’ – [Important]
I recently got quoted a few times in Morningstar's coverage of how leading advisors are navigating the debt fund space. The context is the current on-going turmoil in the debt fund space. If you wish to know my thoughts on…
Read More (Quoted: Morningstar) How Advisers navigate the Debt Funds space?
I had written about the Franklin India’s unexpected closure of 6 debt funds in detail earlier here - Franklin India winds down 6 debt funds. Many investors have exposure to these 6 funds. After all, Rs 25,000+ crore had been…
Read More Franklin India’s 6 Closed Debt Funds: (Update) When do you get back money?
Fueled by the COVID-19 pandemic, the unprecedented times in the Indian financial markets continue. Franklin India AMC (Mutual Funds) has taken the extraordinary decision to wind down 6 of its popular debt funds. Without a doubt, the news isn’t a…
Read More Franklin India winds down 6 Debt Funds: What it means for investors?
Remember SEBI’s Mutual Fund Categorization exercise of 2018? The primary purpose of that monumental exercise was to bring uniformity between schemes offered by different Mutual Fund Houses and to reduce investor’s confusion, thereby helping investors to easily understand schemes and…
Read More Should SEBI revisit MF Categorization: To widen Large & Mid Cap categories?
Mutual funds in India are ideal investment options for wealth creation as well as saving for all your financial goals. But if you are an investor in these, you should be very clear about how these mutual funds are taxed…
Read More Latest Mutual Fund Taxation Rules (2021 2022): How Mutual Funds are taxed in India?
The exit loads on Liquid Funds have undergone a change. From now on, i.e. with effect from October 20, 2019, Graded Exit Load will be applicable on all investments in liquid funds. So what is the new graded exit load…
